JGICL Jubilee General Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 77.00 -0.91%
Annual · FY2007 – FY2025
Jubilee General Insurance Limited (JGICL) cash flow statement
Operating activities generated Rs 2.9 bn of cash in FY2025 (Jan – Dec 2025), up 7.2% on FY2024. Capital expenditure was Rs 141.0 mn. Dividends paid to shareholders came to Rs 1.1 bn. Overall, cash increased by Rs 796.1 mn.
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | 2,897.6 | 2,702.7 | 2,921.2 | 3,097.2 | 2,007.6 |
| Capital expenditure | (141.0) | (129.1) | (52.0) | (44.0) | (14.0) |
| Net cash from investing activities | (955.0) | (2,355.2) | (2,320.1) | (3,839.6) | 2,126.0 |
| Dividends paid | (1,105.8) | (963.8) | (771.6) | (772.4) | (674.0) |
| Net cash from financing activities | (1,146.6) | (1,005.2) | (809.4) | (805.1) | (679.3) |
| Net change in cash | 796.1 | (657.6) | (208.3) | (1,547.5) | 3,454.4 |
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | +7.2% | -7.5% | -5.7% | +54.3% | +114.1% |
| Capital expenditure | +9.2% | +148.5% | +18.1% | +213.3% | -68.2% |
| Net cash from investing activities | — | — | — | -280.6% | — |
| Dividends paid | +14.7% | +24.9% | -0.1% | +14.6% | +26.8% |
| Net cash from financing activities | — | — | — | — | — |
| Net change in cash | — | — | — | -144.8% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 45
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | 2.9 | 2.7 | 2.9 | 3.1 | 2.0 |
| Capital Expenditures - Net - Cash Flow | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Expenditures - Total | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (0.9) | (2.3) | (2.4) | (3.9) | 2.0 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (0.9) | (2.3) | (2.4) | (3.9) | 2.0 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 33.5 | 24.5 | 29.3 | 32.7 | 36.8 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 34.4 | 26.8 | 31.7 | 36.6 | 34.8 |
| Other Investing Cash Flow - Decrease/(Increase) | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Net Cash Flow from Investing Activities | (1.0) | (2.4) | (2.3) | (3.8) | 2.1 |
| Dividends Paid - Cash - Total - Cash Flow | 1.1 | 1.0 | 0.8 | 0.8 | 0.7 |
| Dividends - Common - Cash Paid | 1.1 | 1.0 | 0.8 | 0.8 | 0.7 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Debt - Reduced - Long-Term - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Cash Flow from Financing Activities | (1.1) | (1.0) | (0.8) | (0.8) | (0.7) |
| Net Change in Cash - Total | 0.8 | (0.7) | (0.2) | (1.5) | 3.5 |
| Net Cash from Continuing Operations | 0.8 | (0.7) | (0.2) | (1.5) | 3.5 |
| Net Cash - Beginning Balance | 2.0 | 2.7 | 2.9 | 4.4 | 1.0 |
| Net Cash - Ending Balance | 2.8 | 2.0 | 2.7 | 2.9 | 4.4 |
| Interest Paid - Cash (Cash Flow - Direct) | 0.0 | 0.0 | — | — | — |
| Cash Receipts - Business Activities - Cash Flow | 28.6 | 24.5 | 22.6 | 15.7 | 12.9 |
| Premiums Received - Cash Flow | 21.2 | 19.5 | 18.7 | 12.2 | 10.1 |
| Reinsurance Recovered - Cash Flow | 2.5 | 1.2 | 0.9 | 1.3 | 0.7 |
| Cash Receipts - Other - Cash Flow | 4.8 | 3.8 | 3.0 | 2.3 | 2.0 |
| Cash Payments - Business Activities - Cash Flow | 23.2 | 20.5 | 18.7 | 11.9 | 10.1 |
| Reinsurance Paid - Cash Flow | 12.2 | 12.0 | 10.9 | 5.2 | 4.7 |
| Claims Paid - Cash Flow | 7.2 | 4.7 | 4.7 | 4.4 | 3.6 |
| Cash Payments - Other - Cash Flow | 3.8 | 3.8 | 3.1 | 2.3 | 1.8 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 2.4 | 2.3 | 1.9 | 0.8 | 0.6 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 2.7 | 3.3 | 2.9 | 1.8 | 1.2 |
| Cash Receipts/(Payments) - Net - Cash Flow | (2.8) | (2.4) | (2.0) | (1.7) | (1.5) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 2.4 | 2.3 | 1.9 | 0.8 | 0.6 |
| Interest Paid - Cash Flow - Supplemental | 0.0 | 0.0 | — | — | — |
| Interest on Financial Leases Paid - Cash Flow - Supplemental | 0.0 | 0.0 | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 2.7 | 3.3 | 2.9 | 1.8 | 1.2 |
| CF from Optg Activities before Change in WC & Int Payments | 2.9 | 2.7 | 2.9 | 3.1 | 2.0 |
| Depreciation, Depletion & Amortization - Cash Flow | — | — | — | — | — |
| Free Cash Flow to Equity | 2.7 | 2.5 | 2.8 | 3.0 | 2.0 |
| Free Cash Flow Net of Dividends | 1.7 | 1.6 | 2.1 | 2.3 | 1.3 |
| Free Cash Flow | 2.8 | 2.6 | 2.9 | 3.1 | 2.0 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.