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Insurance

AGIC Askari General Insurance Company Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 39.80 +1.95%

Financials

Askari General Insurance Company Limited (AGIC) financials

20 years of annual results (FY2006 – FY2025), 78 quarters.

Askari General Insurance Company Limited (AGIC) reported total income of Rs 4.6 bn for FY2025 (Jan – Dec 2025), up 12.7% from FY2024.

Profit attributable to shareholders was Rs 738.3 mn (EPS Rs 9.23), up 10.9%.

It declared a dividend of Rs 4.77 per share for FY2025 and has paid a dividend in each of the last 7 years.

Return on equity was 19.6%.

Over the last five years total income grew at a compound 16.4% a year.

At Rs 39.80 (close on 16 Oct 2026) the shares trade at 4.7× earnings (TTM to Jun 2026) and 0.91× book value, with a dividend yield of 12.0%.

Fundamentals

AGIC at a glance

Net premium earned · FY2025

Rs 3.8 bn

▲ 11.9% year on year

Profit attributable to shareholders · FY2025

Rs 738.3 mn

▲ 10.9% year on year

EPS – basic (Rs) · FY2025

Rs 9.23

▲ 9.7% year on year

Dividend per share (Rs) · FY2025

Rs 4.77

▲ 16.7% year on year

Investments · FY2025

Rs 5.0 bn

▲ 22.7% year on year

Return on equity (ROE) · FY2025

19.6%

-2.8 pts year on year

Financial statements

Income statement

Revenue, costs, profit and earnings per share.

Total income · FY2025
Rs 4.6 bn
Profit attributable · FY2025
Rs 738.3 mn

Balance sheet

Assets, liabilities, debt and shareholders' equity.

Total assets · FY2025
Rs 11.9 bn
Equity · FY2025
Rs 4.4 bn

Cash flow

Cash from operations, investment, financing and free cash flow.

Operating cash flow · FY2025
Rs 78.5 mn
Net change in cash · FY2025
Rs 391.9 mn

Financial highlights

AGIC financial results

AGIC annual financial highlights (Rs bn)
Rs bn FY2025 * Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016
Net premium earned 3.8 3.4 2.9 2.4 2.2 1.9 2.0 1.8 1.4 1.3
Investment income (net) 0.7 0.4 0.4 0.3 0.2 0.3 0.2 0.1 0.1 0.1
Net claims & benefits (2.7) (2.3) (1.8) (1.5) (1.4) (1.1) (1.3) (1.1) (0.6) (0.6)
Profit before tax 1.2 1.1 0.8 0.5 0.5 0.6 0.5 0.4 0.4 0.3
Profit attributable to shareholders 0.7 0.7 0.4 0.4 0.4 0.4 0.4 0.3 0.3 0.2
EPS – basic (Rs) Rs 9.23 8.42 5.42 4.49 4.65 5.01 4.55 3.74 3.21 3.09
Dividend per share (Rs) Rs 4.77 4.09 2.96 2.64 2.50 2.50 2.27 0.00 1.98 0.69
Investments 5.0 4.1 4.0 3.3 3.0 2.7 2.4 1.9 1.7 1.5
Total assets 11.9 8.5 8.3 7.0 6.3 5.9 5.4 4.9 4.5 3.7
Total equity 4.4 3.2 2.8 2.5 2.3 2.2 2.0 1.7 1.5 1.4
AGIC quarterly financial highlights (Rs bn)
Rs bn TTM to Jun 2026 Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Net premium earned 4.3 1.2 1.1 1.1 1.0 0.9 0.9 0.8 0.9
Investment income (net) 0.3 0.1 0.0 0.2 0.1 0.1 0.1 0.1 0.1
Net claims & benefits (3.1) (0.8) (0.8) (0.7) (0.7) (0.6) (0.6) (0.5) (0.6)
Profit before tax 1.2 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3
Profit attributable to shareholders 0.8 0.2 0.2 0.2 0.2 0.1 0.2 0.2 0.2
EPS – basic (Rs) Rs 8.40 2.07 1.70 2.08 2.55 1.72 2.57 2.51 1.91
Dividend per share (Rs) Rs 2.50 0.00 0.00 2.50 0.00 2.27 0.00 2.27 0.00
Investments 5.1 5.1 5.3 5.0 4.3 4.1 4.5 4.1 4.0
Total assets 13.5 13.5 11.6 11.9 9.8 10.1 8.7 8.5 8.6
Total equity 4.4 4.4 4.5 4.4 3.3 3.2 3.3 3.2 2.9

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. * Some FY2025 figures do not fully reconcile in the source data. Updated 16 Oct 2026.

AGIC charts

Revenue and profit Total income Profit attributable
Revenue and profit Rs 5 bn Total income FY16: Rs 1.4 bn Profit attributable FY16: Rs 236.8 mn FY16 Total income FY17: Rs 1.4 bn Profit attributable FY17: Rs 253.7 mn FY17 Total income FY18: Rs 1.9 bn Profit attributable FY18: Rs 295.8 mn FY18 Total income FY19: Rs 2.2 bn Profit attributable FY19: Rs 360.2 mn FY19 Total income FY20: Rs 2.1 bn Profit attributable FY20: Rs 396.5 mn FY20 Total income FY21: Rs 2.4 bn Profit attributable FY21: Rs 367.4 mn FY21 Total income FY22: Rs 2.7 bn Profit attributable FY22: Rs 355.1 mn FY22 Total income FY23: Rs 3.3 bn Profit attributable FY23: Rs 428.4 mn FY23 Total income FY24: Rs 4.0 bn Profit attributable FY24: Rs 665.5 mn FY24 Total income FY25: Rs 4.6 bn Profit attributable FY25: Rs 738.3 mn FY25