Last close · 16 Oct 2026
Rs 10.04 +1.93%
Annual · FY2017 – FY2026
First Al-Noor Modaraba (FANM) income statement
First Al-Noor Modaraba reported revenue of Rs 35.1 mn for FY2026 (Jul 2025 – Jun 2026), down 19.5% on FY2025. The loss attributable to shareholders was Rs 2.8 mn, or Rs -0.12 per share.
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 * Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 * Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 35.1 | 43.7 | 34.9 | 35.3 | 37.7 | 26.8 | 30.4 | 25.6 | 24.9 | 39.4 |
| Operating expenses | (37.7) | (36.5) | (33.0) | (27.6) | (27.0) | (28.8) | (33.7) | (32.4) | (41.9) | (38.1) |
| Profit before tax | (3.7) | 2.6 | 4.0 | 3.6 | 3.4 | 1.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Taxation | 0.9 | (0.2) | (3.6) | (3.1) | (1.1) | (1.0) | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit after tax | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Profit attributable to shareholders | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Per share | ||||||||||
| EPS – basic (Rs) Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 |
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 * Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 * Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | -19.5% | +25.3% | -1.3% | -6.2% | +40.5% | -12.0% | +19.0% | +2.7% | -36.7% | — |
| Operating expenses | +3.3% | +10.4% | +19.6% | +2.5% | -6.4% | -14.5% | +4.0% | -22.8% | +9.9% | — |
| Profit before tax | -244.7% | -35.1% | +10.6% | +5.5% | +106.7% | — | — | — | -925.9% | — |
| Taxation | -643.4% | -95.2% | +17.2% | +176.5% | +11.2% | — | — | — | — | — |
| Profit after tax | -216.0% | +518.6% | -27.0% | -76.8% | +252.4% | — | — | — | -925.9% | — |
| Profit attributable to shareholders | -216.0% | +518.6% | -27.0% | -76.8% | +252.4% | — | — | — | -925.9% | — |
| Per share | ||||||||||
| EPS – basic (Rs) | -216.0% | +518.5% | -27.0% | -76.8% | +252.4% | — | — | — | -925.9% | — |
| Dividend per share (Rs) | — | — | — | — | — | — | — | — | -100.0% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 * Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 * Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (107.3%) | (83.6%) | (94.8%) | (78.2%) | (71.6%) | (107.5%) | (110.7%) | (126.5%) | (168.2%) | (96.9%) |
| Profit before tax | (10.7%) | 5.9% | 11.4% | 10.2% | 9.1% | 6.2% | (0.6%) | (55.2%) | (100.4%) | 7.7% |
| Taxation | 2.7% | (0.4%) | (10.3%) | (8.7%) | (2.9%) | (3.7%) | 0.0% | 0.0% | 0.0% | 0.0% |
| Profit after tax | (8.0%) | 5.5% | 1.1% | 1.5% | 6.1% | 2.4% | (0.6%) | (55.2%) | (100.4%) | 7.7% |
| Profit attributable to shareholders | (8.0%) | 5.5% | 1.1% | 1.5% | 6.1% | 2.4% | (0.6%) | (55.2%) | (100.4%) | 7.7% |
Each line as a percentage of revenue.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 90
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income - Finance - Total | 35.1 | 43.7 | 33.5 | 32.3 | 36.8 | 25.2 | 23.3 | 14.6 | 10.4 | 22.6 |
| Interest & Dividend Income - Investment Securities - Finance | 35.1 | 43.7 | 33.5 | 32.3 | 36.8 | 25.2 | 23.3 | 14.6 | 10.4 | 22.6 |
| Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance | 35.1 | 43.7 | 33.5 | 32.3 | 36.8 | 25.2 | 23.3 | 14.6 | 10.4 | 22.6 |
| Revenue from Business-Related Activities - Other - Total | — | — | 1.4 | 3.0 | — | — | — | — | — | — |
| Business-Related Financing Revenue - Other | — | — | — | 0.0 | 0.9 | 1.6 | 7.2 | 11.0 | 14.5 | 16.8 |
| Revenue from Business Activities - Total | 35.1 | 43.7 | 34.9 | 35.3 | 37.7 | 26.8 | 30.4 | 25.6 | 24.9 | 39.4 |
| Selling, General & Administrative Expenses - Total | 37.7 | 36.5 | 33.0 | 27.6 | 27.0 | 28.8 | 33.7 | 32.4 | 29.4 | 25.6 |
| Selling, General & Administrative Expenses - Unclassified | — | — | 32.2 | 26.8 | 26.9 | 28.8 | 30.5 | 28.4 | — | 25.6 |
| Depreciation in Selling, General & Administrative Expenses | — | — | 0.8 | 0.8 | — | — | — | — | — | — |
| Amortization of Intangibles in Selling, General & Administrative Expenses | — | — | — | 0.0 | — | — | — | — | — | — |
| Other Operating Expense/(Income) - Net | — | — | — | — | — | — | — | 0.0 | 12.5 | 12.5 |
| Operating Expenses - Total | 37.7 | 36.5 | 33.0 | 27.6 | 27.0 | 28.8 | 33.7 | 32.4 | 41.9 | 38.1 |
| Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total | 37.7 | 36.5 | 33.0 | 27.6 | 27.0 | 28.8 | 33.7 | 32.4 | 41.9 | 38.1 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | — | — | 0.1 | 0.1 | 0.0 | 0.0 | — | — | — | 0.1 |
| Selling, General & Administrative Expenses - Other - Total | — | — | — | — | — | 0.0 | 3.2 | 4.0 | — | — |
| Operating Profit before Non-Recurring Income/(Expense) | (2.6) | 7.2 | 1.8 | 7.7 | 10.7 | (2.0) | (3.2) | (6.8) | (17.0) | 1.2 |
| Financing Income/(Expense) - Net - Total | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Other Operating Expense | — | — | — | — | — | — | — | — | (0.0) | — |
| Operating Provisions - Increase/(Decrease) | — | — | — | — | — | — | — | 0.0 | 12.5 | 12.5 |
| Non-Interest Financial Income/(Expense) - Total | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Non-Interest Financial Income/(Expense) - Other - Net | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | — | — | — | — | — | 0.8 | 3.1 | 0.0 | 0.0 | 2.8 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 0.5 | 0.2 | 1.4 | (0.2) | 0.8 | 2.5 | 1.1 | (1.1) | (0.8) | 1.2 |
| Other Non-Operating Income/(Expense) - Total | 5.1 | (0.1) | 1.3 | 1.5 | 1.1 | 3.0 | 3.0 | 1.6 | 1.1 | 2.1 |
| Normalized Pre-tax Profit | 3.0 | 7.1 | 4.5 | 9.0 | 12.6 | 4.3 | 3.9 | (6.3) | (16.7) | 7.2 |
| Non-Recurring Income/Expense - Total | (6.8) | (4.6) | (0.5) | (5.4) | (9.1) | (2.6) | (4.1) | (7.8) | (8.3) | (4.2) |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | — | — | — | — | — | 0.1 | — | — | — | — |
| Fair Value Adjustments - Financial Investments | (6.8) | (4.6) | (0.5) | (5.4) | (9.1) | (2.7) | (4.1) | (7.8) | (8.3) | (4.2) |
| Provision for Income Tax Expense- Unclassified | (0.9) | 0.2 | 3.6 | 3.1 | 1.1 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Income before Taxes | (3.7) | 2.6 | 4.0 | 3.6 | 3.4 | 1.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Income Taxes | (0.9) | 0.2 | 3.6 | 3.1 | 1.1 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Income after Tax | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Income before Discontinued Operations & Extraordinary Items | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Net Income before Minority Interest | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Net Income after Minority Interest | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Income Available to Common Shares | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Income available to Common excluding Extraordinary Items | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Shares used to calculate Basic EPS - Total mn | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 0.17 | 0.30 | 0.04 | 0.26 | 0.50 | 0.14 | 0.17 | (0.27) | (0.72) | 0.31 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.17 | 0.30 | 0.04 | 0.26 | 0.50 | 0.14 | 0.17 | (0.27) | (0.72) | 0.31 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Diluted Income available to Common excluding Extraordinary Items | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Shares used to calculate Diluted EPS - Total mn | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 0.17 | 0.30 | 0.04 | 0.26 | 0.50 | 0.14 | 0.17 | (0.27) | (0.72) | 0.31 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | (2.8) | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (0.12) | 0.10 | 0.02 | 0.02 | 0.10 | 0.03 | (0.01) | (0.61) | (1.08) | 0.13 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.17 | 0.30 | 0.04 | 0.26 | 0.50 | 0.14 | 0.17 | (0.27) | (0.72) | 0.31 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.10 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | (2.6) | 7.2 | 1.8 | 7.7 | 10.7 | (2.0) | (3.2) | (6.8) | (17.0) | 1.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | (0.5) | 7.7 | 2.6 | 8.5 | 12.4 | 1.1 | 19.4 | 35.4 | 48.8 | 75.7 |
| Depreciation & Amortization - Supplemental | — | — | 0.8 | 0.8 | — | — | — | — | — | — |
| Depreciation Expense - Total - Supplemental | — | — | 0.8 | 0.8 | — | — | — | — | — | — |
| Amortization - Total - Supplemental | — | — | — | 0.0 | — | — | — | — | — | — |
| Depreciation, Depletion & Amortization - Total | 2.1 | 0.6 | 0.8 | 0.8 | 1.7 | 3.1 | 22.7 | 42.2 | 65.8 | 74.5 |
| Depreciation - Total | 2.0 | 0.6 | 0.8 | 0.8 | 1.7 | 3.1 | 22.6 | 42.1 | 65.8 | 62.0 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 12.5 |
| Normalized after Tax Profit | 4.0 | 7.0 | 0.9 | 6.0 | 11.5 | 3.3 | 3.9 | (6.3) | (16.7) | 7.2 |
| Normalized Net Income from Continuing Operations | 4.0 | 7.0 | 0.9 | 6.0 | 11.5 | 3.3 | 3.9 | (6.3) | (16.7) | 7.2 |
| Normalized Net Income - Bottom Line | 4.0 | 7.0 | 0.9 | 6.0 | 11.5 | 3.3 | 3.9 | (6.3) | (16.7) | 7.2 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 3.0 | 7.1 | 4.5 | 9.0 | 12.6 | 4.3 | 3.9 | (6.3) | (16.7) | 7.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 5.1 | 7.7 | 5.3 | 9.8 | 14.3 | 7.4 | 26.5 | 35.9 | 49.1 | 81.7 |
| Operating Expenses | 37.7 | 36.5 | 33.0 | 27.6 | 27.0 | 28.8 | 33.7 | 32.4 | 41.9 | 38.1 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 37.7 | 36.5 | 33.0 | 27.6 | 27.0 | 28.8 | 33.7 | 32.4 | 29.4 | 25.6 |
| Income before Taxes & Provision for Loan Losses | (3.7) | 2.6 | 4.0 | 3.6 | 3.4 | 1.7 | (0.2) | (14.1) | (25.0) | 3.0 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 |
| Tax Adjusted Operating Income | — | 2.4 | 0.4 | 0.5 | 2.3 | 0.7 | — | — | — | 3.0 |
| Operating Expenses excluding Non-Cash Charges - Total | 35.6 | 35.9 | 32.3 | 26.9 | 25.2 | 25.7 | 11.0 | (9.8) | (23.9) | (36.4) |
| Revenue Net of Interest Expense Before Loan Loss Provision | 35.1 | 43.7 | 34.9 | 35.3 | 37.7 | 26.8 | 30.4 | 25.6 | 24.9 | 39.4 |
| Income from Earning Assets | 35.1 | 43.7 | 33.5 | 32.3 | 36.8 | 25.2 | 23.3 | 14.6 | 10.4 | 22.6 |
| Income Available to Common Shares before Depreciation & Amortization | (0.7) | 3.0 | 1.2 | 1.3 | 4.0 | 3.8 | 22.5 | 28.0 | 40.8 | 77.5 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.