Last close · 16 Oct 2026
Rs 10.78 -0.28%
Annual · FY2012 – FY2025
The United Insurance Company (UNIC) income statement
The United Insurance Company reported total income of Rs 5.2 bn for FY2025 (Jan – Dec 2025), down 7.9% on FY2024. Tax of Rs 802.3 mn took 34.8% of pre-tax profit. Profit attributable to shareholders was Rs 1.5 bn, down 25.7% on FY2024, or Rs 3.02 per share.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 5,418.9 | 5,135.3 | 3,629.6 | 3,379.9 | 2,722.9 | 1,868.7 | 2,541.6 | 2,574.4 | 2,678.7 | 2,473.4 | 2,151.8 | 1,536.7 | 1,108.5 | 783.3 |
| Investment income (net) | (250.6) | 474.1 | 134.8 | 111.0 | 63.6 | 57.2 | 67.1 | 8.4 | 67.2 | 78.0 | 60.7 | 63.4 | 34.7 | 41.2 |
| Total income | 5,171.0 | 5,611.9 | 3,766.7 | 3,493.0 | 2,789.0 | 1,928.6 | 2,611.0 | 2,585.0 | 2,748.3 | 2,553.6 | 2,213.9 | 1,601.5 | 1,144.4 | 825.1 |
| Net claims & benefits | (1,190.5) | (1,330.7) | (985.3) | (749.8) | (539.4) | (401.5) | (1,154.7) | (1,322.5) | (1,304.2) | (931.0) | (747.6) | (419.4) | (323.1) | (245.4) |
| Profit before tax | 2,308.6 | 2,792.5 | 1,370.2 | 1,199.2 | 1,057.2 | 534.4 | 609.1 | 562.7 | 487.3 | 362.8 | 679.6 | 507.9 | 290.6 | 187.5 |
| Taxation | (802.3) | (765.6) | (364.8) | (277.5) | (248.2) | (119.8) | (207.5) | (173.5) | (195.1) | (79.5) | (59.6) | (47.0) | (33.2) | (26.4) |
| Profit after tax | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 | 620.0 | 460.9 | 257.4 | 161.1 |
| Profit attributable to shareholders | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 | 620.0 | 460.9 | 257.4 | 161.1 |
| Per share | ||||||||||||||
| EPS – basic (Rs) Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 | 1.46 | 1.08 | 0.61 | 0.38 |
| Dividend per share (Rs) Rs | 0.00 | 1.67 | 2.43 | 3.12 | 0.69 | 0.00 | 0.42 | 0.00 | 0.00 | 0.42 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +5.5% | +41.5% | +7.4% | +24.1% | +45.7% | -26.5% | -1.3% | -3.9% | +8.3% | +14.9% | +40.0% | +38.6% | +41.5% | — |
| Investment income (net) | -152.9% | +251.7% | +21.5% | +74.5% | +11.2% | -14.8% | +702.1% | -87.6% | -13.8% | +28.4% | -4.2% | +82.8% | -15.7% | — |
| Total income | -7.9% | +49.0% | +7.8% | +25.2% | +44.6% | -26.1% | +1.0% | -5.9% | +7.6% | +15.3% | +38.2% | +39.9% | +38.7% | — |
| Net claims & benefits | -10.5% | +35.1% | +31.4% | +39.0% | +34.4% | -65.2% | -12.7% | +1.4% | +40.1% | +24.5% | +78.2% | +29.8% | +31.6% | — |
| Profit before tax | -17.3% | +103.8% | +14.3% | +13.4% | +97.8% | -12.3% | +8.2% | +15.5% | +34.3% | -46.6% | +33.8% | +74.8% | +55.0% | — |
| Taxation | +4.8% | +109.9% | +31.5% | +11.8% | +107.1% | -42.2% | +19.6% | -11.1% | +145.3% | +33.5% | +26.6% | +41.8% | +25.8% | — |
| Profit after tax | -25.7% | +101.6% | +9.1% | +13.9% | +95.2% | +3.2% | +3.2% | +33.2% | +3.2% | -54.3% | +34.5% | +79.1% | +59.7% | — |
| Profit attributable to shareholders | -25.7% | +101.6% | +9.1% | +13.9% | +95.2% | +3.2% | +3.2% | +33.2% | +3.2% | -54.3% | +34.5% | +79.1% | +59.7% | — |
| Per share | ||||||||||||||
| EPS – basic (Rs) | -28.5% | +101.6% | -3.6% | +13.9% | +95.2% | +3.2% | +3.2% | +33.2% | +3.2% | -54.3% | +34.5% | +79.1% | +59.7% | — |
| Dividend per share (Rs) | -100.0% | -31.4% | -22.2% | +350.0% | — | -100.0% | — | — | -100.0% | — | — | — | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 104.8% | 91.5% | 96.4% | 96.8% | 97.6% | 96.9% | 97.3% | 99.6% | 97.5% | 96.9% | 97.2% | 96.0% | 96.9% | 94.9% |
| Investment income (net) | (4.8%) | 8.4% | 3.6% | 3.2% | 2.3% | 3.0% | 2.6% | 0.3% | 2.4% | 3.1% | 2.7% | 4.0% | 3.0% | 5.0% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (23.0%) | (23.7%) | (26.2%) | (21.5%) | (19.3%) | (20.8%) | (44.2%) | (51.2%) | (47.5%) | (36.5%) | (33.8%) | (26.2%) | (28.2%) | (29.7%) |
| Profit before tax | 44.6% | 49.8% | 36.4% | 34.3% | 37.9% | 27.7% | 23.3% | 21.8% | 17.7% | 14.2% | 30.7% | 31.7% | 25.4% | 22.7% |
| Taxation | (15.5%) | (13.6%) | (9.7%) | (7.9%) | (8.9%) | (6.2%) | (7.9%) | (6.7%) | (7.1%) | (3.1%) | (2.7%) | (2.9%) | (2.9%) | (3.2%) |
| Profit after tax | 29.1% | 36.1% | 26.7% | 26.4% | 29.0% | 21.5% | 15.4% | 15.1% | 10.6% | 11.1% | 28.0% | 28.8% | 22.5% | 19.5% |
| Profit attributable to shareholders | 29.1% | 36.1% | 26.7% | 26.4% | 29.0% | 21.5% | 15.4% | 15.1% | 10.6% | 11.1% | 28.0% | 28.8% | 22.5% | 19.5% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 110
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 5,418.9 | 5,135.3 | 3,629.6 | 3,379.9 | 2,722.9 | 1,868.7 | 2,541.6 | 2,574.4 | 2,678.7 | 2,473.4 |
| Fees & Commissions Income | 2.8 | 2.5 | 2.3 | 2.1 | 2.5 | 2.7 | 2.3 | 2.3 | 2.4 | 2.1 |
| Fees & Commissions Expense | 138.5 | 128.3 | 177.2 | 260.5 | 157.8 | 95.5 | 118.3 | 96.2 | 231.9 | 235.0 |
| Investment Income/(Expense) - Net - Insurance | (250.6) | 474.1 | 134.8 | 111.0 | 63.6 | 57.2 | 67.1 | 8.4 | 67.2 | 78.0 |
| Investment Income - Gross - Insurance - Total | (250.6) | 474.1 | 134.8 | 111.0 | 63.6 | 57.2 | 67.1 | 8.4 | 67.2 | 78.0 |
| Revenue from Business-Related Activities - Other - Total | 2.8 | 2.5 | 2.3 | 2.1 | 2.5 | 2.7 | 2.3 | 2.3 | 2.4 | 2.1 |
| Revenue from Business Activities - Total | 5,171.0 | 5,611.9 | 3,766.7 | 3,493.0 | 2,789.0 | 1,928.6 | 2,611.0 | 2,585.0 | 2,748.3 | 2,553.6 |
| Insurance Claims/Reserves - Total | 1,190.5 | 1,330.7 | 985.3 | 749.8 | 539.4 | 401.5 | 1,154.7 | 1,322.5 | 1,304.2 | 931.0 |
| Insurance Benefits Paid - Current | 1,190.5 | 1,347.6 | 968.4 | 755.7 | 533.5 | 438.7 | 1,153.5 | 1,305.3 | 1,287.2 | 934.5 |
| Non-Life Insurance Benefits Paid | 1,190.5 | 1,347.6 | 968.4 | 755.7 | 533.5 | 438.7 | 1,153.5 | 1,305.3 | 1,287.2 | 934.5 |
| Selling, General & Administrative Expenses - Total | 1,600.7 | 1,542.2 | 1,379.2 | 1,246.2 | 1,088.2 | 926.6 | 921.7 | 840.5 | 930.1 | 817.2 |
| Long-Term Insurance Reserves - Gross | 0.0 | (16.9) | 16.9 | (5.9) | 5.9 | (37.2) | 1.2 | 17.3 | 17.0 | (3.6) |
| Selling, General & Administrative Expenses - Unclassified | — | — | — | — | 13.0 | 6.9 | 4.9 | 8.1 | 8.9 | 254.4 |
| Depreciation in Selling, General & Administrative Expenses | 267.6 | 226.7 | 209.2 | 140.3 | 140.9 | 151.0 | 91.2 | — | — | 103.2 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 17.5 | 8.2 | 4.0 | 0.4 | 0.5 | 0.7 | 0.9 | — | — | — |
| Other Operating Expense/(Income) - Net | (24.9) | (61.8) | 4.6 | (3.0) | (34.9) | (1.4) | (125.3) | (188.5) | (199.1) | (49.2) |
| Other Operating Income - Total | 36.4 | 73.6 | 8.0 | 3.3 | 35.2 | 1.7 | 125.5 | — | — | — |
| Operating Expenses - Total | 2,904.8 | 2,939.4 | 2,546.4 | 2,253.5 | 1,750.6 | 1,422.2 | 2,069.4 | 2,070.7 | 2,267.2 | 1,934.0 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 1,315.6 | 1,307.3 | 1,166.0 | 1,105.5 | 933.9 | 768.1 | 824.8 | 832.4 | 921.2 | 449.0 |
| Selling, General & Administrative Expenses - Other - Total | — | — | — | — | — | — | — | — | — | 10.6 |
| Rental Expense | — | — | — | — | — | — | — | — | — | 10.6 |
| Operating Profit before Non-Recurring Income/(Expense) | 2,266.3 | 2,672.6 | 1,220.3 | 1,239.5 | 1,038.4 | 506.4 | 541.6 | 514.4 | 481.1 | 619.6 |
| Other Operating Expense | 11.5 | 11.8 | 12.7 | 0.3 | 0.3 | 0.3 | 0.2 | — | — | — |
| Interest Expense - Net of Capitalized Interest | 69.3 | 15.5 | 12.9 | 62.6 | 5.6 | 6.1 | 5.9 | 3.4 | 5.4 | 10.4 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 56.5 | (54.7) | 0.0 | 0.0 | (6.1) | (1.3) | 17.7 | — | — | 5.2 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | — | — | — | — | (7.2) | 16.6 | 23.8 | 23.7 | (35.4) | (276.7) |
| Other Non-Operating Income/(Expense) - Total | 55.1 | 190.2 | 165.7 | 23.8 | 38.4 | 19.1 | 31.9 | 27.7 | 47.0 | 25.2 |
| Foreign Exchange Gain/(Loss) - Non-Business | — | 0.0 | (2.9) | (1.5) | (0.7) | (0.3) | 0.1 | 0.3 | (0.0) | — |
| Normalized Pre-tax Profit | 2,308.6 | 2,792.5 | 1,370.2 | 1,199.2 | 1,057.2 | 534.4 | 609.1 | 562.7 | 487.3 | 362.8 |
| Provision for Income Tax Expense- Unclassified | 802.3 | 765.6 | 364.8 | 277.5 | 248.2 | 119.8 | 207.5 | — | — | 79.5 |
| Income before Taxes | 2,308.6 | 2,792.5 | 1,370.2 | 1,199.2 | 1,057.2 | 534.4 | 609.1 | 562.7 | 487.3 | 362.8 |
| Income Taxes | 802.3 | 765.6 | 364.8 | 277.5 | 248.2 | 119.8 | 207.5 | 173.5 | 195.1 | 79.5 |
| Income Taxes for the Year - Current | — | — | — | — | — | — | — | 145.4 | 99.4 | — |
| Income Taxes - Deferred | — | — | — | — | — | — | — | 18.3 | 11.2 | — |
| Income Taxes - Other (by Type) | — | — | — | — | — | — | — | 9.8 | 84.5 | — |
| Net Income after Tax | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Income before Discontinued Operations & Extraordinary Items | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Net Income before Minority Interest | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Net Income after Minority Interest | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Income Available to Common Shares | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 1.67 | 2.43 | 3.12 | 0.69 | 0.00 | 0.42 | 0.00 | 0.00 | 0.42 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Income available to Common excluding Extraordinary Items | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Shares used to calculate Basic EPS - Total mn | 499.3 | 480.7 | 480.7 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 499.3 | 480.7 | 480.7 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dilution Adjustment | — | — | — | — | — | — | — | — | — | 0.0 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Diluted Income available to Common excluding Extraordinary Items | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Shares used to calculate Diluted EPS - Total mn | 499.3 | 480.7 | 480.7 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 499.3 | 480.7 | 480.7 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 | 424.8 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 3.02 | 4.22 | 2.09 | 2.17 | 1.90 | 0.98 | 0.95 | 0.92 | 0.69 | 0.67 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 2.08 | 2.43 | 2.43 | 0.69 | 0.42 | 0.00 | 0.00 | 0.42 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 1.87 | 2.19 | 2.19 | 0.63 | 0.38 | 0.00 | 0.00 | 0.38 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 2,266.3 | 2,672.6 | 1,220.3 | 1,239.5 | 1,038.4 | 506.4 | 541.6 | 514.4 | 481.1 | 619.6 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 2,551.4 | 2,907.5 | 1,433.5 | 1,380.2 | 1,179.7 | 658.0 | 633.6 | 608.2 | 587.4 | 722.9 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | — | — | — | — | — | — | — | — | — | 733.4 |
| Depreciation - Investment Property - Supplemental | 0.2 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 | — | — | 0.1 |
| Depreciation & Amortization - Supplemental | 302.6 | 234.9 | 213.2 | 140.7 | 141.4 | 151.6 | 92.0 | 93.8 | 106.3 | 103.1 |
| Depreciation Expense - Total - Supplemental | 267.6 | 226.7 | 209.2 | 140.3 | 140.9 | 151.0 | 91.2 | 93.8 | 106.3 | 103.1 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 42.9 | 32.7 | 42.3 | 25.3 | 23.4 | 23.9 | 21.0 | 17.0 | — | — |
| Amortization - Total - Supplemental | 35.0 | 8.2 | 4.0 | 0.4 | 0.5 | 0.7 | 0.9 | — | — | — |
| Intangible Amortization - Other - Supplemental | 35.0 | 8.2 | 4.0 | 0.4 | 0.5 | 0.7 | 0.9 | — | — | — |
| Amortization of Computer Software - Supplemental | 17.5 | 8.2 | 4.0 | 0.4 | 0.5 | 0.7 | 0.9 | — | — | — |
| Depreciation, Depletion & Amortization - Total | 285.1 | 234.9 | 213.2 | 140.7 | 141.4 | 151.6 | 92.0 | 93.8 | 106.3 | 103.2 |
| Depreciation - Total | 267.6 | 226.7 | 209.2 | 140.3 | 140.9 | 151.0 | 91.2 | 93.8 | 106.3 | 103.2 |
| Amortization of Intangible Assets excluding Goodwill - Total | 17.5 | 8.2 | 4.0 | 0.4 | 0.5 | 0.7 | 0.9 | — | — | — |
| Normalized after Tax Profit | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Normalized Net Income from Continuing Operations | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Normalized Net Income - Bottom Line | 1,506.2 | 2,026.9 | 1,005.4 | 921.7 | 809.1 | 414.6 | 401.6 | 389.2 | 292.3 | 283.3 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 2,377.9 | 2,808.1 | 1,383.1 | 1,261.8 | 1,062.8 | 540.5 | 615.0 | 566.1 | 492.7 | 373.3 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 2,663.0 | 3,043.0 | 1,596.3 | 1,402.4 | 1,204.2 | 692.1 | 707.1 | 659.9 | 599.0 | 476.5 |
| Depreciation of Financial Lease Right-of-Use Assets | 42.9 | — | — | — | — | — | — | 17.0 | — | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | 19.2 | 11.4 | 8.8 | 11.0 | 5.6 | 6.1 | 5.9 | 3.4 | — | — |
| Rental/Operating Lease Expense | — | — | — | — | — | — | — | — | — | 10.6 |
| Interest Expense | 69.3 | 15.5 | 12.9 | 62.6 | 5.6 | 6.1 | 5.9 | 3.4 | 5.4 | 10.4 |
| Investment Income - Insurance | (250.6) | 474.1 | 134.8 | 111.0 | 63.6 | 57.2 | 67.1 | 8.4 | 67.2 | 78.0 |
| Losses, Benefits & Adjustments - Insurance | 1,190.5 | 1,330.7 | 985.3 | 749.8 | 539.4 | 401.5 | 1,154.7 | 1,322.5 | 1,304.2 | 931.0 |
| Operating Expenses | 2,904.8 | 2,939.4 | 2,546.4 | 2,253.5 | 1,750.6 | 1,422.2 | 2,069.4 | 2,070.7 | 2,267.2 | 1,934.0 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 1,600.7 | 1,542.2 | 1,379.2 | 1,246.2 | 1,088.2 | 926.6 | 921.7 | 840.5 | 930.1 | 817.2 |
| Total Claim & Loss Expense | 1,190.5 | 1,330.7 | 985.3 | 749.8 | 539.4 | 401.5 | 1,154.7 | 1,322.5 | 1,304.2 | 931.0 |
| Underwriting Expenses - Insurance | 1,714.3 | 1,608.7 | 1,561.0 | 1,503.7 | 1,211.2 | 1,020.7 | 914.8 | 748.1 | 963.0 | 1,003.0 |
| Income before Taxes & Provision for Loan Losses | 2,308.6 | 2,792.5 | 1,370.2 | 1,199.2 | 1,057.2 | 534.4 | 609.1 | 562.7 | 487.3 | 362.8 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 2.08 | 2.43 | 2.43 | 0.69 | 0.42 | 0.00 | 0.00 | 0.42 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 2.08 | 2.43 | 2.43 | 0.69 | 0.42 | 0.00 | 0.00 | 0.42 | 0.00 |
| Tax Adjusted Operating Income | 1,551.4 | 2,038.2 | 1,014.9 | 969.8 | 813.4 | 419.3 | 405.5 | 391.6 | 295.5 | 291.5 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | 523.8 | 278.0 | 575.7 | 753.9 | 671.8 | 619.2 | (239.9) | (574.4) | (341.3) | 72.0 |
| Operating Expenses excluding Non-Cash Charges - Total | 2,619.6 | 2,704.5 | 2,333.2 | 2,112.8 | 1,609.3 | 1,270.6 | 1,977.4 | 1,976.9 | 2,160.9 | 1,830.7 |
| Premiums Earned - Total | 5,421.7 | 5,137.8 | 3,631.9 | 3,382.0 | 2,725.4 | 1,871.4 | 2,543.9 | 2,576.7 | 2,681.1 | 2,475.6 |
| Losses, Benefits & Adjustments - Total | 1,190.5 | 1,330.7 | 985.3 | 749.8 | 539.4 | 401.5 | 1,154.7 | 1,322.5 | 1,304.2 | 931.0 |
| Income Available to Common Shares before Depreciation & Amortization | 1,791.4 | 2,261.9 | 1,218.6 | 1,062.4 | 950.4 | 566.2 | 493.6 | 483.0 | 398.6 | 386.6 |
| Fixed Charges | 69.3 | 15.5 | 12.9 | 62.6 | 5.6 | 6.1 | 5.9 | 3.4 | 5.4 | 10.4 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 2.08 | 2.43 | 2.43 | 0.69 | 0.42 | 0.00 | 0.00 | 0.42 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.