JGICL Jubilee General Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 77.00 -0.91%
Financials
Jubilee General Insurance Limited (JGICL) financials
19 years of annual results (FY2007 – FY2025), 74 quarters.
Jubilee General Insurance Limited (JGICL) reported total income of Rs 14.8 bn for FY2025 (Jan – Dec 2025), up 22.0% from FY2024.
Profit attributable to shareholders was Rs 4.0 bn (EPS Rs 20.25), up 14.1%.
It declared a dividend of Rs 6.00 per share for FY2025 and has paid a dividend in each of the last 17 years.
Return on equity was 19.6%.
Over the last five years total income grew at a compound 16.7% a year.
At Rs 77.00 (close on 16 Oct 2026) the shares trade at 3.6× earnings (TTM to Jun 2026) and 0.71× book value, with a dividend yield of 7.8%.
Fundamentals
JGICL at a glance
Net premium earned · FY2025
Rs 8.4 bn
▲ 14.6% year on year
Profit attributable to shareholders · FY2025
Rs 4.0 bn
▲ 14.1% year on year
EPS – basic (Rs) · FY2025
Rs 20.25
▲ 14.1% year on year
Dividend per share (Rs) · FY2025
Rs 6.00
▲ 9.1% year on year
Investments · FY2025
Rs 34.4 bn
▲ 19.8% year on year
Return on equity (ROE) · FY2025
19.6%
-2.4 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 14.8 bn
- Profit attributable · FY2025
- Rs 4.0 bn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 65.4 bn
- Equity · FY2025
- Rs 22.3 bn
Financial highlights
JGICL financial results
| Rs bn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net premium earned | 8.4 | 7.3 | 6.9 | 5.7 | 5.2 |
| Investment income (net) | 2.9 | 3.0 | 2.7 | 1.8 | 1.4 |
| Net claims & benefits | (5.0) | (3.7) | (3.9) | (3.4) | (2.9) |
| Profit before tax | 6.6 | 5.8 | 4.4 | 2.5 | 2.3 |
| Profit attributable to shareholders | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 |
| EPS – basic (Rs) Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 |
| Dividend per share (Rs) Rs | 6.00 | 5.50 | 5.00 | 4.00 | 4.00 |
| Investments | 34.4 | 28.7 | 20.2 | 15.4 | 14.7 |
| Total assets | 65.4 | 50.4 | 36.3 | 32.1 | 26.2 |
| Total equity | 22.3 | 18.8 | 13.3 | 10.5 | 10.2 |
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 9.2 | 2.6 | 2.3 | 2.3 | 2.0 | 2.2 | 2.2 | 1.8 | 1.7 |
| Investment income (net) | 2.9 | 0.7 | 0.8 | 0.7 | 0.7 | 0.7 | 0.8 | 0.7 | 0.7 |
| Net claims & benefits | (5.7) | (1.5) | (1.2) | (1.3) | (1.6) | (1.2) | (0.9) | (0.9) | (0.9) |
| Profit before tax | 6.9 | 1.7 | 2.6 | 1.4 | 1.3 | 1.9 | 2.2 | 1.6 | 1.3 |
| Profit attributable to shareholders | 4.3 | 1.0 | 1.6 | 0.8 | 0.8 | 1.2 | 1.4 | 0.9 | 0.7 |
| EPS – basic (Rs) Rs | 21.45 | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 |
| Dividend per share (Rs) Rs | 6.00 | 0.00 | 0.00 | 6.00 | 0.00 | 0.00 | 0.00 | 5.50 | 0.00 |
| Investments | 32.4 | 32.4 | 30.5 | 34.4 | 33.5 | 28.8 | 29.2 | 28.7 | 23.9 |
| Total assets | 69.5 | 69.5 | 67.1 | 65.4 | 68.7 | 59.7 | 52.3 | 50.4 | 51.3 |
| Total equity | 21.5 | 21.5 | 19.8 | 22.3 | 21.3 | 19.0 | 19.3 | 18.8 | 16.0 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. * Some FY2025 figures do not fully reconcile in the source data. Updated 16 Oct 2026.