Last close · 16 Oct 2026
Rs 51.04 -3.15%
Financials
TPL Insurance Limited (TPLI) financials
20 years of annual results (FY2006 – FY2025).
TPL Insurance Limited (TPLI) reported total income of Rs 4.5 bn for FY2025 (Jan – Dec 2025), up 20.1% from FY2024.
Profit attributable to shareholders was Rs 47.7 mn (EPS Rs 0.24), up 123.7%.
No cash dividend was declared for FY2025.
Return on equity was 1.7%.
Over the last five years total income grew at a compound 14.8% a year.
At Rs 51.04 (close on 16 Oct 2026) the shares trade at 212.5× earnings (FY2025) and 3.66× book value.
Fundamentals
TPLI at a glance
Net premium earned · FY2025
Rs 4.3 bn
▲ 25.4% year on year
Profit attributable to shareholders · FY2025
Rs 47.7 mn
▲ 123.7% year on year
EPS – basic (Rs) · FY2025
Rs 0.24
▲ 118.4% year on year
Dividend per share (Rs) · FY2025
Rs 0.00
Investments · FY2025
Rs 2.4 bn
▼ 10.4% year on year
Return on equity (ROE) · FY2025
1.7%
+0.9 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 4.5 bn
- Profit attributable · FY2025
- Rs 47.7 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 8.8 bn
- Equity · FY2025
- Rs 2.8 bn
Financial highlights
TPLI financial results
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 4,293.8 | 3,424.1 | 3,084.7 | 2,967.0 | 2,398.4 | 2,163.1 | 2,136.2 | 1,264.0 | 1,299.5 | 1,197.1 |
| Investment income (net) | 201.1 | 322.9 | 401.3 | 177.9 | 85.3 | 90.6 | 80.9 | 1.3 | 15.2 | 11.4 |
| Net claims & benefits | (2,167.5) | (1,656.3) | (1,506.4) | (1,415.4) | (1,112.7) | (970.1) | (882.9) | (485.9) | (502.0) | (507.9) |
| Profit before tax | 55.8 | 115.6 | 1,145.2 | 65.1 | (5.2) | 79.5 | 56.0 | 14.5 | 163.4 | 148.8 |
| Profit attributable to shareholders | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| EPS – basic (Rs) Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.48 | 0.00 | 0.00 |
| Investments | 2,352.6 | 2,625.6 | 2,794.1 | 2,084.6 | 1,745.7 | 1,016.6 | 1,017.2 | 1,021.9 | 1,343.8 | 933.6 |
| Total assets | 8,828.8 | 7,939.0 | 7,308.7 | 5,971.5 | 4,786.1 | 3,501.2 | 2,966.1 | 2,251.3 | 2,500.6 | 2,280.2 |
| Total equity | 2,788.5 | 2,750.6 | 2,638.3 | 2,144.3 | 1,526.9 | 840.4 | 754.1 | 936.9 | 1,121.3 | 1,045.0 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 15 Oct 2026.