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Commercial Banks

AKBL Askari Bank Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

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Last close · 16 Oct 2026

Rs 106.87 +1.23%

Quarterly · Q3 FY2021 – Q2 FY2026

Askari Bank Limited (AKBL) quarterly income statement

Askari Bank Limited reported total income of Rs 29.5 bn for Q2 FY2026 (Apr – Jun 2026), up 23.0% on Q2 FY2025. Net interest income was Rs 22.5 bn, up 7.3% on Q2 FY2025, with non-interest income of Rs 6.9 bn. Tax of Rs 7.6 bn took 53.0% of pre-tax profit. Profit attributable to shareholders was Rs 6.7 bn, up 91.3% on Q2 FY2025, or Rs 4.64 per share.

AKBL income statement (quarterly) (Rs bn)
Rs bn TTM to Jun 2026 Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Interest & dividend income 311.5 83.8 74.9 76.0 76.8 72.9 76.2 91.5 104.7
Interest expense (220.5) (61.2) (52.3) (53.4) (53.6) (51.9) (53.9) (71.1) (86.0)
Net interest income 91.0 22.5 22.6 22.6 23.3 21.0 22.3 20.5 18.6
Fee & commission income (net) 7.8 3.0 2.1 1.4 1.3 1.8 1.7 2.0 1.7
Foreign exchange income 5.7 2.3 0.8 1.0 1.6 1.0 0.7 0.5 1.2
Gain / (loss) on securities 7.0 1.7 2.0 1.3 2.1 0.1 0.8 1.5 0.4
Total non-interest income 20.5 6.9 4.9 3.7 5.0 2.9 3.2 4.1 3.2
Total income 111.5 29.5 27.5 26.2 28.3 23.9 25.5 24.6 21.9
Operating expenses (57.7) (14.9) (13.4) (16.1) (13.2) (11.1) (10.0) (7.7) (10.3)
Provisions & impairment (loans) (0.1) (1.8) 1.0 1.1 (0.4) 1.5 (0.6) (2.1) 3.0
Profit before tax 53.9 14.4 13.7 10.1 15.7 12.6 15.3 17.0 11.6
Taxation (28.2) (7.6) (7.2) (5.2) (8.2) (9.1) (8.1) (9.9) (5.6)
Profit after tax 25.7 6.8 6.6 4.8 7.5 3.5 7.2 7.1 6.0
Profit attributable to shareholders 25.5 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Per share
EPS – basic (Rs) Rs 17.60 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS – diluted (Rs) Rs 17.60 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
Dividend per share (Rs) Rs 7.00 2.00 2.00 1.75 1.25 2.00 0.00 3.00 0.00
Weighted average shares mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
AKBL income statement — year-on-year change (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Interest & dividend income +14.8% -1.6% -17.0% -26.6% -30.7% -24.3% +2.9% +17.6%
Interest expense +17.9% -2.9% -24.8% -37.7% -44.0% -38.5% +1.7% +17.6%
Net interest income +7.3% +1.4% +10.4% +24.8% +67.2% +70.2% +7.1% +17.4%
Fee & commission income (net) +68.1% +26.5% -33.1% -18.7% -5.6% -5.3% +3.7% -10.2%
Foreign exchange income +118.6% +18.3% +93.0% +35.4% +8.7% -51.3% +93.9% +36.0%
Gain / (loss) on securities +1,165.4% +135.6% -14.9% +385.4% -78.7% +202.9% +175.2% +121.9%
Total non-interest income +135.9% +52.8% -10.7% +54.0% -14.8% -8.1% +46.6% +12.3%
Total income +23.0% +7.9% +6.9% +29.1% +49.5% +53.7% +12.2% +16.6%
Operating expenses +34.6% +33.7% +110.6% +27.6% +58.6% +5.4% -10.1% +40.1%
Provisions & impairment (loans) -223.8% — — -113.5% — -144.8% -417.2% +4,291.3%
Profit before tax +14.2% -10.0% -40.7% +35.5% +40.5% +106.9% +23.1% +1.7%
Taxation -15.8% -11.8% -47.0% +47.4% +99.4% +122.8% +44.6% -1.4%
Profit after tax +91.0% -8.0% -32.0% +24.6% -20.0% +91.4% +2.1% +4.8%
Profit attributable to shareholders +91.3% -7.9% -32.3% +24.3% -20.2% +91.8% +2.0% +4.4%
Per share
EPS – basic (Rs) +91.3% -7.9% -32.3% +24.3% -20.2% +91.8% +2.0% +4.4%
EPS – diluted (Rs) +91.3% -7.9% -32.3% +24.3% -20.2% +91.8% +2.0% +4.4%
Dividend per share (Rs) 0.0% — -41.7% — — — +20.0% —
Weighted average shares — — — — — — — —

Change against the same quarter a year earlier; shown when the earlier figure is positive.

AKBL income statement — common size (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Interest & dividend income 284.2% 272.2% 289.6% 272.0% 304.6% 298.6% 372.6% 478.3%
Interest expense (207.8%) (190.1%) (203.5%) (189.6%) (216.8%) (211.2%) (289.3%) (393.1%)
Net interest income 76.5% 82.1% 86.0% 82.4% 87.7% 87.4% 83.3% 85.2%
Fee & commission income (net) 10.0% 7.7% 5.2% 4.7% 7.3% 6.6% 8.3% 7.5%
Foreign exchange income 7.8% 3.0% 3.7% 5.6% 4.4% 2.8% 2.1% 5.3%
Gain / (loss) on securities 5.7% 7.1% 5.0% 7.3% 0.6% 3.2% 6.3% 2.0%
Total non-interest income 23.5% 17.9% 14.0% 17.6% 12.3% 12.6% 16.7% 14.8%
Total income 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Operating expenses (50.7%) (48.8%) (61.5%) (46.6%) (46.4%) (39.3%) (31.2%) (47.1%)
Provisions & impairment (loans) (6.1%) 3.7% 4.1% (1.4%) 6.1% (2.3%) (8.4%) 13.6%
Profit before tax 48.8% 49.9% 38.3% 55.6% 52.6% 59.9% 69.1% 53.0%
Taxation (25.9%) (26.0%) (19.9%) (29.1%) (37.9%) (31.8%) (40.2%) (25.5%)
Profit after tax 22.9% 23.9% 18.4% 26.6% 14.8% 28.1% 28.9% 27.5%
Profit attributable to shareholders 22.8% 23.8% 18.2% 26.4% 14.7% 27.9% 28.7% 27.4%

Each line as a percentage of total income.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.

All reported line items 146
AKBL income statement — all reported line items (Rs bn)
Rs bn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Interest & Dividend Income/(Expense) - Net - Finance 22.5 22.6 22.6 23.3 21.0 22.3 20.5 18.6
Interest & Dividend Income - Finance - Total 83.8 74.9 76.0 76.8 72.9 76.2 91.5 104.7
Interest Income - Loans/Deposits 18.2 16.1 18.2 16.7 16.6 19.7 24.6 28.3
Interest & Fees on Loans & Receivables 17.3 15.3 18.1 15.8 15.6 18.9 23.1 25.5
Interest Income - Deposits to Other Financial Institutions 0.4 0.2 0.2 0.2 0.3 0.2 0.3 0.3
Interest & Dividend Income - Other - Finance 0.8 0.9 0.7 0.7 0.6 0.6 1.5 0.1
Interest Income - Collateralized Financing 0.5 0.5 (0.1) 0.6 0.7 0.5 1.1 2.6
Interest & Dividend Income - Investment Securities - Finance 64.7 58.0 57.1 59.4 55.7 55.9 65.4 76.2
Net Commission & Fees Income/Expense - Business Revenue 3.0 2.1 1.4 1.3 1.8 1.7 2.0 1.7
Fees & Commissions Income 3.0 2.2 2.3 2.6 1.8 1.8 2.2 1.7
Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance 64.7 58.0 57.1 59.4 55.7 55.9 65.4 76.2
Fees & Commissions Expense 0.1 0.1 0.9 1.3 0.1 0.1 0.1 0.1
Investments & Loans - Business - Gain/(Loss) 1.7 2.0 1.3 2.1 0.1 0.8 1.5 0.4
Interest Expense - Finance - Total 61.2 52.3 53.4 53.6 51.9 53.9 71.1 86.0
Interest Expense - Operational Financing - Business 25.6 23.1 23.7 24.0 24.3 25.6 38.2 46.2
Interest Expense - Deposits 25.4 22.8 23.3 23.8 24.2 25.3 37.9 44.6
Investment Securities - Business - Gain/(Loss) 1.7 2.0 1.3 2.1 0.1 0.8 1.5 0.4
Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) 1.2 2.6 2.0 1.5 0.1 1.0 1.0 0.5
Interest Expenses - Other - Total 0.2 0.3 0.4 0.1 0.1 0.3 0.4 1.7
Interest Expense - External Financing Business 35.6 29.2 29.7 29.6 27.6 28.3 32.8 39.8
Non-Interest Business Revenue/(Expense) - Net - Total 6.9 4.9 3.7 5.0 2.9 3.2 4.1 3.2
Derivatives - Hedging - Business - Gain/(Loss) 0.0 — 0.0 — 0.0 — 0.0 —
Derivatives - Hedging - Business - Fair Value Adjustments - Gain/(Loss) 0.0 — 0.0 — 0.0 — 0.0 —
Net Foreign Exchange Income/(Expense) - Business Revenue 2.3 0.8 1.0 1.6 1.0 0.7 0.5 1.2
Trading Investments/Trading Account Income - Gain/(Loss) 0.5 (0.6) (0.6) 0.6 (0.0) (0.2) 0.6 (0.1)
Trading Investments - Unrealized Gain/(Loss) 0.5 (0.6) (0.6) 0.6 (0.0) (0.2) 0.6 (0.1)
Revenue from Business Activities - Total 29.5 27.5 26.2 28.3 23.9 25.5 24.6 21.9
Selling, General & Administrative Expenses - Total 15.6 13.8 15.2 12.3 11.0 10.0 10.9 8.7
Selling, General & Administrative Expenses - Unclassified 5.8 5.5 6.2 4.7 4.1 3.5 4.1 3.6
Depreciation in Selling, General & Administrative Expenses 0.7 0.7 1.2 1.2 1.0 1.0 1.0 0.9
Amortization of Intangibles in Selling, General & Administrative Expenses 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Other Operating Expense/(Income) - Net 1.1 (1.4) (0.2) 1.3 (1.3) 0.6 (1.2) (1.3)
Other Operating Income - Total 0.2 0.1 0.2 0.1 0.1 0.1 0.3 0.1
Operating Expenses - Total 14.9 13.4 16.1 13.2 11.1 10.0 7.7 10.3
Provision & Impairment for Loan Losses (1.8) 1.0 1.1 (0.4) 1.5 (0.6) (2.1) 3.0
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses 7.6 7.0 7.0 6.0 5.6 5.3 5.6 4.0
Selling, General & Administrative Expenses - Other - Total 1.4 0.5 0.7 0.4 0.1 0.1 0.1 0.1
Advertising Expense 1.4 0.5 0.7 0.3 0.1 0.1 0.1 0.1
Rental Expense — 0.1 — 0.1 0.0 0.0 — —
Operating Profit before Non-Recurring Income/(Expense) 14.5 14.1 10.1 15.1 12.8 15.5 16.9 11.6
Other Operating Expense 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1
Operating Provisions - Increase/(Decrease) 1.3 (1.3) (0.0) 1.3 (1.2) 0.7 (0.9) (1.3)
Sale of Tangible & Intangible Fixed Assets - Gain/Loss 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Normalized Pre-tax Profit 14.5 14.1 10.1 15.1 12.9 15.5 16.9 11.6
Non-Recurring Income/Expense - Total (0.1) (0.4) (0.0) 0.6 (0.2) (0.2) 0.0 0.0
Impairment - Financial Investments (0.0) 0.2 (0.0) (0.7) 0.1 0.1 (0.0) 0.0
Early Extinguishment of Lease Related Debts - Gain/(Loss) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Fair Value Adjustments - Financial Investments (0.2) (0.2) (0.1) (0.1) (0.1) (0.1) 0.0 0.0
Sale & Acquisition of Group Companies - Gain/(Loss) — — — — — — — —
COVID-19 Non-Recurring Income/(Expense) - Total — — — — — — — —
Non-Recurring Income/(Expense) - Other - Total 0.0 — — 0.0 0.0 — — —
Income before Taxes 14.4 13.7 10.1 15.7 12.6 15.3 17.0 11.6
Income Taxes 7.6 7.2 5.2 8.2 9.1 8.1 9.9 5.6
Income Taxes for the Year - Current 7.4 7.7 (0.1) 8.5 11.8 7.7 6.5 6.3
Income Taxes - Deferred 0.3 (0.6) 1.4 (0.3) (2.8) 0.4 3.4 (0.8)
Income Taxes - Other (by Type) — — 3.9 — 0.0 (0.0) — —
Net Income after Tax 6.8 6.6 4.8 7.5 3.5 7.2 7.1 6.0
COVID-19 One-time Government Grants — — — — — — — —
Income before Discontinued Operations & Extraordinary Items 6.8 6.6 4.8 7.5 3.5 7.2 7.1 6.0
Net Income before Minority Interest 6.8 6.6 4.8 7.5 3.5 7.2 7.1 6.0
Minority Interest 0.0 0.0 0.1 0.1 0.0 0.0 0.0 0.0
Net Income after Minority Interest 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Income Available to Common Shares 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Other Comprehensive Income - Starting Line 6.8 6.6 4.8 7.5 3.5 7.2 7.1 6.0
Other Comprehensive Income - Foreign Currency (0.0) (0.0) (0.0) (0.0) 0.1 0.0 0.0 (0.0)
Other Comprehensive Income - Unrealized Investment Gain/(Loss) 7.9 (16.4) 4.8 (0.9) 9.3 (1.7) (10.7) 9.6
Other Comprehensive Income - Revaluation of Tangible & Intangible Assets 1.1 — 1.7 1.6 0.8 — 1.8 —
Other Comprehensive Income - Pension Related (0.4) — 0.1 0.0 (0.1) — 8.3 (0.0)
Other Comprehensive Income - Net of Tax - Total 8.6 (16.4) 6.5 0.7 10.0 (1.7) (0.6) 9.5
Comprehensive Income before Minority Interest - Total 15.4 (9.8) 11.3 8.2 13.5 5.5 6.5 15.6
Comprehensive Income - Attributable to Minority Interest - Total 0.0 0.0 0.1 0.0 0.0 0.0 0.0 0.0
Comprehensive Income - Attributable to Parent Company Equity Holders - Total 15.3 (9.8) 11.2 8.2 13.5 5.4 6.5 15.5
DPS - Common - Gross - Issue - By Period End Date Rs 2.00 2.00 1.75 1.25 2.00 0.00 3.00 0.00
Net Income - Basic - including Extraordinary Items Applicable to Common - Total 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Income available to Common excluding Extraordinary Items 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Shares used to calculate Basic EPS - Total mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs 4.74 4.77 3.33 4.72 2.59 5.07 4.84 4.12
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Earnings Allocation Factor - Basic - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Basic EPS - Issue Specific mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs 4.74 4.77 3.33 4.72 2.59 5.07 4.84 4.12
EPS - Basic from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Comprehensive Earnings Per Share - Basic - Issue Specific Rs 10.59 (6.78) 7.76 5.63 9.33 3.75 4.47 10.71
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Diluted Income available to Common excluding Extraordinary Items 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Shares used to calculate Diluted EPS - Total mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs 4.74 4.77 3.33 4.72 2.59 5.07 4.84 4.12
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Earnings Allocation Factor - Diluted - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Diluted EPS - Issue Specific mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 4.64 4.53 3.29 5.14 2.42 4.92 4.87 4.13
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs 4.74 4.77 3.33 4.72 2.59 5.07 4.84 4.12
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Comprehensive Earnings Per Share - Diluted - Issue Specific Rs 10.59 (6.78) 7.76 5.63 9.33 3.75 4.47 10.71
DPS - Common - Gross - Issue - By Announcement Date Rs 2.00 1.75 1.25 2.00 0.00 3.00 0.00 0.00
DPS - Common - Net - Issue - By Announcement Date Rs 1.80 1.58 1.13 1.80 0.00 2.70 0.00 0.00
Earnings before Interest & Taxes (EBIT) 14.5 14.1 10.1 15.1 12.8 15.5 16.9 11.6
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 16.0 15.4 11.3 16.3 14.0 16.5 18.0 12.5
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments — 15.5 — 16.4 14.0 16.6 — —
Depreciation & Amortization - Supplemental 0.8 0.7 1.2 1.2 1.1 1.0 1.1 1.0
Depreciation Expense - Total - Supplemental 0.7 0.7 1.2 1.2 1.0 1.0 1.0 0.9
Depreciation - Financial Lease Right-of-Use Assets - Supplemental 0.7 0.7 0.7 0.6 0.6 0.5 0.6 0.6
Amortization - Total - Supplemental 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Intangible Amortization - Other - Supplemental 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Amortization of Computer Software - Supplemental 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Depreciation, Depletion & Amortization - Total 1.4 1.3 1.2 1.2 1.1 1.0 1.1 1.0
Depreciation - Total 1.4 1.2 1.2 1.1 1.1 1.0 1.0 0.9
Amortization of Intangible Assets excluding Goodwill - Total 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Labor & Related Expenses - Total 7.6 7.0 7.0 6.0 5.6 5.3 5.6 4.0
Labor & Related Expenses - Supplemental 7.6 7.0 7.0 6.0 5.6 5.3 5.6 4.0
Normalized after Tax Profit 6.9 6.9 4.9 6.9 3.8 7.4 7.1 6.0
Normalized Net Income from Continuing Operations 6.9 6.9 4.9 6.9 3.8 7.4 7.1 6.0
Normalized Net Income - Bottom Line 6.9 6.9 4.8 6.8 3.8 7.3 7.0 6.0
Earnings before Interest & Taxes (EBIT) - Normalized 14.5 14.1 10.1 15.1 12.9 15.5 16.9 11.6
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 16.0 15.4 11.3 16.3 14.0 16.5 18.0 12.5
Loan Recoveries - Actual 0.1 0.0 0.0 0.0 0.1 0.0 0.1 (0.0)
Interest Expense on Financial Lease Liabilities - Supplemental 0.6 0.5 0.6 0.5 0.5 0.4 0.5 0.4
Rental/Operating Lease Expense — 0.1 — 0.1 0.0 0.0 — —
Advertising Expenses - Supplemental 1.4 0.5 0.7 0.3 0.1 0.1 0.1 0.1
Interest Expense 61.2 52.3 53.4 53.6 51.9 53.9 71.1 86.0
Interest & Dividend Income after Loan Loss Provision - Net - Finance 24.3 21.6 21.5 23.7 19.6 22.9 22.5 15.7
Commissions & Fees from Securities Activities 0.6 0.5 0.4 0.4 0.3 0.3 0.4 0.3
Revenue after Loan Provisions - Net - Finance 85.6 73.9 74.9 77.2 71.5 76.7 93.6 101.7
Operating Expenses 14.9 13.4 16.1 13.2 11.1 10.0 7.7 10.3
Foreign Exchange Gain/(Loss) 2.3 0.8 1.0 1.6 1.0 0.7 0.5 1.2
Selling, General & Administrative Expenses excluding Research & Development Expenses 15.6 13.8 15.2 12.3 11.0 10.0 10.9 8.7
Investment Gain/(Loss) 2.1 2.2 1.6 2.3 0.3 1.1 1.7 0.6
Non-Interest Expense - Bank 16.9 12.8 15.1 12.9 9.9 10.8 9.6 7.3
Income before Taxes & Provision for Loan Losses 12.6 14.8 11.1 15.3 14.1 14.7 14.9 14.6
DPS - Common - Gross - Issue - By Payable Date Rs 2.00 1.75 1.25 2.00 0.00 3.00 0.00 0.00
DPS - Common - Gross - Issue - By Ex Date Rs 2.00 1.75 1.25 2.00 0.00 3.00 0.00 0.00
Tax Adjusted Operating Income 6.7 6.6 4.8 7.4 3.5 7.1 7.1 6.0
Operating Expenses excluding Non-Cash Charges - Total 13.5 12.1 14.9 12.0 10.0 9.0 6.6 9.3
Revenue Net of Interest Expense Before Loan Loss Provision 29.5 27.5 26.2 28.3 23.9 25.5 24.6 21.9
Income from Earning Assets 88.2 77.1 77.7 81.1 74.1 77.6 94.1 106.2
Income Available to Common Shares before Depreciation & Amortization 8.2 7.9 6.0 8.6 4.6 8.2 8.1 7.0
Commissions and Fees 3.0 2.1 1.4 1.3 1.8 1.7 2.0 1.7
Estimated Tax Rate 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs 2.00 1.75 1.25 2.00 0.00 3.00 0.00 0.00

Every line the company reported, in the original order and wording, without regrouping or signs changed.