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ALAC Askari Life Assurance Company Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

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Last close · 16 Oct 2026

Rs 22.99 -1.20%

Annual · FY2008 – FY2025

Askari Life Assurance Company Limited (ALAC) balance sheet

At the end of FY2025 (Jan – Dec 2025) Askari Life Assurance Company Limited had total assets of Rs 4.3 bn, up 46.2% on FY2024. Shareholders' equity was Rs 623.5 mn (Rs 4.15 per share), 14.5% of total assets.

ALAC balance sheet (annual) (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & cash equivalents 330.8 244.9 280.0 254.5 143.8
Investments 3,685.2 2,537.7 1,647.3 1,204.4 900.6
Premium receivables 137.3 53.5 66.8 100.3 54.8
Total assets 4,312.3 2,949.8 2,099.0 1,624.1 1,155.4
Liabilities
Insurance reserves 3,178.8 2,027.8 1,465.9 1,034.8 655.9
Unearned premiums 325.7 198.8 71.5 82.9 44.5
Total liabilities 3,688.7 2,440.3 1,702.2 1,264.7 846.7
Equity
Equity attributable to shareholders 623.5 509.4 396.8 359.3 308.7
Total equity 623.5 509.4 396.8 359.3 308.7
Total liabilities & equity 4,312.3 2,949.8 2,099.0 1,624.1 1,155.4
Key figures
Shares outstanding mn 150.2 150.2 150.2 150.2 150.2
Common equity 623.5 509.4 396.8 359.3 308.7
Book value per share (Rs) Rs 4.15 3.39 2.64 2.39 2.06
ALAC balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & cash equivalents +35.1% -12.5% +10.0% +77.0% +66.2%
Investments +45.2% +54.1% +36.8% +33.7% +7.0%
Premium receivables +156.6% -19.9% -33.4% +83.0% +42.6%
Total assets +46.2% +40.5% +29.2% +40.6% +10.0%
Liabilities
Insurance reserves +56.8% +38.3% +41.7% +57.8% +49.8%
Unearned premiums +63.8% +178.0% -13.8% +86.2% +360.3%
Total liabilities +51.2% +43.4% +34.6% +49.4% +41.3%
Equity
Equity attributable to shareholders +22.4% +28.4% +10.4% +16.4% -31.5%
Total equity +22.4% +28.4% +10.4% +16.4% -31.5%
Total liabilities & equity +46.2% +40.5% +29.2% +40.6% +10.0%
Key figures
Shares outstanding — — — — —
Common equity +22.4% +28.4% +10.4% +16.4% -31.5%
Book value per share (Rs) +22.4% +28.4% +10.4% +16.4% -31.5%

Change against the previous fiscal year; shown when the earlier figure is positive.

ALAC balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & cash equivalents 7.7% 8.3% 13.3% 15.7% 12.4%
Investments 85.5% 86.0% 78.5% 74.2% 77.9%
Premium receivables 3.2% 1.8% 3.2% 6.2% 4.7%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Insurance reserves 73.7% 68.7% 69.8% 63.7% 56.8%
Unearned premiums 7.6% 6.7% 3.4% 5.1% 3.9%
Total liabilities 85.5% 82.7% 81.1% 77.9% 73.3%
Equity
Equity attributable to shareholders 14.5% 17.3% 18.9% 22.1% 26.7%
Total equity 14.5% 17.3% 18.9% 22.1% 26.7%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 14.5% 17.3% 18.9% 22.1% 26.7%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 89
ALAC balance sheet — all reported line items (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Cash & Cash Equivalents 330.8 244.9 280.0 254.5 143.8
Receivables - Total 249.8 125.8 118.2 130.0 75.4
Insurance Premium Receivables 137.3 53.5 66.8 100.3 54.8
Income Tax - Receivables 112.4 72.3 51.3 29.7 20.6
Investments including Loans - Total 3,685.2 2,537.7 1,647.3 1,204.4 900.6
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 3,584.6 2,458.8 1,591.3 1,176.2 877.5
Investment Securities - Fixed Income 3,273.4 2,444.7 1,581.9 1,170.0 868.3
Investment Securities - Equity 311.1 14.1 9.4 6.3 9.2
Loans - Mortgage, Policy & Other 100.7 78.9 56.0 28.1 23.1
Policy Loans 5.1 5.1 5.4 5.8 6.1
Property, Plant & Equipment - Net - Total 39.2 35.8 46.6 33.2 33.7
Other Assets - Total 7.3 5.5 7.0 1.9 1.6
Deferred Tax - Asset - Long-Term & Short-Term — 0.0 0.0 0.0 0.0
Prepaid Expenses - Total 7.3 5.5 7.0 1.9 1.6
Intangible Assets - Total - Net — 0.0 0.0 0.0 0.3
Intangible Assets - excluding Goodwill - Net - Total — 0.0 0.0 0.0 0.3
Total Assets 4,312.3 2,949.8 2,099.0 1,624.1 1,155.4
Insurance Reserves - Total 3,178.8 2,027.8 1,465.9 1,034.8 655.9
Benefit & Loss Reserves - Gross 2,853.1 1,829.0 1,394.4 951.8 611.3
Debt - Total 14.8 19.6 31.1 13.8 17.7
Unearned Premiums - Gross 325.7 198.8 71.5 82.9 44.5
Insurance Contracts - Technical Liabilities 2,853.1 1,829.0 1,394.4 951.8 —
Debt - Long-Term - Total 14.8 19.6 31.1 13.8 17.7
Capitalized Lease Obligations - Long-Term 14.8 19.6 31.1 13.8 17.7
Payables & Accrued Expenses 387.7 316.0 151.2 180.7 149.7
Payable - Reinsurance & Brokers/Agents 226.5 165.3 46.4 58.4 60.0
Other Liabilities - Total 107.5 77.0 54.0 35.4 23.5
Other Payables - Total 161.2 150.7 104.8 122.3 89.7
Provisions 107.5 77.0 54.0 35.4 23.5
Post Employment Benefits - Pension & Other 107.5 77.0 54.0 35.4 23.5
Total Liabilities 3,688.7 2,440.3 1,702.2 1,264.7 846.7
Shareholders' Equity - Attributable to Parent Shareholders - Total 623.5 509.4 396.8 359.3 308.7
Common Equity Attributable to Parent Shareholders 623.5 509.4 396.8 359.3 308.7
Common Equity - Contributed 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7
Common Stock - Issued & Paid 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7
Equity - Non-Contributed - Reserves & Retained Earnings (878.2) (992.3) (1,105.0) (1,142.4) (1,193.1)
Retained Earnings - Total (1,608.7) (1,728.3) (1,741.8) (1,573.2) (1,295.8)
Comprehensive Income - Accumulated - Total 0.0 5.5 6.3 0.3 2.3
Investments - Unrealized Gain/Loss 0.0 5.5 6.3 0.3 2.3
Other Reserves/Equity - Total 730.5 730.5 630.5 430.5 100.5
Common Equity - Total 623.5 509.4 396.8 359.3 308.7
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 623.5 509.4 396.8 359.3 308.7
Total Liabilities & Equity 4,312.3 2,949.8 2,099.0 1,624.1 1,155.4
Common Shares - Issued - Total mn 150.2 150.2 150.2 150.2 150.2
Common Shares - Outstanding - Total mn 150.2 150.2 150.2 150.2 150.2
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 300.0 300.0 300.0 300.0 200.0
Common Shares - Issued - Issue Specific mn 150.2 150.2 150.2 150.2 150.2
Common Shares - Outstanding - Issue Specific mn 150.2 150.2 150.2 150.2 150.2
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 14.6 18.7 32.8 12.6 14.3
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 14.6 18.7 32.8 12.6 14.3
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 24.7 17.1 13.8 20.6 19.4
Finance and Operating Lease Liabilities - Total - Supplemental 14.8 19.6 31.1 13.8 17.7
Debt including Finance and Operating Lease Liabilities - Supplemental 14.8 19.6 31.1 13.8 17.7
Net Debt (316.0) (225.3) (248.9) (240.7) (126.1)
Insurance Contracts - Technical Liabilities - Supplemental 2,853.1 1,829.0 1,394.4 951.8 611.3
Asset Accruals (330.8) (244.9) (280.0) (254.5) (143.8)
Cash & Cash Equivalents - Total 330.8 244.9 280.0 254.5 143.8
Cash & Securities 3,584.6 2,458.8 1,591.3 1,176.2 877.5
Cash & Short Term Investments - Total 330.8 244.9 280.0 254.5 143.8
Debt - including Preferred Equity & Minority Interest - Total 14.8 19.6 31.1 13.8 17.7
Earning Assets 3,685.2 2,537.7 1,647.3 1,204.4 900.6
Equity Securities & Real Estate 311.1 14.1 9.4 6.3 9.2
Invested Assets - Total 3,685.2 2,537.7 1,647.3 1,204.4 900.6
Investment Securities 3,584.6 2,458.8 1,591.3 1,176.2 877.5
Net Book Capital 307.5 284.1 147.9 118.6 182.6
Net Operating Assets 307.5 284.1 147.9 118.6 182.6
Non-Reserve Liabilities 509.9 412.6 236.4 230.0 190.9
Provisions - Total 107.5 77.0 54.0 35.4 23.5
Shareholders Equity - Common 623.5 509.4 396.8 359.3 308.7
Tangible Total Equity 623.5 509.4 396.8 359.3 308.3
Tangible Book Value 623.5 509.4 396.8 359.3 308.3
Total Book Capital 638.3 529.0 427.9 373.2 326.4
Total Capital 638.3 529.0 427.9 373.2 326.4
Total Long Term Capital 623.5 509.4 396.8 359.3 308.7
Book Value excluding Other Equity (107.0) (221.1) (233.7) (71.2) 208.2
Cash & Short Term Investments - Net of Debt 316.0 225.3 248.9 240.7 126.1
Interest Bearing Liabilities - Total 14.8 19.6 31.1 13.8 17.7
Net Debt Including Preferred Equity & Minority Interest (316.0) (225.3) (248.9) (240.7) (126.1)
Other Short-Term & Long-Term Assets - Total 7.3 5.5 7.0 1.9 1.6
Tangible Book Value excluding Other Equity (107.0) (221.1) (233.7) (71.2) 207.8
Total Debt Excluding Islamic 14.8 19.6 31.1 13.8 17.7
Investment in Equity, Real Estate & Mortgages 311.1 14.1 9.4 6.3 9.2
Book Value excluding Accumulated Comprehensive Income 623.5 503.9 390.4 359.0 306.4
Benefit & Claims Reserves - Gross 2,853.1 1,829.0 1,394.4 951.8 611.3
Reinsurance Liabilities 226.5 165.3 46.4 58.4 60.0
Cash in Hand & with Banks - Total 330.8 244.9 280.0 254.5 143.8

Every line the company reported, in the original order and wording, without regrouping or signs changed.