JGICL Jubilee General Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 77.00 -0.91%
Quarterly · Q3 FY2021 – Q2 FY2026
Jubilee General Insurance Limited (JGICL) quarterly cash flow statement
Operating activities generated Rs 2.3 bn of cash in Q2 FY2026 (Apr – Jun 2026), up 293.6% on Q2 FY2025. Capital expenditure was Rs 77.3 mn. Dividends paid to shareholders came to Rs 1.2 bn. Overall, cash decreased by Rs 2.1 bn.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 4,639.1 | 2,327.5 | 611.8 | 39.1 | 1,660.7 | 591.3 | 606.5 | (260.7) | 617.0 |
| Capital expenditure | (173.7) | (77.3) | 0.0 | (90.7) | (5.8) | (16.3) | (28.2) | (6.4) | (107.1) |
| Net cash from investing activities | (3,933.7) | (3,285.1) | 549.4 | 57.4 | (1,255.4) | 1,239.0 | (996.0) | (777.7) | (219.6) |
| Dividends paid | (1,303.6) | (1,172.9) | 0.0 | (130.7) | 0.0 | (975.1) | (0.0) | 0.0 | 0.0 |
| Net cash from financing activities | (1,344.9) | (1,180.7) | 0.0 | (164.2) | (0.0) | (982.3) | (0.0) | (29.5) | (5.2) |
| Net change in cash | (639.5) | (2,138.2) | 1,161.2 | (67.7) | 405.3 | 848.0 | (389.5) | (1,067.8) | 392.1 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | +293.6% | +0.9% | — | +169.2% | +408.6% | -72.8% | -336.4% | -67.5% |
| Capital expenditure | +374.4% | -100.0% | +1,307.8% | -94.6% | +218.4% | +170.6% | -82.1% | +1,286.6% |
| Net cash from investing activities | -365.1% | — | — | — | — | — | — | — |
| Dividends paid | +20.3% | -100.0% | — | — | +1.2% | +322.2% | -100.0% | -100.0% |
| Net cash from financing activities | — | — | — | — | — | — | — | — |
| Net change in cash | -352.1% | — | — | +3.3% | — | -130.5% | — | -64.4% |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 45
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | 2.3 | 0.6 | 0.0 | 1.7 | 0.6 | 0.6 | (0.3) | 0.6 |
| Capital Expenditures - Net - Cash Flow | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Expenditures - Total | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (3.2) | 0.6 | 0.2 | (1.3) | 1.2 | (0.9) | (0.7) | (0.2) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (3.2) | 0.6 | 0.2 | (1.3) | 1.2 | (0.9) | (0.7) | (0.2) |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 13.3 | 16.6 | 6.3 | 10.5 | 9.9 | 6.9 | 7.5 | 4.5 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 16.5 | 16.0 | 6.1 | 11.8 | 8.6 | 7.8 | 8.2 | 4.7 |
| Other Investing Cash Flow - Decrease/(Increase) | 0.0 | (0.0) | (0.0) | 0.1 | 0.0 | (0.0) | (0.0) | 0.1 |
| Net Cash Flow from Investing Activities | (3.3) | 0.5 | 0.1 | (1.3) | 1.2 | (1.0) | (0.8) | (0.2) |
| Dividends Paid - Cash - Total - Cash Flow | 1.2 | 0.0 | 0.1 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 |
| Dividends - Common - Cash Paid | 1.2 | 0.0 | 0.1 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (0.0) | — | (0.0) | 0.0 | (0.0) | — | (0.0) | (0.0) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.0) | — | (0.0) | 0.0 | (0.0) | — | (0.0) | (0.0) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.0) | — | (0.0) | 0.0 | (0.0) | — | (0.0) | (0.0) |
| Debt - Reduced - Long-Term - Cash Flow | 0.0 | — | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.0 | — | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | 0.0 | (0.0) | — | — | — | — |
| Net Cash Flow from Financing Activities | (1.2) | 0.0 | (0.2) | (0.0) | (1.0) | (0.0) | (0.0) | (0.0) |
| Net Change in Cash - Total | (2.1) | 1.2 | (0.1) | 0.4 | 0.8 | (0.4) | (1.1) | 0.4 |
| Net Cash from Continuing Operations | (2.1) | 1.2 | (0.1) | 0.4 | 0.8 | (0.4) | (1.1) | 0.4 |
| Net Cash - Beginning Balance | 4.0 | 2.8 | 2.9 | 2.5 | 1.6 | 2.0 | 3.1 | 2.7 |
| Net Cash - Ending Balance | 1.8 | 4.0 | 2.8 | 2.9 | 2.5 | 1.6 | 2.0 | 3.1 |
| Interest Paid - Cash (Cash Flow - Direct) | — | — | 0.0 | — | — | — | 0.0 | — |
| Cash Receipts - Business Activities - Cash Flow | 8.8 | 8.4 | 6.8 | 10.0 | 5.8 | 5.9 | 4.9 | 9.3 |
| Premiums Received - Cash Flow | 5.6 | 6.9 | 5.3 | 8.1 | 3.1 | 4.7 | 4.0 | 8.0 |
| Reinsurance Recovered - Cash Flow | 1.0 | 0.8 | 1.2 | 0.3 | 0.7 | 0.3 | 0.4 | 0.3 |
| Cash Receipts - Other - Cash Flow | 2.2 | 0.7 | 0.3 | 1.7 | 2.0 | 0.9 | 0.5 | 1.1 |
| Cash Payments - Business Activities - Cash Flow | 6.3 | 6.8 | 6.1 | 8.1 | 4.5 | 4.5 | 4.5 | 8.3 |
| Reinsurance Paid - Cash Flow | 2.4 | 4.0 | 2.7 | 5.4 | 2.2 | 2.0 | 2.5 | 5.5 |
| Claims Paid - Cash Flow | 2.6 | 2.0 | 2.8 | 1.2 | 1.9 | 1.3 | 1.3 | 1.2 |
| Cash Payments - Other - Cash Flow | 1.2 | 0.8 | 0.6 | 1.5 | 0.5 | 1.1 | 0.7 | 1.5 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 0.9 | 0.7 | 0.5 | 0.4 | 0.8 | 0.6 | 0.8 | 0.6 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 1.5 | 0.6 | 0.7 | 0.7 | 0.7 | 0.6 | 0.7 | 0.8 |
| Cash Receipts/(Payments) - Net - Cash Flow | (0.8) | (0.9) | (0.8) | (0.6) | (0.6) | (0.8) | (0.6) | (0.6) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 0.9 | 0.7 | 0.5 | 0.4 | 0.8 | 0.6 | 0.8 | 0.6 |
| Interest Paid - Cash Flow - Supplemental | — | — | 0.0 | — | — | — | 0.0 | — |
| Interest on Financial Leases Paid - Cash Flow - Supplemental | — | — | 0.0 | — | — | — | 0.0 | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 1.5 | 0.6 | 0.7 | 0.7 | 0.7 | 0.6 | 0.7 | 0.8 |
| CF from Optg Activities before Change in WC & Int Payments | 2.3 | 0.6 | 0.0 | 1.7 | 0.6 | 0.6 | (0.3) | 0.6 |
| Free Cash Flow to Equity | 2.2 | 0.6 | (0.1) | 1.7 | 0.6 | 0.6 | (0.3) | 0.5 |
| Free Cash Flow Net of Dividends | 1.1 | 0.6 | (0.2) | 1.7 | (0.4) | 0.6 | (0.3) | 0.5 |
| Free Cash Flow | 2.3 | 0.6 | (0.1) | 1.7 | 0.6 | 0.6 | (0.3) | 0.5 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.