Last close · 16 Oct 2026
Rs 10.85 +0.37%
Annual · FY2012 – FY2025
The United Insurance Company (UNIC) cash flow statement
Operating activities generated Rs 199.7 mn of cash in FY2025 (Jan – Dec 2025), down 88.4% on FY2024. Capital expenditure was Rs 69.3 mn. Dividends paid to shareholders came to Rs 20,385. Overall, cash increased by Rs 14.4 mn.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | 199.7 | 1,722.3 | 464.9 | 936.9 | 797.7 |
| Capital expenditure | (69.3) | (459.2) | (283.5) | (233.8) | (115.9) |
| Net cash from investing activities | (121.9) | (435.4) | 455.9 | 245.1 | (162.7) |
| Dividends paid | (0.0) | (1,014.8) | (1,183.6) | (1,002.1) | (285.8) |
| Net cash from financing activities | (63.3) | (1,062.9) | (1,226.2) | (1,052.5) | (327.5) |
| Net change in cash | 14.4 | 224.0 | (305.4) | 129.5 | 307.6 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | -88.4% | +270.4% | -50.4% | +17.4% | +40.0% |
| Capital expenditure | -84.9% | +62.0% | +21.2% | +101.8% | +103.3% |
| Net cash from investing activities | — | -195.5% | +86.0% | — | — |
| Dividends paid | -100.0% | -14.3% | +18.1% | +250.7% | +61.5% |
| Net cash from financing activities | — | — | — | — | — |
| Net change in cash | -93.6% | — | -335.9% | -57.9% | +60.9% |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 46
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | 0.2 | 1.7 | 0.5 | 0.9 | 0.8 |
| Capital Expenditures - Net - Cash Flow | (0.0) | 0.4 | 0.2 | 0.2 | 0.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | (0.0) | 0.4 | 0.2 | 0.2 | 0.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.1 | 0.5 | 0.3 | 0.2 | 0.1 |
| Property, Plant & Equipment Sold - Cash Flow | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | — | — | — | — | — |
| Intangible Assets - Purchased/Acquired - Cash Flow | — | — | — | — | — |
| Capital Expenditures - Total | 0.1 | 0.5 | 0.3 | 0.2 | 0.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (0.3) | (0.2) | 0.5 | 0.3 | (0.3) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (0.3) | (0.2) | 0.5 | 0.3 | (0.3) |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 3.2 | 1.3 | 1.9 | 2.4 | 2.4 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 3.5 | 1.5 | 1.3 | 2.1 | 2.7 |
| Other Investing Cash Flow - Decrease/(Increase) | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 |
| Net Cash Flow from Investing Activities | (0.1) | (0.4) | 0.5 | 0.2 | (0.2) |
| Dividends Paid - Cash - Total - Cash Flow | 0.0 | 1.0 | 1.2 | 1.0 | 0.3 |
| Dividends - Common - Cash Paid | 0.0 | 1.0 | 1.2 | 1.0 | 0.3 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (0.1) | (0.0) | (0.0) | (0.1) | (0.0) |
| Debt - Issued/(Reduced) - Short-Term - Total - Cash Flow | — | — | — | — | — |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.1) | (0.0) | (0.0) | (0.1) | (0.0) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.1) | (0.0) | (0.0) | (0.1) | (0.0) |
| Debt - Reduced - Long-Term - Cash Flow | 0.1 | 0.0 | 0.0 | 0.1 | 0.0 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.1 | 0.0 | 0.0 | 0.1 | 0.0 |
| Net Cash Flow from Financing Activities | (0.1) | (1.1) | (1.2) | (1.1) | (0.3) |
| Net Change in Cash - Total | 0.0 | 0.2 | (0.3) | 0.1 | 0.3 |
| Net Cash from Continuing Operations | 0.0 | 0.2 | (0.3) | 0.1 | 0.3 |
| Net Cash - Beginning Balance | 0.8 | 0.6 | 0.9 | 0.8 | 0.5 |
| Net Cash - Ending Balance | 0.8 | 0.8 | 0.6 | 0.9 | 0.8 |
| Interest Paid - Cash (Cash Flow - Direct) | 0.1 | 0.0 | 0.0 | 0.1 | 0.0 |
| Cash Receipts - Business Activities - Cash Flow | 10.7 | 13.0 | 11.9 | 8.0 | 7.6 |
| Premiums Received - Cash Flow | 7.3 | 9.1 | 7.9 | 6.0 | 5.6 |
| Reinsurance Recovered - Cash Flow | 2.7 | 3.2 | 3.2 | 1.6 | 1.6 |
| Cash Receipts - Other - Cash Flow | 0.7 | 0.7 | 0.7 | 0.5 | 0.5 |
| Cash Payments - Business Activities - Cash Flow | 10.0 | 10.9 | 10.9 | 6.5 | 6.7 |
| Reinsurance Paid - Cash Flow | 4.2 | 4.3 | 4.9 | 2.7 | 3.1 |
| Claims Paid - Cash Flow | 3.6 | 4.3 | 4.2 | 2.1 | 2.1 |
| Cash Payments - Other - Cash Flow | 2.2 | 2.3 | 1.8 | 1.8 | 1.5 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 0.7 | 0.3 | 0.2 | 0.2 | 0.2 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash Receipts/(Payments) - Net - Cash Flow | 0.3 | (0.1) | (0.3) | (0.3) | (0.0) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 0.7 | 0.3 | 0.2 | 0.2 | 0.2 |
| Interest Paid - Cash Flow - Supplemental | 0.1 | 0.0 | 0.0 | 0.1 | 0.0 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| CF from Optg Activities before Change in WC & Int Payments | 0.3 | 1.7 | 0.5 | 1.0 | 0.8 |
| Free Cash Flow to Equity | 0.1 | 1.3 | 0.2 | 0.7 | 0.7 |
| Free Cash Flow Net of Dividends | 0.1 | 0.2 | (1.0) | (0.3) | 0.4 |
| Free Cash Flow | 0.1 | 1.3 | 0.2 | 0.7 | 0.7 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.