Last close · 16 Oct 2026
Rs 15.14 -0.39%
Quarterly · Q4 FY2021 – Q3 FY2026
First IBL Modaraba (FIBLM) quarterly income statement
First IBL Modaraba reported revenue of Rs 12.3 mn for Q3 FY2026 (Jan – Mar 2026), down 6.9% on Q3 FY2025. Tax of Rs 3.1 mn took 39.8% of pre-tax profit. Profit attributable to shareholders was Rs 4.7 mn, down 56.5% on Q3 FY2025, or Rs 0.22 per share.
| Rs mn | TTM to Mar 2026 | Q3 FY2026 Jan – Mar 2026 | Q2 FY2026 Oct – Dec 2025 | Q1 FY2026 Jul – Sep 2025 | Q4 FY2025 Apr – Jun 2025 | Q3 FY2025 Jan – Mar 2025 | Q2 FY2025 Oct – Dec 2024 | Q1 FY2025 Jul – Sep 2024 | Q4 FY2024 Apr – Jun 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 47.7 | 12.3 | 9.9 | 13.1 | 12.5 | 13.2 | 11.0 | 10.7 | 11.2 | ||||||||||||
| Operating expenses | (34.0) | (4.4) | (8.5) | (5.3) | (15.8) | (5.1) | (9.6) | (7.1) | (7.9) | ||||||||||||
| Finance cost | — | — | — | — | (0.0) | — | — | — | (0.0) | ||||||||||||
| Profit before tax | 17.8 | 7.9 | 1.3 | 7.8 | 0.9 | 8.1 | 3.3 | 5.5 | 5.1 | ||||||||||||
| Taxation | 2.5 | (3.1) | (1.3) | (0.3) | 7.3 | 2.8 | (0.7) | (0.2) | (7.3) | ||||||||||||
| Profit after tax | 20.3 | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) | ||||||||||||
| Profit attributable to shareholders | 20.3 | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) | ||||||||||||
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 0.94 | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) | ||||||||||||
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||||
| Rs mn | Q3 FY2026 Jan – Mar 2026 | Q2 FY2026 Oct – Dec 2025 | Q1 FY2026 Jul – Sep 2025 | Q4 FY2025 Apr – Jun 2025 | Q3 FY2025 Jan – Mar 2025 | Q2 FY2025 Oct – Dec 2024 | Q1 FY2025 Jul – Sep 2024 | Q4 FY2024 Apr – Jun 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | -6.9% | -10.5% | +22.1% | +11.9% | +17.0% | +0.5% | -3.3% | +5.7% | ||||||||||||
| Operating expenses | -12.9% | -11.6% | -25.5% | +99.1% | -32.5% | +27.6% | -5.7% | +8.8% | ||||||||||||
| Finance cost | — | — | — | +10.5% | — | — | — | — | ||||||||||||
| Profit before tax | -3.1% | -58.7% | +42.2% | -83.1% | +44.1% | -38.4% | +1.1% | -0.8% | ||||||||||||
| Taxation | — | +94.4% | +58.4% | -200.0% | -254.6% | -57.2% | +1.0% | +532.8% | ||||||||||||
| Profit after tax | -56.5% | -100.1% | +41.5% | — | +182.1% | -30.1% | +1.1% | -153.5% | ||||||||||||
| Profit attributable to shareholders | -56.5% | -100.1% | +41.5% | — | +182.1% | -30.1% | +1.1% | -153.5% | ||||||||||||
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -56.0% | -100.1% | +41.7% | — | +177.8% | -29.4% | 0.0% | -152.1% | ||||||||||||
| Dividend per share (Rs) | — | — | — | — | — | — | — | — | ||||||||||||
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q3 FY2026 Jan – Mar 2026 | Q2 FY2026 Oct – Dec 2025 | Q1 FY2026 Jul – Sep 2025 | Q4 FY2025 Apr – Jun 2025 | Q3 FY2025 Jan – Mar 2025 | Q2 FY2025 Oct – Dec 2024 | Q1 FY2025 Jul – Sep 2024 | Q4 FY2024 Apr – Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (35.9%) | (86.4%) | (40.6%) | (126.3%) | (38.4%) | (87.5%) | (66.5%) | (70.9%) |
| Finance cost | — | — | — | (0.0%) | — | — | — | (0.0%) |
| Profit before tax | 64.1% | 13.6% | 59.4% | 6.9% | 61.6% | 29.5% | 51.0% | 45.8% |
| Taxation | (25.5%) | (13.7%) | (2.4%) | 58.2% | 20.9% | (6.3%) | (1.8%) | (65.0%) |
| Profit after tax | 38.5% | (0.0%) | 57.1% | 65.1% | 82.4% | 23.2% | 49.2% | (19.2%) |
| Profit attributable to shareholders | 38.5% | (0.0%) | 57.1% | 65.1% | 82.4% | 23.2% | 49.2% | (19.2%) |
Each line as a percentage of revenue.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 93
| Rs mn | Q3 FY2026 Jan – Mar 2026 | Q2 FY2026 Oct – Dec 2025 | Q1 FY2026 Jul – Sep 2025 | Q4 FY2025 Apr – Jun 2025 | Q3 FY2025 Jan – Mar 2025 | Q2 FY2025 Oct – Dec 2024 | Q1 FY2025 Jul – Sep 2024 | Q4 FY2024 Apr – Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income - Finance - Total | — | — | — | — | — | — | — | — |
| Interest & Dividend Income - Other - Finance | — | — | — | — | — | — | — | — |
| Investments & Loans - Business - Gain/(Loss) | 0.0 | 0.5 | — | 0.1 | 0.0 | 0.3 | — | (0.0) |
| Capital Gains/(Losses) - Unrealized - Total | 0.0 | 0.5 | — | 0.1 | 0.0 | 0.3 | — | (0.0) |
| Investment Securities - Business - Gain/(Loss) | 0.0 | — | — | 0.0 | 0.0 | — | — | 0.0 |
| Revenue from Business-Related Activities - Other - Total | 12.3 | 9.4 | 13.1 | 12.4 | 13.2 | 10.8 | 10.7 | 11.2 |
| Investment Securities - Business Unclassified - Gain/(Loss) | 0.0 | — | — | 0.0 | 0.0 | — | — | 0.0 |
| Revenue from Business Activities - Total | 12.3 | 9.9 | 13.1 | 12.5 | 13.2 | 11.0 | 10.7 | 11.2 |
| Selling, General & Administrative Expenses - Total | 3.2 | 6.3 | 3.7 | 4.3 | 5.4 | 4.1 | 3.8 | 2.8 |
| Depreciation in Selling, General & Administrative Expenses | 2.3 | 6.1 | 2.6 | 4.5 | 4.3 | 3.5 | 3.0 | 2.5 |
| Other Operating Expense/(Income) - Net | 1.2 | 2.2 | 1.6 | 11.4 | (0.3) | 5.5 | 3.3 | 5.1 |
| Other Operating Income - Total | — | — | — | 0.4 | — | — | — | 0.1 |
| Operating Expenses - Total | 4.4 | 8.5 | 5.3 | 15.8 | 5.1 | 9.6 | 7.1 | 7.9 |
| Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total | 4.4 | 8.5 | 5.3 | 15.8 | 5.1 | 9.6 | 7.1 | 7.9 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 0.9 | 0.3 | 1.0 | 0.5 | 1.1 | 0.6 | 0.7 | 0.3 |
| Selling, General & Administrative Expenses - Other - Total | — | — | — | (0.7) | — | — | — | — |
| Operating Profit before Non-Recurring Income/(Expense) | 7.9 | 1.3 | 7.8 | (3.3) | 8.1 | 1.4 | 3.6 | 3.2 |
| Financing Income/(Expense) - Net - Total | — | — | — | (0.0) | — | — | — | (0.0) |
| Interest Expense - Net of (Interest Income) | — | — | — | 0.0 | — | — | — | 0.0 |
| Other Operating Expense | 1.2 | 2.2 | 1.6 | 11.8 | — | 5.5 | 3.3 | 5.3 |
| Interest Expense - Net of Capitalized Interest | — | — | — | 0.0 | — | — | — | 0.0 |
| Other Non-Operating Income/(Expense) - Total | — | 0.0 | — | — | — | — | — | — |
| Normalized Pre-tax Profit | 7.9 | 1.3 | 7.8 | (3.3) | 8.1 | 1.4 | 3.6 | 3.2 |
| Non-Recurring Income/Expense - Total | 0.0 | — | 0.0 | 4.2 | 0.0 | 1.9 | 1.9 | 1.9 |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | — | — | — | 0.2 | — | — | — | 0.0 |
| Fair Value Adjustments - Investment Property | 0.0 | — | 0.0 | 3.9 | 0.0 | 1.9 | 1.9 | 1.9 |
| Provision for Income Tax Expense- Unclassified | — | — | — | — | — | — | — | — |
| Income before Taxes | 7.9 | 1.3 | 7.8 | 0.9 | 8.1 | 3.3 | 5.5 | 5.1 |
| Income Taxes | 3.1 | 1.3 | 0.3 | (7.3) | (2.8) | 0.7 | 0.2 | 7.3 |
| Income Taxes for the Year - Current | 3.1 | 1.3 | 0.3 | (1.7) | 0.0 | 0.7 | 0.2 | 8.4 |
| Income Taxes - Deferred | 0.0 | — | — | (5.5) | (2.8) | — | — | (1.6) |
| Income Taxes - Other (by Type) | 0.0 | — | — | 0.0 | 0.0 | — | — | 0.5 |
| Net Income after Tax | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Income before Discontinued Operations & Extraordinary Items | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Net Income before Minority Interest | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Net Income after Minority Interest | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Income Available to Common Shares | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Earnings Adjustments to Net Income - Other Expense/(Income) | 0.0 | — | — | — | — | — | 0.0 | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Income available to Common excluding Extraordinary Items | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Shares used to calculate Basic EPS - Total mn | 21.5 | 21.7 | 21.9 | 21.5 | 21.8 | 21.3 | 21.9 | 22.2 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 0.22 | (0.00) | 0.34 | 0.19 | 0.50 | 0.03 | 0.15 | (0.18) |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 21.5 | 21.7 | 21.9 | 21.5 | 21.8 | 21.3 | 21.9 | 22.2 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.22 | (0.00) | 0.34 | 0.19 | 0.50 | 0.03 | 0.15 | (0.18) |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Diluted Income available to Common excluding Extraordinary Items | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Shares used to calculate Diluted EPS - Total mn | 21.5 | 21.7 | 21.9 | 21.5 | 21.8 | 21.3 | 21.9 | 22.2 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 0.22 | (0.00) | 0.34 | 0.19 | 0.50 | 0.03 | 0.15 | (0.18) |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 4.7 | (0.0) | 7.4 | 8.1 | 10.9 | 2.6 | 5.3 | (2.1) |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 21.5 | 21.7 | 21.9 | 21.5 | 21.8 | 21.3 | 21.9 | 22.2 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.22 | (0.00) | 0.34 | 0.38 | 0.50 | 0.12 | 0.24 | (0.10) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.22 | (0.00) | 0.34 | 0.19 | 0.50 | 0.03 | 0.15 | (0.18) |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 7.9 | 1.3 | 7.8 | (3.3) | 8.1 | 1.4 | 3.6 | 3.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 10.1 | 7.4 | 10.4 | 1.2 | 12.4 | 4.9 | 6.7 | 5.8 |
| Depreciation & Amortization - Supplemental | 2.3 | 6.1 | 2.6 | 4.5 | 4.3 | 3.5 | 3.0 | 2.5 |
| Depreciation Expense - Total - Supplemental | 2.3 | 6.1 | 2.6 | 4.5 | 4.3 | 3.5 | 3.0 | 2.5 |
| Depreciation, Depletion & Amortization - Total | 2.3 | 6.1 | 2.6 | 4.5 | 4.3 | 3.5 | 3.1 | 2.6 |
| Depreciation - Total | 2.3 | 6.1 | 2.6 | 4.5 | 4.3 | 3.5 | 3.1 | 2.6 |
| Islamic Income | 12.3 | 9.4 | 13.1 | 12.4 | 11.7 | 10.7 | 10.7 | 11.2 |
| Normalized after Tax Profit | 4.7 | (0.0) | 7.4 | 4.0 | 10.9 | 0.7 | 3.4 | (4.0) |
| Normalized Net Income from Continuing Operations | 4.7 | (0.0) | 7.4 | 4.0 | 10.9 | 0.7 | 3.4 | (4.0) |
| Normalized Net Income - Bottom Line | 4.7 | (0.0) | 7.4 | 4.0 | 10.9 | 0.7 | 3.4 | (4.0) |
| Earnings before Interest & Taxes (EBIT) - Normalized | 7.9 | 1.3 | 7.8 | (3.3) | 8.1 | 1.4 | 3.6 | 3.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 10.1 | 7.4 | 10.4 | 1.2 | 12.4 | 4.9 | 6.7 | 5.8 |
| Interest Expense | — | — | — | 0.0 | — | — | — | 0.0 |
| Operating Expenses | 4.4 | 8.5 | 5.3 | 15.8 | 5.1 | 9.6 | 7.1 | 7.9 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 3.2 | 6.3 | 3.7 | 4.3 | 5.4 | 4.1 | 3.8 | 2.8 |
| Income before Taxes & Provision for Loan Losses | 7.9 | 1.3 | 7.8 | 0.9 | 8.1 | 3.3 | 5.5 | 5.1 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 4.7 | (0.0) | 7.4 | 8.2 | 10.9 | 2.6 | 5.3 | (2.1) |
| Operating Expenses excluding Non-Cash Charges - Total | 2.1 | 2.5 | 2.7 | 11.3 | 0.8 | 6.1 | 4.0 | 5.4 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 12.3 | 9.9 | 13.1 | 12.5 | 13.2 | 11.0 | 10.7 | 11.2 |
| Income from Earning Assets | 0.0 | — | — | 0.0 | 0.0 | — | — | 0.0 |
| Income Available to Common Shares before Depreciation & Amortization | 7.0 | 6.1 | 10.1 | 12.6 | 15.2 | 6.1 | 8.3 | 0.4 |
| Fixed Charges | — | — | — | 0.0 | — | — | — | 0.0 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.