Last close · 16 Oct 2026
Rs 18.59 +0.49%
Annual · FY2017 – FY2026
First Elite Capital Modaraba (FECM) income statement
First Elite Capital Modaraba reported revenue of Rs 46.0 mn for FY2026 (Jul 2025 – Jun 2026), up 14.9% on FY2025. The loss attributable to shareholders was Rs 7.0 mn, or Rs -0.62 per share.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 46.0 | 40.0 | 35.5 | 33.8 | 35.9 | |||||
| Operating expenses | (52.1) | (45.8) | (41.8) | (40.3) | (42.7) | |||||
| Finance cost | — | (0.0) | (0.0) | (0.0) | (0.0) | |||||
| Profit before tax | (7.3) | 4.7 | 24.8 | (6.3) | (6.7) | |||||
| Taxation | 0.3 | 0.0 | (1.1) | (0.8) | (0.6) | |||||
| Profit after tax | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) | |||||
| Profit attributable to shareholders | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) | |||||
| Per share | ||||||||||
| EPS – basic (Rs) Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) | |||||
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | +14.9% | +12.8% | +5.0% | -5.8% | -25.2% | |||||
| Operating expenses | +13.8% | +9.5% | +3.8% | -5.8% | -0.2% | |||||
| Finance cost | — | +42.1% | +49.7% | -58.6% | +208.6% | |||||
| Profit before tax | -255.0% | -81.1% | — | — | -223.7% | |||||
| Taxation | — | -100.0% | +41.3% | +41.3% | -49.0% | |||||
| Profit after tax | -249.6% | -80.1% | — | — | -269.5% | |||||
| Profit attributable to shareholders | -249.6% | -80.1% | — | — | -269.5% | |||||
| Per share | ||||||||||
| EPS – basic (Rs) | -249.6% | -80.1% | — | — | -269.5% | |||||
| Dividend per share (Rs) | — | — | — | — | — | |||||
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Revenue | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (113.2%) | (114.3%) | (117.7%) | (119.1%) | (119.2%) |
| Finance cost | — | (0.0%) | (0.0%) | (0.0%) | (0.1%) |
| Profit before tax | (15.8%) | 11.7% | 69.8% | (18.5%) | (18.5%) |
| Taxation | 0.5% | 0.0% | (3.2%) | (2.4%) | (1.6%) |
| Profit after tax | (15.3%) | 11.7% | 66.6% | (20.9%) | (20.1%) |
| Profit attributable to shareholders | (15.3%) | 11.7% | 66.6% | (20.9%) | (20.1%) |
Each line as a percentage of revenue.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 97
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Interest & Dividend Income - Finance - Total | 43.1 | 40.4 | 32.2 | 29.7 | 34.5 |
| Interest Income - Loans/Deposits | 43.1 | 37.2 | 32.2 | 29.7 | 34.5 |
| Interest & Dividend Income - Other - Finance | — | 3.2 | — | — | — |
| Net Commission & Fees Income/Expense - Business Revenue | 0.0 | (0.7) | (2.8) | — | 0.0 |
| Fees & Commissions Expense | 0.0 | 0.7 | 2.8 | — | 0.0 |
| Investments & Loans - Business - Gain/(Loss) | 2.2 | — | 5.7 | 2.9 | 0.5 |
| Investment Securities - Business - Gain/(Loss) | 2.2 | — | 5.7 | 2.9 | 0.5 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | 2.2 | — | 5.7 | 2.9 | 0.4 |
| Trading Investments - Realized Gain/(Loss) | — | — | — | 0.0 | 0.1 |
| Revenue from Business-Related Activities - Other - Total | 0.7 | 0.3 | 0.3 | 1.2 | 0.9 |
| Trading Investments/Trading Account Income - Gain/(Loss) | — | — | — | 0.0 | 0.1 |
| Revenue from Business Activities - Total | 46.0 | 40.0 | 35.5 | 33.8 | 35.9 |
| Selling, General & Administrative Expenses - Total | 51.5 | 45.6 | 41.8 | 40.3 | 42.7 |
| Selling, General & Administrative Expenses - Unclassified | 20.3 | 19.0 | 17.8 | 16.8 | 16.8 |
| Depreciation in Selling, General & Administrative Expenses | 31.3 | 26.6 | 24.0 | 23.5 | 26.0 |
| Other Operating Expense/(Income) - Net | 0.5 | 0.2 | — | — | — |
| Operating Expenses - Total | 51.5 | 45.5 | 41.6 | 40.1 | 42.7 |
| Provision & Impairment for Loan Losses | (0.5) | (0.3) | (0.1) | (0.1) | (0.0) |
| Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total | 52.1 | 45.8 | 41.8 | 40.3 | 42.7 |
| Operating Profit before Non-Recurring Income/(Expense) | (5.5) | (5.4) | (6.1) | (6.3) | (6.8) |
| Financing Income/(Expense) - Net - Total | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Interest Expense - Net of (Interest Income) | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Operating Expense | 0.5 | 0.2 | — | — | — |
| Interest Expense - Net of Capitalized Interest | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Non-Interest Financial Income/(Expense) - Total | (0.0) | — | — | — | — |
| Non-Interest Financial Income/(Expense) - Other - Net | (0.0) | — | — | — | — |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | — | 0.0 | 0.0 | 0.1 | 0.2 |
| Other Non-Operating Income/(Expense) - Total | (1.3) | (1.2) | — | — | — |
| Normalized Pre-tax Profit | (6.9) | (6.6) | (6.1) | (6.3) | (6.7) |
| Non-Recurring Income/Expense - Total | (0.4) | 11.3 | 30.9 | — | — |
| Fair Value Adjustments - Investment Property | 0.3 | 11.1 | 30.9 | — | — |
| Fair Value Adjustments - Financial Investments | (0.7) | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | (0.3) | 0.0 | 1.1 | 0.8 | 0.6 |
| Income before Taxes | (7.3) | 4.7 | 24.8 | (6.3) | (6.7) |
| Income Taxes | (0.3) | 0.0 | 1.1 | 0.8 | 0.6 |
| Fair Value Adjustments - Other Assets | 0.0 | 0.2 | — | — | — |
| Net Income after Tax | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Income before Discontinued Operations & Extraordinary Items | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Net Income before Minority Interest | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Net Income after Minority Interest | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Income Available to Common Shares | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Income available to Common excluding Extraordinary Items | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Shares used to calculate Basic EPS - Total mn | 11.3 | 11.3 | 11.3 | 11.3 | 11.3 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (0.59) | (0.59) | (0.64) | (0.62) | (0.64) |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 11.3 | 11.3 | 11.3 | 11.3 | 11.3 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (0.59) | (0.59) | (0.64) | (0.62) | (0.64) |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Diluted Income available to Common excluding Extraordinary Items | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Shares used to calculate Diluted EPS - Total mn | 11.3 | 11.3 | 11.3 | 11.3 | 11.3 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (0.59) | (0.59) | (0.64) | (0.62) | (0.64) |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | (7.0) | 4.7 | 23.6 | (7.1) | (7.2) |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 11.3 | 11.3 | 11.3 | 11.3 | 11.3 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (0.62) | 0.41 | 2.08 | (0.62) | (0.64) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (0.59) | (0.59) | (0.64) | (0.62) | (0.64) |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | (5.5) | (5.4) | (6.1) | (6.3) | (6.8) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 26.8 | 21.2 | 17.8 | 17.2 | 19.1 |
| Depreciation & Amortization - Supplemental | 31.3 | 26.6 | 24.0 | 23.5 | 26.0 |
| Depreciation Expense - Total - Supplemental | 31.3 | 26.6 | 24.0 | 23.5 | 26.0 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 31.3 | 26.4 | 23.7 | 23.2 | 25.7 |
| Depreciation, Depletion & Amortization - Total | 32.3 | 26.6 | 24.0 | 23.5 | 26.0 |
| Depreciation - Total | 32.3 | 26.6 | 24.0 | 23.5 | 26.0 |
| Normalized after Tax Profit | (6.6) | (6.6) | (7.3) | (7.1) | (7.2) |
| Normalized Net Income from Continuing Operations | (6.6) | (6.6) | (7.3) | (7.1) | (7.2) |
| Normalized Net Income - Bottom Line | (6.6) | (6.6) | (7.3) | (7.1) | (7.2) |
| Earnings before Interest & Taxes (EBIT) - Normalized | (6.9) | (6.6) | (6.1) | (6.2) | (6.6) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 25.4 | 20.0 | 17.8 | 17.2 | 19.3 |
| Interest Expense | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Revenue after Loan Provisions - Net - Finance | 43.6 | 40.7 | 32.4 | 29.8 | 34.5 |
| Operating Expenses | 51.5 | 45.5 | 41.6 | 40.1 | 42.7 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 51.5 | 45.6 | 41.8 | 40.3 | 42.7 |
| Income before Taxes & Provision for Loan Losses | (7.8) | 4.4 | 24.6 | (6.4) | (6.7) |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | — | 4.7 | 23.7 | — | — |
| Operating Expenses excluding Non-Cash Charges - Total | 19.2 | 18.9 | 17.7 | 16.6 | 16.7 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 46.0 | 40.0 | 35.5 | 33.8 | 35.9 |
| Income from Earning Assets | 45.3 | 40.4 | 38.0 | 32.6 | 35.0 |
| Income Available to Common Shares before Depreciation & Amortization | 25.3 | 31.3 | 47.6 | 16.4 | 18.7 |
| Fixed Charges | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.