ABL Allied Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 171.13 -0.36%
Quarterly · Q3 FY2021 – Q2 FY2026
Allied Bank Limited (ABL) quarterly income statement
Allied Bank Limited reported total income of Rs 59.0 bn for Q2 FY2026 (Apr – Jun 2026), up 75.7% on Q2 FY2025. Net interest income was Rs 51.5 bn, up 91.8% on Q2 FY2025, with non-interest income of Rs 7.5 bn. Tax of Rs 7.9 bn took 50.6% of pre-tax profit. Profit attributable to shareholders was Rs 7.7 bn, down 19.4% on Q2 FY2025, or Rs 6.69 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 382.0 | 114.0 | 112.8 | 76.5 | 78.7 | 72.5 | 72.5 | 86.3 | 99.5 | ||||||||||||
| Interest expense | (218.7) | (62.5) | (55.9) | (49.1) | (51.2) | (45.6) | (46.3) | (60.5) | (67.2) | ||||||||||||
| Net interest income | 163.3 | 51.5 | 56.9 | 27.4 | 27.5 | 26.8 | 26.3 | 25.9 | 32.4 | ||||||||||||
| Fee & commission income (net) | 19.5 | 4.6 | 4.8 | 5.3 | 4.7 | 4.6 | 4.4 | 4.7 | 4.2 | ||||||||||||
| Foreign exchange income | 5.7 | 2.2 | 1.3 | 0.8 | 1.5 | 1.2 | 1.7 | 1.2 | 1.4 | ||||||||||||
| Gain / (loss) on securities | 1.8 | 0.7 | (0.2) | 0.3 | 1.0 | 0.9 | 0.7 | 1.1 | 0.4 | ||||||||||||
| Total non-interest income | 27.0 | 7.5 | 5.9 | 6.4 | 7.2 | 6.7 | 6.9 | 7.0 | 6.0 | ||||||||||||
| Total income | 190.2 | 59.0 | 62.8 | 33.8 | 34.7 | 33.6 | 33.2 | 32.9 | 38.3 | ||||||||||||
| Operating expenses | (68.1) | (18.4) | (17.9) | (15.1) | (16.7) | (14.4) | (16.4) | (17.0) | (15.3) | ||||||||||||
| Provisions & impairment (loans) | (2.8) | (0.1) | 1.0 | (2.9) | (0.8) | (2.7) | 0.6 | 1.4 | 0.2 | ||||||||||||
| Profit before tax | 70.5 | 15.5 | 16.9 | 19.6 | 18.4 | 20.1 | 17.7 | 18.5 | 24.0 | ||||||||||||
| Taxation | (36.1) | (7.9) | (8.6) | (10.0) | (9.6) | (10.6) | (9.2) | (10.6) | (11.6) | ||||||||||||
| Profit after tax | 34.3 | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 | ||||||||||||
| Profit attributable to shareholders | 34.3 | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 | ||||||||||||
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 29.97 | 6.69 | 7.26 | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 | ||||||||||||
| EPS – diluted (Rs) Rs | — | — | — | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 | ||||||||||||
| Dividend per share (Rs) Rs | 16.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | ||||||||||||
| Weighted average shares mn | — | — | — | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | ||||||||||||
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | +57.3% | +55.4% | -11.4% | -20.9% | -26.6% | -23.9% | -8.0% | +3.5% | ||||||||||||
| Interest expense | +37.0% | +20.8% | -18.8% | -23.8% | -33.6% | -29.0% | -0.4% | +3.2% | ||||||||||||
| Net interest income | +91.8% | +116.6% | +6.0% | -15.0% | -10.6% | -12.9% | -21.8% | +4.3% | ||||||||||||
| Fee & commission income (net) | -0.1% | +9.2% | +12.8% | +13.4% | +38.1% | +11.0% | +40.4% | +39.6% | ||||||||||||
| Foreign exchange income | +77.0% | -26.8% | -38.4% | +7.1% | -56.6% | +36.8% | -63.5% | -3.1% | ||||||||||||
| Gain / (loss) on securities | -18.4% | -129.0% | -69.1% | +132.3% | +49.7% | +146.0% | +258.3% | — | ||||||||||||
| Total non-interest income | +11.5% | -14.7% | -9.2% | +20.6% | -0.3% | +24.2% | +0.0% | +35.6% | ||||||||||||
| Total income | +75.7% | +89.2% | +2.7% | -9.4% | -8.7% | -7.1% | -18.0% | +8.2% | ||||||||||||
| Operating expenses | +27.2% | +9.4% | -10.8% | +9.1% | +4.8% | +20.8% | +46.1% | +22.3% | ||||||||||||
| Provisions & impairment (loans) | — | +62.4% | -307.0% | -552.7% | — | — | — | — | ||||||||||||
| Profit before tax | -22.7% | -4.3% | +6.1% | -23.4% | -18.4% | -21.6% | -34.9% | +4.8% | ||||||||||||
| Taxation | -25.7% | -6.4% | -4.8% | -17.5% | -12.9% | -16.0% | -34.4% | +0.7% | ||||||||||||
| Profit after tax | -19.4% | -2.0% | +20.6% | -28.9% | -23.8% | -27.0% | -35.6% | +9.0% | ||||||||||||
| Profit attributable to shareholders | -19.4% | -2.0% | +20.6% | -28.9% | -23.8% | -27.0% | -35.6% | +9.0% | ||||||||||||
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -19.4% | -1.9% | +20.6% | -28.9% | -23.8% | -27.0% | -35.6% | +9.0% | ||||||||||||
| EPS – diluted (Rs) | — | — | +20.6% | -28.9% | -23.8% | -27.0% | -35.6% | +9.0% | ||||||||||||
| Dividend per share (Rs) | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +33.3% | ||||||||||||
| Weighted average shares | — | — | — | — | — | — | — | — | ||||||||||||
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 193.3% | 179.7% | 226.4% | 226.8% | 215.9% | 218.7% | 262.5% | 259.7% |
| Interest expense | (106.0%) | (89.1%) | (145.3%) | (147.6%) | (136.0%) | (139.5%) | (183.9%) | (175.3%) |
| Net interest income | 87.3% | 90.6% | 81.1% | 79.2% | 80.0% | 79.1% | 78.6% | 84.4% |
| Fee & commission income (net) | 7.9% | 7.7% | 15.6% | 13.6% | 13.8% | 13.4% | 14.2% | 10.8% |
| Foreign exchange income | 3.6% | 2.0% | 2.3% | 4.3% | 3.6% | 5.2% | 3.8% | 3.6% |
| Gain / (loss) on securities | 1.2% | (0.3%) | 1.0% | 2.9% | 2.6% | 2.2% | 3.4% | 1.1% |
| Total non-interest income | 12.7% | 9.4% | 18.9% | 20.8% | 20.0% | 20.9% | 21.4% | 15.6% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (31.1%) | (28.6%) | (44.8%) | (48.0%) | (43.0%) | (49.4%) | (51.6%) | (39.8%) |
| Provisions & impairment (loans) | (0.2%) | 1.7% | (8.5%) | (2.4%) | (8.0%) | 1.9% | 4.2% | 0.5% |
| Profit before tax | 26.3% | 27.0% | 57.9% | 53.1% | 59.8% | 53.4% | 56.1% | 62.7% |
| Taxation | (13.3%) | (13.8%) | (29.7%) | (27.6%) | (31.5%) | (27.8%) | (32.1%) | (30.3%) |
| Profit after tax | 13.0% | 13.2% | 28.2% | 25.4% | 28.3% | 25.6% | 24.0% | 32.4% |
| Profit attributable to shareholders | 13.0% | 13.2% | 28.2% | 25.4% | 28.3% | 25.6% | 24.0% | 32.4% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 148
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | 51.5 | 56.9 | 27.4 | 27.5 | 26.8 | 26.3 | 25.9 | 32.4 |
| Interest & Dividend Income - Finance - Total | 114.0 | 112.8 | 76.5 | 78.7 | 72.5 | 72.5 | 86.3 | 99.5 |
| Interest Income - Loans/Deposits | — | — | 18.6 | 18.6 | 22.4 | 27.2 | 34.7 | 35.6 |
| Interest & Fees on Loans & Receivables | — | — | 17.7 | 17.9 | 21.6 | 25.3 | 33.4 | 34.3 |
| Interest Income - Deposits to Other Financial Institutions | — | — | 0.9 | 0.7 | 0.8 | 1.9 | 1.3 | 1.3 |
| Interest & Dividend Income - Other - Finance | 114.0 | 112.8 | 1.0 | 0.5 | 0.5 | 0.9 | 0.7 | 0.6 |
| Interest & Dividend Income - Investment Securities - Finance | — | — | 56.9 | 59.6 | 49.6 | 44.5 | 50.9 | 63.3 |
| Net Commission & Fees Income/Expense - Business Revenue | 4.6 | 4.8 | 5.3 | 4.7 | 4.6 | 4.4 | 4.7 | 4.2 |
| Fees & Commissions Income | 4.6 | 4.8 | 5.3 | 4.7 | 4.6 | 4.4 | 4.7 | 4.2 |
| Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance | — | — | 56.9 | 59.6 | 49.6 | 44.5 | 50.9 | 63.3 |
| Investments & Loans - Business - Gain/(Loss) | 0.7 | (0.2) | 0.4 | 1.0 | 0.9 | 0.7 | 1.1 | 0.4 |
| Interest Expense - Finance - Total | 62.5 | 55.9 | 49.1 | 51.2 | 45.6 | 46.3 | 60.5 | 67.2 |
| Interest Expense - Operational Financing - Business | 62.5 | 55.9 | 32.6 | 31.6 | 33.4 | 33.6 | 45.8 | 54.4 |
| Interest Expense - Deposits | — | — | 31.6 | 30.4 | 32.2 | 32.9 | 44.5 | 52.4 |
| Investment Securities - Business - Gain/(Loss) | 0.7 | (0.2) | 0.3 | 1.0 | 0.9 | 0.7 | 1.1 | 0.4 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | — | — | 0.3 | 1.0 | 0.9 | 0.7 | 1.1 | 0.4 |
| Interest Expenses - Other - Total | — | — | 1.0 | 1.1 | 1.2 | 0.8 | 1.3 | 2.0 |
| Interest Expense - External Financing Business | — | — | 16.5 | 19.6 | 12.3 | 12.7 | 14.7 | 12.8 |
| Non-Interest Business Revenue/(Expense) - Net - Total | 7.5 | 5.9 | 6.4 | 7.2 | 6.7 | 6.9 | 7.0 | 6.0 |
| Derivatives - Hedging - Business - Gain/(Loss) | 0.0 | 0.0 | — | — | 0.0 | 0.0 | — | — |
| Net Foreign Exchange Income/(Expense) - Business Revenue | 2.2 | 1.3 | 0.8 | 1.5 | 1.2 | 1.7 | 1.2 | 1.4 |
| Trading Investments/Trading Account Income - Gain/(Loss) | — | — | 0.1 | — | — | 0.0 | 0.0 | — |
| Trading Investments - Unrealized Gain/(Loss) | — | — | 0.1 | — | — | 0.0 | 0.0 | — |
| Investment Securities - Business Unclassified - Gain/(Loss) | 0.7 | (0.2) | — | — | — | — | — | — |
| Settlement of Loans - Gain/(Loss) | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Revenue from Business Activities - Total | 59.0 | 62.8 | 33.8 | 34.7 | 33.6 | 33.2 | 32.9 | 38.3 |
| Selling, General & Administrative Expenses - Total | 0.3 | 0.4 | 18.2 | 17.4 | 17.0 | 15.7 | 15.5 | 15.0 |
| Selling, General & Administrative Expenses - Unclassified | — | — | 7.5 | 6.2 | 6.6 | 5.5 | 7.0 | 5.9 |
| Depreciation in Selling, General & Administrative Expenses | — | — | 2.4 | 2.7 | 2.5 | 2.4 | 2.3 | 2.2 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | — | — | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| Other Operating Expense/(Income) - Net | 18.2 | 16.5 | (0.1) | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 |
| Other Operating Income - Total | 0.8 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Operating Expenses - Total | 18.4 | 17.9 | 15.1 | 16.7 | 14.4 | 16.4 | 17.0 | 15.3 |
| Provision & Impairment for Loan Losses | (0.1) | 1.0 | (2.9) | (0.8) | (2.7) | 0.6 | 1.4 | 0.2 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 0.3 | 0.4 | 6.9 | 7.3 | 6.7 | 6.2 | 4.9 | 5.8 |
| Selling, General & Administrative Expenses - Other - Total | — | — | 1.3 | 0.9 | 1.0 | 1.5 | 1.1 | 0.9 |
| Advertising Expense | — | — | 1.1 | 0.8 | 0.9 | 1.4 | 1.0 | 0.9 |
| Rental Expense | — | — | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 |
| Operating Profit before Non-Recurring Income/(Expense) | 40.6 | 44.8 | 18.6 | 18.1 | 19.1 | 16.8 | 15.9 | 23.1 |
| Other Operating Expense | 19.0 | 17.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | — |
| Operating Provisions - Increase/(Decrease) | — | — | (0.2) | (0.0) | (0.0) | (0.0) | (0.0) | 0.1 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | — | — | 0.4 | 0.1 | 0.3 | 0.1 | 0.1 | 0.5 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 0.3 | (0.1) | 0.1 | 0.3 | 0.2 | 0.1 | 0.3 | 0.2 |
| Normalized Pre-tax Profit | — | — | 19.2 | 18.4 | 19.5 | 17.0 | 16.3 | 23.8 |
| Non-Recurring Income/Expense - Total | — | — | 0.4 | 0.0 | 0.5 | 0.8 | 2.1 | 0.3 |
| Impairment - Tangible & Intangible Fixed Assets | — | — | 0.0 | — | — | — | 0.0 | — |
| Impairment - Fixed Assets | — | — | 0.0 | — | — | — | 0.0 | — |
| Impairment - Financial Investments | — | — | (0.3) | (0.1) | (0.5) | (0.8) | (1.1) | (0.2) |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | — | — | 0.1 | 0.0 | — | — | — | — |
| Fair Value Adjustments - Financial Investments | — | — | 0.0 | (0.1) | 0.1 | — | 1.0 | 0.1 |
| Non-Recurring Income/(Expense) - Other - Total | — | — | — | — | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | 7.9 | 8.6 | — | — | — | — | — | — |
| Income before Taxes | 15.5 | 16.9 | 19.6 | 18.4 | 20.1 | 17.7 | 18.5 | 24.0 |
| Income Taxes | 7.9 | 8.6 | 10.0 | 9.6 | 10.6 | 9.2 | 10.6 | 11.6 |
| Income Taxes for the Year - Current | — | — | 8.5 | 9.3 | 11.0 | 9.7 | 11.4 | 12.0 |
| Income Taxes - Domestic - Current | — | — | 8.7 | 9.3 | 9.4 | 9.7 | 13.8 | 12.0 |
| Income Taxes - Other (KFAS/NLST) - Current | — | — | (0.3) | 0.0 | 1.6 | 0.0 | (2.4) | — |
| Income Taxes - Deferred | — | — | 1.6 | (0.6) | (0.4) | (0.5) | (0.8) | 0.1 |
| Income Taxes - Other (by Type) | — | — | — | 0.9 | — | — | — | (0.5) |
| Net Income after Tax | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Income before Discontinued Operations & Extraordinary Items | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Net Income before Minority Interest | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Net Income after Minority Interest | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Income Available to Common Shares | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Other Comprehensive Income - Starting Line | 7.7 | — | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Other Comprehensive Income - Foreign Currency | (0.1) | — | (0.0) | 0.2 | 0.2 | (0.0) | 0.5 | (0.1) |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | — | — | 6.2 | 1.4 | 3.8 | — | (0.2) | 6.1 |
| Other Comprehensive Income - Revaluation of Tangible & Intangible Assets | — | — | (0.4) | — | — | 0.0 | (0.0) | — |
| Other Comprehensive Income - Pension Related | — | — | 0.2 | — | — | — | 0.6 | — |
| Other Comprehensive Income - Net of Tax - Total | — | — | 6.0 | 1.6 | 4.0 | (0.0) | 0.9 | 6.0 |
| Comprehensive Income before Minority Interest - Total | 19.5 | — | 15.5 | 10.4 | 13.5 | 8.5 | 8.8 | 18.4 |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | 19.5 | — | 15.5 | 10.4 | 13.5 | 8.5 | 8.8 | 18.4 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Income available to Common excluding Extraordinary Items | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Shares used to calculate Basic EPS - Total mn | — | — | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 6.69 | 7.26 | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | — | — | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | — | — | 7.97 | 7.69 | 7.82 | 6.74 | 5.06 | 10.61 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | — | — | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Earnings Allocation Factor - Basic - Issue Specific | — | — | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | — | — | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 6.69 | 7.26 | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | — | — | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | — | — | 7.97 | 7.69 | 7.82 | 6.74 | 5.06 | 10.61 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | — | — | 13.57 | 9.09 | 11.78 | 7.40 | 7.66 | 16.08 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Diluted Income available to Common excluding Extraordinary Items | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Shares used to calculate Diluted EPS - Total mn | — | — | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | — | — | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | — | — | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | — | — | 7.97 | 7.69 | 7.82 | 6.74 | 5.06 | 10.61 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | — | — | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Earnings Allocation Factor - Diluted - Issue Specific | — | — | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | — | — | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 | 1,145.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | — | — | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | — | — | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | — | — | 7.97 | 7.69 | 7.82 | 6.74 | 5.06 | 10.61 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | — | — | 13.57 | 9.09 | 11.78 | 7.40 | 7.66 | 16.08 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 3.60 | 3.60 | 3.60 | 3.60 | 3.60 | 3.60 | 3.60 | 3.60 |
| Earnings before Interest & Taxes (EBIT) | 40.6 | 44.8 | 18.6 | 18.1 | 19.1 | 16.8 | 15.9 | 23.1 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | — | 47.8 | 21.2 | 21.0 | 21.8 | 19.3 | 18.4 | 25.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | — | — | 21.4 | 21.1 | 22.0 | 19.4 | 18.5 | 25.5 |
| Depreciation & Amortization - Supplemental | — | — | 0.7 | 0.7 | 0.6 | 0.6 | 0.6 | 0.6 |
| Depreciation Expense - Total - Supplemental | — | — | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | — | — | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| Amortization - Total - Supplemental | — | — | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| Depreciation, Depletion & Amortization - Total | — | 3.0 | 2.6 | 2.9 | 2.7 | 2.5 | 2.5 | 2.3 |
| Depreciation - Total | — | 2.8 | 2.4 | 2.7 | 2.5 | 2.4 | 2.3 | 2.2 |
| Amortization of Intangible Assets excluding Goodwill - Total | — | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| Labor & Related Expenses - Total | — | — | 6.9 | 7.3 | 6.7 | 6.2 | 4.9 | 5.8 |
| Labor & Related Expenses - Supplemental | — | — | 6.9 | 7.3 | 6.7 | 6.2 | 4.9 | 5.8 |
| Auditor Fees | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Audit-Related Fees | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Normalized after Tax Profit | 7.7 | 8.3 | 9.1 | 8.8 | 9.0 | 7.7 | 5.8 | 12.1 |
| Normalized Net Income from Continuing Operations | 7.7 | 8.3 | 9.1 | 8.8 | 9.0 | 7.7 | 5.8 | 12.1 |
| Normalized Net Income - Bottom Line | 7.7 | 8.3 | 9.1 | 8.8 | 9.0 | 7.7 | 5.8 | 12.1 |
| Earnings before Interest & Taxes (EBIT) - Normalized | — | — | 19.2 | 18.4 | 19.5 | 17.0 | 16.3 | 23.8 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | — | — | 21.7 | 21.3 | 22.3 | 19.5 | 18.8 | 26.1 |
| Loan Losses - Net | — | — | — | — | — | — | — | — |
| Loan Recoveries - Actual | — | — | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 |
| Depreciation of Financial Lease Right-of-Use Assets | — | — | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| Loan Losses - Actual | — | — | — | — | — | — | — | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | — | — | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 | 0.4 |
| Rental/Operating Lease Expense | — | — | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 |
| Advertising Expenses - Supplemental | — | — | 1.1 | 0.8 | 0.9 | 1.4 | 1.0 | 0.9 |
| Interest Expense | 62.5 | 55.9 | 49.1 | 51.2 | 45.6 | 46.3 | 60.5 | 67.2 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | 51.6 | 55.8 | 30.3 | 28.4 | 29.5 | 25.6 | 24.5 | 32.2 |
| Revenue after Loan Provisions - Net - Finance | 114.1 | 111.7 | 79.4 | 79.6 | 75.2 | 71.9 | 84.9 | 99.4 |
| Operating Expenses | 18.4 | 17.9 | 15.1 | 16.7 | 14.4 | 16.4 | 17.0 | 15.3 |
| Foreign Exchange Gain/(Loss) | 2.2 | 1.3 | 0.8 | 1.5 | 1.2 | 1.7 | 1.2 | 1.4 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 0.3 | 0.4 | 18.2 | 17.4 | 17.0 | 15.7 | 15.5 | 15.0 |
| Investment Gain/(Loss) | 1.5 | 1.0 | 1.3 | 1.6 | 1.4 | 1.6 | 1.9 | 1.1 |
| Non-Interest Expense - Bank | 43.6 | 44.8 | 17.1 | 17.1 | 16.2 | 14.8 | 13.0 | 14.1 |
| Income before Taxes & Provision for Loan Losses | 15.4 | 18.0 | 16.7 | 17.6 | 17.4 | 18.4 | 19.8 | 24.2 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| Tax Adjusted Operating Income | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| Operating Expenses excluding Non-Cash Charges - Total | — | 15.0 | 12.6 | 13.7 | 11.7 | 13.9 | 14.5 | 12.9 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 59.0 | 62.8 | 33.8 | 34.7 | 33.6 | 33.2 | 32.9 | 38.3 |
| Income from Earning Assets | 116.9 | 113.8 | 77.6 | 81.2 | 74.6 | 75.0 | 88.7 | 101.4 |
| Income Available to Common Shares before Depreciation & Amortization | — | 11.3 | 12.1 | 11.8 | 12.2 | 11.0 | 10.4 | 14.8 |
| Commissions and Fees | 4.6 | 4.8 | 5.3 | 4.7 | 4.6 | 4.4 | 4.7 | 4.2 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.