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Insurance

ALAC Askari Life Assurance Company Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 22.99 -1.20%

Financials

Askari Life Assurance Company Limited (ALAC) financials

8 years of annual results (FY2008 – FY2025), 36 quarters.

Askari Life Assurance Company Limited (ALAC) reported total income of Rs 3.2 bn for FY2025 (Jan – Dec 2025), up 54.9% from FY2024.

Profit attributable to shareholders was Rs 126.0 mn (EPS Rs 0.84), up 732.9%.

No cash dividend was declared for FY2025.

Return on equity was 22.2%.

Over the last five years total income grew at a compound 56.7% a year.

At Rs 22.99 (close on 16 Oct 2026) the shares trade at 26.1× earnings (TTM to Jun 2026) and 5.32× book value.

Fundamentals

ALAC at a glance

Net premium earned · FY2025

Rs 2.9 bn

▲ 70.6% year on year

Profit attributable to shareholders · FY2025

Rs 126.0 mn

▲ 732.9% year on year

EPS – basic (Rs) · FY2025

Rs 0.84

▲ 733.0% year on year

Dividend per share (Rs) · FY2025

Rs 0.00

Investments · FY2025

Rs 3.7 bn

▲ 45.2% year on year

Return on equity (ROE) · FY2025

22.2%

+18.9 pts year on year

Financial statements

Income statement

Revenue, costs, profit and earnings per share.

Total income · FY2025
Rs 3.2 bn
Profit attributable · FY2025
Rs 126.0 mn

Balance sheet

Assets, liabilities, debt and shareholders' equity.

Total assets · FY2025
Rs 4.3 bn
Equity · FY2025
Rs 623.5 mn

Cash flow

Cash from operations, investment, financing and free cash flow.

Operating cash flow · FY2025
Rs 874.1 mn
Net change in cash · FY2025
Rs 85.9 mn

Financial highlights

ALAC financial results

ALAC annual financial highlights (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2008 * Jan – Dec 2008
Net premium earned 2,888.4 1,693.1 1,254.2 1,077.8 600.4 281.4 219.5 —
Investment income (net) 232.2 273.4 268.8 118.9 59.7 56.7 68.1 —
Net claims & benefits (1,455.4) (805.3) (699.4) (491.4) (318.5) (187.1) (155.9) —
Profit before tax 123.9 18.4 (158.6) (274.6) (242.1) (238.4) (262.4) —
Profit attributable to shareholders 126.0 15.1 (165.2) (276.0) (242.4) (238.8) (262.9) —
EPS – basic (Rs) Rs 0.84 0.10 (1.10) (1.84) (1.61) (2.09) (2.39) —
Dividend per share (Rs) Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 —
Investments 3,685.2 2,537.7 1,647.3 1,204.4 900.6 841.8 531.5 —
Total assets 4,312.3 2,949.8 2,099.0 1,624.1 1,155.4 1,050.2 769.9 —
Total equity 623.5 509.4 396.8 359.3 308.7 450.9 284.0 —
ALAC quarterly financial highlights (Rs mn)
Rs mn TTM to Jun 2026 Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Net premium earned 3,806.9 983.5 1,117.2 1,000.3 706.0 555.4 626.7 716.3 367.9
Investment income (net) 255.0 70.4 64.8 62.8 57.0 54.3 58.1 64.6 73.5
Net claims & benefits (2,025.4) (596.4) (549.6) (516.8) (362.7) (266.2) (309.7) (322.6) (176.4)
Profit before tax 124.9 12.1 14.0 84.4 14.5 26.2 (1.1) 79.0 (12.8)
Profit attributable to shareholders 127.5 12.0 14.0 87.7 13.9 25.6 (1.2) 80.2 (13.6)
EPS – basic (Rs) Rs 0.88 0.08 0.09 0.62 0.09 0.17 (0.01) 0.55 (0.09)
Dividend per share (Rs) Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 4,413.7 4,413.7 3,827.2 3,685.2 3,096.6 2,907.7 2,832.8 2,537.7 2,175.4
Total assets 4,951.0 4,951.0 4,399.5 4,312.3 3,615.1 3,278.9 3,135.2 2,949.8 2,478.3
Total equity 649.4 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.

ALAC charts

Revenue and profit Total income Profit attributable
Revenue and profit Rs 3 bn -Rs 276 mn FY08 Total income FY19: Rs 287.8 mn Profit attributable FY19: -Rs 262.9 mn FY19 Total income FY20: Rs 338.0 mn Profit attributable FY20: -Rs 238.8 mn FY20 Total income FY21: Rs 660.1 mn Profit attributable FY21: -Rs 242.4 mn FY21 Total income FY22: Rs 1.2 bn Profit attributable FY22: -Rs 276.0 mn FY22 Total income FY23: Rs 1.5 bn Profit attributable FY23: -Rs 165.2 mn FY23 Total income FY24: Rs 2.1 bn Profit attributable FY24: Rs 15.1 mn FY24 Total income FY25: Rs 3.2 bn Profit attributable FY25: Rs 126.0 mn FY25