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ALAC Askari Life Assurance Company Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

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Last close · 16 Oct 2026

Rs 22.99 -1.20%

Quarterly · Q3 FY2021 – Q2 FY2026

Askari Life Assurance Company Limited (ALAC) quarterly balance sheet

At the end of Q2 FY2026 (Apr – Jun 2026) Askari Life Assurance Company Limited had total assets of Rs 5.0 bn, up 51.0% on Q2 FY2025. Shareholders' equity was Rs 649.4 mn (Rs 4.32 per share), 13.1% of total assets.

ALAC balance sheet (quarterly) (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Assets
Cash & cash equivalents 243.3 292.0 330.8 319.2 179.9 124.7 244.9 172.5
Investments 4,413.7 3,827.2 3,685.2 3,096.6 2,907.7 2,832.8 2,537.7 2,175.4
Premium receivables 85.1 105.2 137.3 57.1 45.3 57.5 53.5 29.1
Total assets 4,951.0 4,399.5 4,312.3 3,615.1 3,278.9 3,135.2 2,949.8 2,478.3
Liabilities
Insurance reserves 3,904.3 3,413.1 3,178.8 2,647.0 2,351.7 2,237.6 2,027.8 1,781.7
Unearned premiums 269.7 181.1 325.7 195.5 154.8 170.9 198.8 130.8
Total liabilities 4,301.6 3,762.1 3,688.7 3,061.8 2,744.6 2,621.2 2,440.3 2,131.5
Equity
Equity attributable to shareholders 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Total equity 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Total liabilities & equity 4,951.0 4,399.5 4,312.3 3,615.1 3,278.9 3,135.2 2,949.8 2,478.3
Key figures
Shares outstanding mn 150.2 150.2 150.2 150.2 150.2 150.2 150.2 150.2
Common equity 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Book value per share (Rs) Rs 4.32 4.24 4.15 3.68 3.56 3.42 3.39 2.31
ALAC balance sheet — year-on-year change (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Assets
Cash & cash equivalents +35.2% +134.1% +35.1% +85.0% +3.7% -39.8% -12.5% +99.7%
Investments +51.8% +35.1% +45.2% +42.3% +46.8% +59.2% +54.1% +34.2%
Premium receivables +88.1% +83.0% +156.6% +96.2% +100.3% +108.0% -19.9% -29.2%
Total assets +51.0% +40.3% +46.2% +45.9% +43.9% +48.3% +40.5% +33.8%
Liabilities
Insurance reserves +66.0% +52.5% +56.8% +48.6% +43.7% +41.3% +38.3% +40.4%
Unearned premiums +74.2% +6.0% +63.8% +49.5% +74.4% +99.7% +178.0% +63.5%
Total liabilities +56.7% +43.5% +51.2% +43.6% +41.7% +48.1% +43.4% +45.8%
Equity
Equity attributable to shareholders +21.6% +24.0% +22.4% +59.5% +56.2% +49.8% +28.4% -11.1%
Total equity +21.6% +24.0% +22.4% +59.5% +56.2% +49.8% +28.4% -11.1%
Total liabilities & equity +51.0% +40.3% +46.2% +45.9% +43.9% +48.3% +40.5% +33.8%
Key figures
Shares outstanding — — — — — — — —
Common equity +21.6% +24.0% +22.4% +59.5% +56.2% +49.8% +28.4% -11.1%
Book value per share (Rs) +21.6% +24.0% +22.4% +59.5% +56.2% +49.8% +28.4% -11.1%

Change against the same quarter a year earlier; shown when the earlier figure is positive.

ALAC balance sheet — common size (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Assets
Cash & cash equivalents 4.9% 6.6% 7.7% 8.8% 5.5% 4.0% 8.3% 7.0%
Investments 89.1% 87.0% 85.5% 85.7% 88.7% 90.4% 86.0% 87.8%
Premium receivables 1.7% 2.4% 3.2% 1.6% 1.4% 1.8% 1.8% 1.2%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Insurance reserves 78.9% 77.6% 73.7% 73.2% 71.7% 71.4% 68.7% 71.9%
Unearned premiums 5.4% 4.1% 7.6% 5.4% 4.7% 5.5% 6.7% 5.3%
Total liabilities 86.9% 85.5% 85.5% 84.7% 83.7% 83.6% 82.7% 86.0%
Equity
Equity attributable to shareholders 13.1% 14.5% 14.5% 15.3% 16.3% 16.4% 17.3% 14.0%
Total equity 13.1% 14.5% 14.5% 15.3% 16.3% 16.4% 17.3% 14.0%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 13.1% 14.5% 14.5% 15.3% 16.3% 16.4% 17.3% 14.0%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 16 Oct 2026.

All reported line items 89
ALAC balance sheet — all reported line items (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Cash & Cash Equivalents 243.3 292.0 330.8 319.2 179.9 124.7 244.9 172.5
Receivables - Total 230.8 228.1 249.8 147.7 131.6 137.2 125.8 83.3
Insurance Premium Receivables 85.1 105.2 137.3 57.1 45.3 57.5 53.5 29.1
Income Tax - Receivables 145.6 122.9 112.4 90.6 86.3 79.8 72.3 54.2
Investments including Loans - Total 4,413.7 3,827.2 3,685.2 3,096.6 2,907.7 2,832.8 2,537.7 2,175.4
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 4,287.5 3,680.9 3,584.6 2,984.9 2,821.4 2,733.4 2,458.8 2,064.8
Investment Securities - Fixed Income 3,787.5 3,321.6 3,273.4 2,786.4 2,806.6 2,719.3 2,444.7 2,054.2
Investment Securities - Equity 500.0 359.3 311.1 198.5 14.8 14.1 14.1 10.6
Loans - Mortgage, Policy & Other 126.2 146.4 100.7 111.7 86.3 99.3 78.9 110.6
Policy Loans 5.1 5.1 5.1 5.1 5.1 5.1 5.1 5.2
Property, Plant & Equipment - Net - Total 36.9 37.7 39.2 38.2 40.5 32.8 35.8 37.9
Other Assets - Total 26.3 14.6 7.3 13.3 19.3 7.7 5.5 9.1
Deferred Tax - Asset - Long-Term & Short-Term — — — — — — 0.0 —
Prepaid Expenses - Total 26.3 14.6 7.3 13.3 19.3 7.7 5.5 9.1
Intangible Assets - Total - Net — 0.0 — 0.0 0.0 0.0 0.0 0.0
Intangible Assets - excluding Goodwill - Net - Total — 0.0 — 0.0 0.0 0.0 0.0 0.0
Total Assets 4,951.0 4,399.5 4,312.3 3,615.1 3,278.9 3,135.2 2,949.8 2,478.3
Insurance Reserves - Total 3,904.3 3,413.1 3,178.8 2,647.0 2,351.7 2,237.6 2,027.8 1,781.7
Benefit & Loss Reserves - Gross 3,634.6 3,232.0 2,853.1 2,451.5 2,196.8 2,066.7 1,829.0 1,650.9
Debt - Total 5.4 14.3 14.8 14.0 22.6 13.5 19.6 20.1
Unearned Premiums - Gross 269.7 181.1 325.7 195.5 154.8 170.9 198.8 130.8
Insurance Contracts - Technical Liabilities 3,634.6 3,232.0 2,853.1 2,451.5 2,196.8 2,066.7 1,829.0 1,650.9
Debt - Long-Term - Total 5.4 14.3 14.8 14.0 22.6 13.5 19.6 20.1
Capitalized Lease Obligations - Long-Term 5.4 14.3 14.8 14.0 22.6 13.5 19.6 20.1
Payables & Accrued Expenses 266.9 218.2 387.7 305.3 280.9 286.6 316.0 259.2
Payable - Reinsurance & Brokers/Agents 87.2 72.5 226.5 189.0 173.6 195.1 165.3 184.3
Other Liabilities - Total 125.0 116.4 107.5 95.5 89.4 83.5 77.0 70.5
Other Payables - Total 179.7 145.8 161.2 116.3 107.3 91.5 150.7 74.9
Provisions 125.0 116.4 107.5 95.5 89.4 83.5 77.0 70.5
Post Employment Benefits - Pension & Other 125.0 116.4 107.5 95.5 89.4 83.5 77.0 70.5
Total Liabilities 4,301.6 3,762.1 3,688.7 3,061.8 2,744.6 2,621.2 2,440.3 2,131.5
Shareholders' Equity - Attributable to Parent Shareholders - Total 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Common Equity Attributable to Parent Shareholders 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Common Equity - Contributed 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7
Common Stock - Issued & Paid 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7 1,501.7
Equity - Non-Contributed - Reserves & Retained Earnings (852.3) (864.2) (878.2) (948.5) (967.5) (987.7) (992.3) (1,155.0)
Retained Earnings - Total (1,582.8) (1,594.7) (1,608.7) (1,690.0) (1,703.9) (1,729.4) (1,728.3) (1,806.9)
Comprehensive Income - Accumulated - Total — — 0.0 11.0 5.9 11.2 5.5 21.4
Investments - Unrealized Gain/Loss — — 0.0 11.0 5.9 11.2 5.5 21.4
Other Reserves/Equity - Total 730.5 730.5 730.5 730.5 730.5 730.5 730.5 630.5
Common Equity - Total 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Total Liabilities & Equity 4,951.0 4,399.5 4,312.3 3,615.1 3,278.9 3,135.2 2,949.8 2,478.3
Common Shares - Issued - Total mn 150.2 150.2 150.2 150.2 150.2 150.2 150.2 150.2
Common Shares - Outstanding - Total mn 150.2 150.2 150.2 150.2 150.2 150.2 150.2 150.2
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn — — 300.0 300.0 — 300.0 300.0 300.0
Common Shares - Issued - Issue Specific mn 150.2 150.2 150.2 150.2 150.2 150.2 150.2 150.2
Common Shares - Outstanding - Issue Specific mn 150.2 150.2 150.2 150.2 150.2 150.2 150.2 150.2
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 7.3 10.9 14.6 18.2 21.8 15.4 18.7 22.2
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 7.3 10.9 14.6 18.2 21.8 15.4 18.7 22.2
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 29.7 26.8 24.7 20.0 18.6 17.4 17.1 15.7
Finance and Operating Lease Liabilities - Total - Supplemental 5.4 14.3 14.8 14.0 22.6 13.5 19.6 20.1
Debt including Finance and Operating Lease Liabilities - Supplemental 5.4 14.3 14.8 14.0 22.6 13.5 19.6 20.1
Net Debt (237.8) (277.7) (316.0) (305.2) (157.3) (111.2) (225.3) (152.4)
Insurance Contracts - Technical Liabilities - Supplemental 3,634.6 3,232.0 2,853.1 2,451.5 2,196.8 2,066.7 1,829.0 1,650.9
Asset Accruals (243.3) (292.0) (330.8) (319.2) (179.9) (124.7) (244.9) (172.5)
Cash & Cash Equivalents - Total 243.3 292.0 330.8 319.2 179.9 124.7 244.9 172.5
Cash & Securities 4,287.5 3,680.9 3,584.6 2,984.9 2,821.4 2,733.4 2,458.8 2,064.8
Cash & Short Term Investments - Total 243.3 292.0 330.8 319.2 179.9 124.7 244.9 172.5
Debt - including Preferred Equity & Minority Interest - Total 5.4 14.3 14.8 14.0 22.6 13.5 19.6 20.1
Earning Assets 4,413.7 3,827.2 3,685.2 3,096.6 2,907.7 2,832.8 2,537.7 2,175.4
Equity Securities & Real Estate 500.0 359.3 311.1 198.5 14.8 14.1 14.1 10.6
Invested Assets - Total 4,413.7 3,827.2 3,685.2 3,096.6 2,907.7 2,832.8 2,537.7 2,175.4
Investment Securities 4,287.5 3,680.9 3,584.6 2,984.9 2,821.4 2,733.4 2,458.8 2,064.8
Net Book Capital 411.6 359.8 307.5 248.0 377.0 402.8 284.1 194.3
Net Operating Assets 411.6 359.8 307.5 248.0 377.0 402.8 284.1 194.3
Non-Reserve Liabilities 397.3 349.0 509.9 414.9 392.9 383.6 412.6 349.8
Provisions - Total 125.0 116.4 107.5 95.5 89.4 83.5 77.0 70.5
Shareholders Equity - Common 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Tangible Total Equity 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Tangible Book Value 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Total Book Capital 654.9 651.8 638.3 567.3 556.9 527.5 529.0 366.9
Total Capital 654.9 651.8 638.3 567.3 556.9 527.5 529.0 366.9
Total Long Term Capital 649.4 637.5 623.5 553.2 534.2 514.0 509.4 346.8
Book Value excluding Other Equity (81.1) (93.0) (107.0) (177.3) (196.3) (216.5) (221.1) (283.7)
Cash & Short Term Investments - Net of Debt 237.8 277.7 316.0 305.2 157.3 111.2 225.3 152.4
Interest Bearing Liabilities - Total 5.4 14.3 14.8 14.0 22.6 13.5 19.6 20.1
Net Debt Including Preferred Equity & Minority Interest (237.8) (277.7) (316.0) (305.2) (157.3) (111.2) (225.3) (152.4)
Other Short-Term & Long-Term Assets - Total 26.3 14.6 7.3 13.3 19.3 7.7 5.5 9.1
Tangible Book Value excluding Other Equity (81.1) (93.0) (107.0) (177.3) (196.3) (216.5) (221.1) (283.7)
Total Debt Excluding Islamic 5.4 14.3 14.8 14.0 22.6 13.5 19.6 20.1
Investment in Equity, Real Estate & Mortgages 500.0 359.3 311.1 198.5 14.8 14.1 14.1 10.6
Book Value excluding Accumulated Comprehensive Income — — 623.5 542.2 528.3 502.8 503.9 325.3
Benefit & Claims Reserves - Gross 3,634.6 3,232.0 2,853.1 2,451.5 2,196.8 2,066.7 1,829.0 1,650.9
Reinsurance Liabilities 87.2 72.5 226.5 189.0 173.6 195.1 165.3 184.3
Cash in Hand & with Banks - Total 243.3 292.0 330.8 319.2 179.9 124.7 244.9 172.5

Every line the company reported, in the original order and wording, without regrouping or signs changed.