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Modarabas

FIBLM First IBL Modaraba

Latest results: FY2025 · Jun 2025 Q3 FY2026 · Jan – Mar 2026

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Last close · 16 Oct 2026

Rs 15.14 -0.39%

Quarterly · Q4 FY2021 – Q3 FY2026

First IBL Modaraba (FIBLM) quarterly balance sheet

At the end of Q3 FY2026 (Jan – Mar 2026) First IBL Modaraba had total assets of Rs 282.2 mn, up 9.7% on Q3 FY2025. Shareholders' equity was Rs 249.9 mn (Rs 11.52 per share), 88.6% of total assets.

FIBLM balance sheet (quarterly) (Rs mn)
Rs mn Q3 FY2026 Jan – Mar 2026 Q2 FY2026 Oct – Dec 2025 Q1 FY2026 Jul – Sep 2025 Q4 FY2025 Apr – Jun 2025 Q3 FY2025 Jan – Mar 2025 Q2 FY2025 Oct – Dec 2024 Q1 FY2025 Jul – Sep 2024 Q4 FY2024 Apr – Jun 2024
Assets
Cash & short-term investments 187.5 183.0 175.7 185.2 175.8 127.2 153.7 108.2
Investments 3.2 5.1 3.2 3.2 3.6 43.1 42.8 44.0
Loans, leases & receivables 62.9 59.1 64.1 50.7 54.9 55.8 29.6 69.8
Total assets 282.2 275.3 283.2 273.8 257.1 249.4 248.0 247.9
Liabilities
Total liabilities 32.2 28.2 31.6 29.6 27.4 30.9 32.0 31.2
Equity
Equity attributable to shareholders 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Total equity 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Total liabilities & equity 282.2 275.3 283.2 273.8 257.1 249.4 248.0 247.9
Key figures
Shares outstanding mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 21.7
Common equity 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Book value per share (Rs) Rs 11.52 11.39 11.60 11.26 10.59 10.07 9.96 9.99
FIBLM balance sheet — year-on-year change (Rs mn)
Rs mn Q3 FY2026 Jan – Mar 2026 Q2 FY2026 Oct – Dec 2025 Q1 FY2026 Jul – Sep 2025 Q4 FY2025 Apr – Jun 2025 Q3 FY2025 Jan – Mar 2025 Q2 FY2025 Oct – Dec 2024 Q1 FY2025 Jul – Sep 2024 Q4 FY2024 Apr – Jun 2024
Assets
Cash & short-term investments +6.7% +43.8% +14.3% +71.3% +181.0% +153.5% +520.4% +29.7%
Investments -9.7% -88.2% -92.5% -92.7% -92.1% -7.0% -9.2% -9.1%
Loans, leases & receivables +14.6% +5.9% +116.3% -27.4% -48.2% -50.2% -77.1% +0.8%
Total assets +9.7% +10.4% +14.2% +10.5% +6.6% +6.8% +8.5% +8.2%
Liabilities
Total liabilities +17.8% -8.6% -1.4% -4.9% -5.6% +23.3% +29.8% +31.7%
Equity
Equity attributable to shareholders +8.8% +13.1% +16.5% +12.7% +8.2% +4.8% +5.9% +5.5%
Total equity +8.8% +13.1% +16.5% +12.7% +8.2% +4.8% +5.9% +5.5%
Total liabilities & equity +9.7% +10.4% +14.2% +10.5% +6.6% +6.8% +8.5% +8.2%
Key figures
Shares outstanding — — — — — — — —
Common equity +8.8% +13.1% +16.5% +12.7% +8.2% +4.8% +5.9% +5.5%
Book value per share (Rs) +8.8% +13.1% +16.5% +12.7% +8.2% +4.8% +5.9% +5.5%

Change against the same quarter a year earlier; shown when the earlier figure is positive.

FIBLM balance sheet — common size (Rs mn)
Rs mn Q3 FY2026 Jan – Mar 2026 Q2 FY2026 Oct – Dec 2025 Q1 FY2026 Jul – Sep 2025 Q4 FY2025 Apr – Jun 2025 Q3 FY2025 Jan – Mar 2025 Q2 FY2025 Oct – Dec 2024 Q1 FY2025 Jul – Sep 2024 Q4 FY2024 Apr – Jun 2024
Assets
Cash & short-term investments 66.5% 66.5% 62.0% 67.6% 68.4% 51.0% 62.0% 43.6%
Investments 1.1% 1.8% 1.1% 1.2% 1.4% 17.3% 17.2% 17.8%
Loans, leases & receivables 22.3% 21.5% 22.6% 18.5% 21.3% 22.4% 12.0% 28.2%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Total liabilities 11.4% 10.3% 11.2% 10.8% 10.6% 12.4% 12.9% 12.6%
Equity
Equity attributable to shareholders 88.6% 89.7% 88.8% 89.2% 89.4% 87.6% 87.1% 87.4%
Total equity 88.6% 89.7% 88.8% 89.2% 89.4% 87.6% 87.1% 87.4%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 88.6% 89.7% 88.8% 89.2% 89.4% 87.6% 87.1% 87.4%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 16 Oct 2026.

All reported line items 78
FIBLM balance sheet — all reported line items (Rs mn)
Rs mn Q3 FY2026 Jan – Mar 2026 Q2 FY2026 Oct – Dec 2025 Q1 FY2026 Jul – Sep 2025 Q4 FY2025 Apr – Jun 2025 Q3 FY2025 Jan – Mar 2025 Q2 FY2025 Oct – Dec 2024 Q1 FY2025 Jul – Sep 2024 Q4 FY2024 Apr – Jun 2024
Cash & Cash Equivalents 184.3 177.9 172.5 182.0 172.2 123.7 151.8 106.2
Loans & Receivables - Total 62.9 59.1 64.1 50.7 54.9 55.8 29.6 69.8
Receivables - Other 62.9 59.1 64.1 50.7 54.9 55.8 29.6 69.8
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 3.2 5.1 3.2 3.2 3.6 3.6 1.9 1.9
Investment Property — — — 0.0 0.0 39.6 40.8 42.1
Investments - Total 3.2 5.1 3.2 3.2 3.6 43.1 42.8 44.0
Investment Securities - Held for Trading 3.2 5.1 3.2 3.2 3.6 3.6 1.9 1.9
Property, Plant & Equipment - Net - Total 15.7 18.0 24.0 20.7 20.2 21.8 11.7 10.4
Other Assets - Total 16.0 15.2 19.4 17.2 6.2 4.9 12.0 17.4
Deferred Tax - Asset - Long-Term & Short-Term 5.3 7.9 11.3 11.3 0.0 0.0 2.0 8.1
Prepaid Expenses - Total 10.7 7.3 8.0 5.9 6.2 4.8 10.0 9.3
Other Assets 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Total Current Assets 246.6 234.5 228.4 210.0 207.7 153.1 186.0 182.5
Total Assets 282.2 275.3 283.2 273.8 257.1 249.4 248.0 247.9
Deferred Tax & Investment Tax Credits - Long-Term 0.0 — — — 1.0 4.1 0.0 —
Deferred Tax - Liability - Long-Term 0.0 — — — 1.0 4.1 0.0 —
Payables & Accrued Expenses 4.4 3.8 6.4 5.7 4.1 4.9 4.7 4.7
Trade Account Payables - Total 4.4 3.8 6.4 5.7 4.1 4.9 4.7 4.7
Other Liabilities - Total 20.5 20.5 20.5 19.6 20.5 20.1 16.0 15.4
Other Payables - Total — — — — — — — —
Other Liabilities - 20.5 20.5 20.5 19.6 20.5 20.1 16.0 15.4
Total Liabilities 32.2 28.2 31.6 29.6 27.4 30.9 32.0 31.2
Shareholders' Equity - Attributable to Parent Shareholders - Total 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Common Equity Attributable to Parent Shareholders 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Common Equity - Contributed 216.9 216.9 216.9 216.9 216.9 216.9 216.9 216.9
Common Stock - Issued & Paid 216.9 216.9 216.9 216.9 216.9 216.9 216.9 216.9
Equity - Non-Contributed - Reserves & Retained Earnings 33.0 30.2 34.8 27.3 12.9 1.6 (1.0) (0.2)
Retained Earnings - Total 30.7 26.4 32.4 24.9 13.2 (0.1) (2.7) (1.9)
Comprehensive Income - Accumulated - Total 2.4 3.8 2.4 2.4 (0.4) 1.7 1.7 1.7
Investments - Unrealized Gain/Loss 2.4 3.8 2.4 2.4 (0.4) 1.7 1.7 1.7
Other Reserves/Equity - Total — — — — — — — —
Common Equity - Total 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Total Liabilities & Equity 282.2 275.3 283.2 273.8 257.1 249.4 248.0 247.9
Total Current Liabilities 31.1 27.2 31.6 28.9 25.3 25.7 29.5 30.5
Common Shares - Issued - Total mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 21.7
Common Shares - Outstanding - Total mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 21.7
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 50.0 50.0 50.0 50.0 50.0 50.0 50.0 50.0
Common Shares - Issued - Issue Specific mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 21.7
Common Shares - Outstanding - Issue Specific mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 21.7
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 15.7 18.0 24.0 20.7 20.2 21.8 11.7 10.3
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 15.7 18.0 24.0 20.7 20.2 21.8 11.7 10.3
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
Net Debt (187.5) (183.0) (175.7) (185.2) (175.8) (127.2) (153.7) (108.2)
Islamic Receivables - Short-Term 48.4 44.2 44.7 18.9 25.7 21.0 22.3 65.0
Islamic Receivables - Long-Term 14.5 14.9 19.4 31.8 29.2 34.9 7.4 4.7
Asset Accruals 62.3 56.6 55.9 28.0 35.4 29.4 34.2 76.3
Cash & Cash Equivalents - Total 184.3 177.9 172.5 182.0 172.2 123.7 151.8 106.2
Cash & Securities 3.2 5.1 3.2 3.2 3.6 43.1 42.8 44.0
Cash & Short Term Investments - Total 187.5 183.0 175.7 185.2 175.8 127.2 153.7 108.2
Earning Assets 3.2 5.1 3.2 3.2 3.6 43.1 42.8 44.0
Equity Securities & Real Estate — — — 0.0 0.0 39.6 40.8 42.1
Invested Assets - Total 3.2 5.1 3.2 3.2 3.6 43.1 42.8 44.0
Investment Securities 3.2 5.1 3.2 3.2 3.6 3.6 1.9 1.9
Investments - Permanent — — — 0.0 0.0 39.6 40.8 42.1
Net Book Capital 62.4 64.1 75.9 59.0 53.9 91.2 62.2 108.6
Net Operating Assets 62.4 64.1 75.9 59.0 53.9 91.2 62.2 108.6
Provisions - Total 0.0 — — — 1.0 4.1 0.0 —
Shareholders Equity - Common 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Tangible Total Equity 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Tangible Book Value 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Total Book Capital 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Total Capital 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Total Long Term Capital 251.0 248.1 251.6 244.9 231.8 223.7 218.5 217.3
Trading Account 3.2 5.1 3.2 3.2 3.6 3.6 1.9 1.9
Book Value excluding Other Equity 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Income Taxes - Payable - Long-Term & Short-Term 7.4 4.0 4.8 4.4 1.7 1.7 11.3 11.1
Cash & Short Term Investments - Net of Debt 187.5 183.0 175.7 185.2 175.8 127.2 153.7 108.2
Net Debt Including Preferred Equity & Minority Interest (187.5) (183.0) (175.7) (185.2) (175.8) (127.2) (153.7) (108.2)
Other Short-Term & Long-Term Assets - Total 5.3 7.9 11.3 11.3 0.0 0.0 2.0 8.1
Other Short-Term & Long-Term Liabilities - Total 20.5 20.5 20.5 19.6 20.5 20.1 16.0 15.4
Tangible Book Value excluding Other Equity 249.9 247.1 251.6 244.2 229.8 218.5 215.9 216.7
Total Available Funds 251.0 248.1 251.6 244.9 231.8 223.7 218.5 217.3
Cash in Hand & with Banks - Total 184.3 177.9 172.5 182.0 172.2 123.7 151.8 106.2
Current Assets excluding Cash & Short Term Investments - Total 59.1 51.5 52.7 24.8 31.9 25.8 32.3 74.4

Every line the company reported, in the original order and wording, without regrouping or signs changed.