AGIC Askari General Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 39.80 +1.95%
Quarterly · Q3 FY2021 – Q2 FY2026
Askari General Insurance Company Limited (AGIC) quarterly income statement
Askari General Insurance Company Limited reported total income of Rs 1.3 bn for Q2 FY2026 (Apr – Jun 2026), up 24.0% on Q2 FY2025. Tax of Rs 114.9 mn took 35.5% of pre-tax profit. Profit attributable to shareholders was Rs 208.8 mn, up 53.7% on Q2 FY2025, or Rs 2.07 per share.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 4,302.6 | 1,194.7 | 1,070.7 | 1,061.6 | 975.7 | 901.2 | 869.0 | 823.3 | 881.9 | ||||||||||||
| Investment income (net) | 322.6 | 84.6 | 30.4 | 150.0 | 57.7 | 71.1 | 63.0 | 74.3 | 107.5 | ||||||||||||
| Total income | 4,950.7 | 1,344.6 | 1,229.2 | 1,217.8 | 1,159.1 | 1,084.7 | 1,070.3 | 1,000.0 | 1,025.3 | ||||||||||||
| Net claims & benefits | (3,067.4) | (834.1) | (788.6) | (727.1) | (717.6) | (623.3) | (616.0) | (545.2) | (620.5) | ||||||||||||
| Profit before tax | 1,179.9 | 323.7 | 272.0 | 288.9 | 295.3 | 265.0 | 307.0 | 323.1 | 251.1 | ||||||||||||
| Taxation | (426.3) | (114.9) | (100.5) | (116.9) | (94.0) | (129.2) | (103.4) | (124.4) | (100.1) | ||||||||||||
| Profit after tax | 753.6 | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 | ||||||||||||
| Profit attributable to shareholders | 753.6 | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 | ||||||||||||
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 8.40 | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 | ||||||||||||
| Dividend per share (Rs) Rs | 2.50 | 0.00 | 0.00 | 2.50 | 0.00 | 2.27 | 0.00 | 2.27 | 0.00 | ||||||||||||
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +32.6% | +23.2% | +28.9% | +10.6% | +6.7% | +1.9% | -9.7% | +22.0% | ||||||||||||
| Investment income (net) | +18.9% | -51.8% | +102.0% | -46.4% | -42.6% | -53.6% | -46.4% | +1.3% | ||||||||||||
| Total income | +24.0% | +14.8% | +21.8% | +13.1% | +6.7% | +7.2% | -8.4% | +24.1% | ||||||||||||
| Net claims & benefits | +33.8% | +28.0% | +33.4% | +15.7% | +7.3% | +4.8% | +0.5% | +36.6% | ||||||||||||
| Profit before tax | +22.1% | -11.4% | -10.6% | +17.6% | -8.0% | +45.7% | +5.1% | +20.8% | ||||||||||||
| Taxation | -11.0% | -2.9% | -6.0% | -6.1% | +20.9% | +33.3% | -9.4% | -11.8% | ||||||||||||
| Profit after tax | +53.7% | -15.7% | -13.4% | +33.3% | -25.1% | +52.9% | +16.8% | +60.0% | ||||||||||||
| Profit attributable to shareholders | +53.7% | -15.7% | -13.4% | +33.3% | -25.1% | +52.9% | +16.8% | +60.0% | ||||||||||||
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +20.7% | -33.8% | -17.2% | +33.3% | -25.1% | +52.9% | +16.8% | +60.0% | ||||||||||||
| Dividend per share (Rs) | -100.0% | — | +10.0% | — | +25.0% | — | -23.1% | — | ||||||||||||
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net premium earned | 88.9% | 87.1% | 87.2% | 84.2% | 83.1% | 81.2% | 82.3% | 86.0% |
| Investment income (net) | 6.3% | 2.5% | 12.3% | 5.0% | 6.6% | 5.9% | 7.4% | 10.5% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (62.0%) | (64.1%) | (59.7%) | (61.9%) | (57.5%) | (57.6%) | (54.5%) | (60.5%) |
| Profit before tax | 24.1% | 22.1% | 23.7% | 25.5% | 24.4% | 28.7% | 32.3% | 24.5% |
| Taxation | (8.5%) | (8.2%) | (9.6%) | (8.1%) | (11.9%) | (9.7%) | (12.4%) | (9.8%) |
| Profit after tax | 15.5% | 14.0% | 14.1% | 17.4% | 12.5% | 19.0% | 19.9% | 14.7% |
| Profit attributable to shareholders | 15.5% | 14.0% | 14.1% | 17.4% | 12.5% | 19.0% | 19.9% | 14.7% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 97
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 1,194.7 | 1,070.7 | 1,061.6 | 975.7 | 901.2 | 869.0 | 823.3 | 881.9 |
| Fees & Commissions Income | 15.8 | 12.5 | 6.2 | 7.0 | 6.8 | 6.7 | 1.7 | 1.8 |
| Investment Income/(Expense) - Net - Insurance | 84.6 | 30.4 | 150.0 | 57.7 | 71.1 | 63.0 | 74.3 | 107.5 |
| Investments & Loans - Business - Gain/(Loss) | 49.6 | 115.7 | — | 118.7 | 105.7 | 131.6 | 100.6 | 34.2 |
| Investment Income - Gross - Insurance - Total | — | 30.4 | — | 57.7 | 71.1 | 63.0 | 74.3 | 107.5 |
| Investment Expense - Insurance - Total | — | — | — | 0.0 | — | — | 0.0 | 0.0 |
| Investment Securities - Business - Gain/(Loss) | 49.6 | 115.7 | — | 118.7 | 105.7 | 131.6 | 100.6 | 34.2 |
| Revenue from Business-Related Activities - Other - Total | 15.8 | 12.5 | 6.2 | 7.0 | 6.8 | 6.7 | 1.7 | 1.8 |
| Revenue from Business Activities - Total | 1,344.6 | 1,229.2 | 1,217.8 | 1,159.1 | 1,084.7 | 1,070.3 | 1,000.0 | 1,025.3 |
| Insurance Claims/Reserves - Total | 834.1 | 788.6 | 727.1 | 717.6 | 623.3 | 616.0 | 545.2 | 620.5 |
| Insurance Benefits Paid - Current | 834.1 | 788.6 | 727.1 | 717.6 | 623.3 | 616.0 | 545.2 | 620.5 |
| Selling, General & Administrative Expenses - Total | 299.9 | 260.7 | 312.5 | 218.0 | 241.0 | 216.3 | 226.2 | 218.7 |
| Other Operating Expense/(Income) - Net | (103.7) | (125.8) | (129.5) | (76.3) | (67.1) | (49.6) | (82.7) | (59.4) |
| Operating Expenses - Total | 1,030.3 | 923.5 | 910.1 | 859.3 | 797.2 | 782.8 | 688.7 | 779.8 |
| Operating Profit before Non-Recurring Income/(Expense) | 314.3 | 305.8 | 307.7 | 299.9 | 287.6 | 287.6 | 311.3 | 245.5 |
| Interest Expense - Net of Capitalized Interest | 11.9 | 11.3 | 18.8 | 10.6 | 14.9 | 5.2 | 5.1 | 4.7 |
| Other Non-Operating Income/(Expense) - Total | — | — | — | — | — | — | — | — |
| Normalized Pre-tax Profit | 302.4 | 294.5 | 288.9 | 289.3 | 272.7 | 282.4 | 306.2 | 240.7 |
| Non-Recurring Income/Expense - Total | 21.3 | (22.5) | — | 6.0 | (7.7) | 24.6 | 16.9 | 10.4 |
| Impairment - Financial Investments | (50.7) | 51.7 | — | (4.2) | (3.9) | (12.2) | (15.9) | (0.1) |
| Fair Value Adjustments - Financial Investments | (29.4) | 29.1 | — | 1.8 | (11.6) | 12.4 | 1.0 | 10.3 |
| Provision for Income Tax Expense- Unclassified | 114.9 | 100.5 | 116.9 | 94.0 | 129.2 | 103.4 | 124.4 | 100.1 |
| Income before Taxes | 323.7 | 272.0 | 288.9 | 295.3 | 265.0 | 307.0 | 323.1 | 251.1 |
| Income Taxes | 114.9 | 100.5 | 116.9 | 94.0 | 129.2 | 103.4 | 124.4 | 100.1 |
| Net Income after Tax | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Income before Discontinued Operations & Extraordinary Items | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Net Income before Minority Interest | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Net Income after Minority Interest | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Income Available to Common Shares | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Earnings Adjustments to Net Income - Other Expense/(Income) | — | — | — | — | — | — | — | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 2.50 | 0.00 | 2.27 | 0.00 | 2.27 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Income available to Common excluding Extraordinary Items | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Shares used to calculate Basic EPS - Total mn | 100.7 | 100.7 | 82.7 | 79.1 | 79.1 | 79.1 | 79.1 | 79.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 1.86 | 1.93 | 2.08 | 2.47 | 1.81 | 2.26 | 2.30 | 1.78 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 100.7 | 100.7 | 82.7 | 79.1 | 79.1 | 79.1 | 79.1 | 79.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 1.86 | 1.93 | 2.08 | 2.47 | 1.81 | 2.26 | 2.30 | 1.78 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Diluted Income available to Common excluding Extraordinary Items | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Shares used to calculate Diluted EPS - Total mn | 100.7 | 100.7 | 82.7 | 79.1 | 79.1 | 79.1 | 79.1 | 79.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 1.86 | 1.93 | 2.08 | 2.47 | 1.81 | 2.26 | 2.30 | 1.78 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 208.8 | 171.5 | 171.9 | 201.3 | 135.8 | 203.6 | 198.6 | 151.1 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 100.7 | 100.7 | 82.7 | 79.1 | 79.1 | 79.1 | 79.1 | 79.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 2.07 | 1.70 | 2.08 | 2.55 | 1.72 | 2.57 | 2.51 | 1.91 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 1.86 | 1.93 | 2.08 | 2.47 | 1.81 | 2.26 | 2.30 | 1.78 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 2.50 | 0.00 | 2.27 | 0.00 | 2.27 | 0.00 | 1.82 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 2.25 | 0.00 | 2.05 | 0.00 | 2.05 | 0.00 | 1.64 |
| Earnings before Interest & Taxes (EBIT) | 314.3 | 305.8 | 307.7 | 299.9 | 287.6 | 287.6 | 311.3 | 245.5 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 423.3 | 350.1 | 307.7 | 339.5 | 330.2 | 317.0 | 339.1 | 272.8 |
| Depreciation - Investment Property - Supplemental | 4.0 | 4.0 | — | 1.2 | 2.2 | 0.3 | 0.3 | 0.3 |
| Depreciation & Amortization - Supplemental | 109.0 | 44.3 | — | 39.6 | 42.7 | 29.5 | 27.8 | 27.3 |
| Depreciation Expense - Total - Supplemental | 108.8 | 43.9 | — | 38.5 | 41.5 | 28.4 | 26.7 | 26.4 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 70.3 | 25.3 | — | 22.3 | 28.9 | 16.2 | 17.8 | 17.4 |
| Amortization - Total - Supplemental | 0.2 | 0.5 | — | 1.1 | 1.1 | 1.0 | 1.0 | 1.0 |
| Intangible Amortization - Other - Supplemental | 0.2 | 0.5 | — | 1.1 | 1.1 | 1.0 | 1.0 | 1.0 |
| Amortization of Computer Software - Supplemental | 0.2 | 0.5 | — | 1.1 | 1.1 | 1.0 | 1.0 | 1.0 |
| Depreciation, Depletion & Amortization - Total | 109.0 | 44.3 | — | 39.6 | 42.7 | 29.5 | 27.8 | 27.3 |
| Depreciation - Total | 108.8 | 43.9 | — | 38.5 | 41.5 | 28.4 | 26.7 | 26.4 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.2 | 0.5 | — | 1.1 | 1.1 | 1.0 | 1.0 | 1.0 |
| Normalized after Tax Profit | 187.5 | 194.1 | 171.9 | 195.3 | 143.5 | 179.0 | 181.7 | 140.6 |
| Normalized Net Income from Continuing Operations | 187.5 | 194.1 | 171.9 | 195.3 | 143.5 | 179.0 | 181.7 | 140.6 |
| Normalized Net Income - Bottom Line | 187.5 | 194.1 | 171.9 | 195.3 | 143.5 | 179.0 | 181.7 | 140.6 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 314.3 | 305.8 | 307.7 | 299.9 | 287.6 | 287.6 | 311.3 | 245.5 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 423.3 | 350.1 | — | 339.5 | 330.2 | 317.0 | 339.1 | 272.8 |
| Depreciation of Financial Lease Right-of-Use Assets | 70.3 | 25.3 | — | 22.3 | 28.9 | 16.2 | 17.8 | 17.4 |
| Interest Expense on Financial Lease Liabilities - Supplemental | — | — | — | — | — | — | 5.1 | 4.7 |
| Interest Expense | 11.9 | 11.3 | 18.8 | 10.6 | 14.9 | 5.2 | 5.1 | 4.7 |
| Investment Income - Insurance | 84.6 | 30.4 | 150.0 | 57.7 | 71.1 | 63.0 | 74.3 | 107.5 |
| Losses, Benefits & Adjustments - Insurance | 834.1 | 788.6 | 727.1 | 717.6 | 623.3 | 616.0 | 545.2 | 620.5 |
| Operating Expenses | 1,030.3 | 923.5 | 910.1 | 859.3 | 797.2 | 782.8 | 688.7 | 779.8 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 299.9 | 260.7 | 312.5 | 218.0 | 241.0 | 216.3 | 226.2 | 218.7 |
| Total Claim & Loss Expense | 834.1 | 788.6 | 727.1 | 717.6 | 623.3 | 616.0 | 545.2 | 620.5 |
| Underwriting Expenses - Insurance | 196.2 | 134.9 | 182.9 | 141.7 | 173.9 | 166.7 | 143.5 | 159.3 |
| Income before Taxes & Provision for Loan Losses | 323.7 | 272.0 | 288.9 | 295.3 | 265.0 | 307.0 | 323.1 | 251.1 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 2.50 | 0.00 | 0.00 | 2.27 | 2.27 | 0.00 | 0.00 | 1.82 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 2.50 | 0.00 | 0.00 | 2.27 | 2.27 | 0.00 | 0.00 | 1.82 |
| Tax Adjusted Operating Income | 216.4 | 178.7 | 183.1 | 208.5 | 143.5 | 207.0 | 201.8 | 153.9 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (637.9) | (653.7) | (544.2) | (576.0) | (449.4) | (449.3) | (401.7) | (461.1) |
| Operating Expenses excluding Non-Cash Charges - Total | 921.3 | 879.1 | — | 819.7 | 754.5 | 753.3 | 660.9 | 752.5 |
| Premiums Earned - Total | 1,210.4 | 1,083.2 | 1,067.7 | 982.7 | 908.0 | 875.7 | 825.1 | 883.6 |
| Losses, Benefits & Adjustments - Total | 834.1 | 788.6 | 727.1 | 717.6 | 623.3 | 616.0 | 545.2 | 620.5 |
| Income Available to Common Shares before Depreciation & Amortization | 317.8 | 215.9 | — | 240.9 | 178.5 | 233.0 | 226.4 | 178.4 |
| Fixed Charges | 11.9 | 11.3 | 18.8 | 10.6 | 14.9 | 5.2 | 5.1 | 4.7 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 2.50 | 0.00 | 2.27 | 0.00 | 2.27 | 0.00 | 1.82 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.