MEBL Meezan Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 545.82 -0.48%
Quarterly · Q3 FY2021 – Q2 FY2026
Meezan Bank Limited (MEBL) quarterly income statement
Meezan Bank Limited reported total income of Rs 78.8 bn for Q2 FY2026 (Apr – Jun 2026), up 7.7% on Q2 FY2025. Net interest income was Rs 67.5 bn, up 5.3% on Q2 FY2025, with non-interest income of Rs 11.4 bn. Tax of Rs 29.0 bn took 52.5% of pre-tax profit. Profit attributable to shareholders was Rs 25.8 bn, up 5.3% on Q2 FY2025, or Rs 14.32 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 434.2 | 117.1 | 106.0 | 108.5 | 102.6 | 102.0 | 107.7 | 72.4 | 128.5 | 130.9 | 119.4 | 128.1 | 121.0 | 101.3 | 82.1 | 78.5 | 65.7 | 50.3 | 38.3 | 32.6 | 27.7 |
| Interest expense | (178.3) | (49.6) | (44.4) | (44.1) | (40.1) | (38.0) | (45.8) | — | (52.0) | (60.2) | (52.0) | (56.1) | (56.8) | (51.5) | (40.9) | (33.7) | (33.9) | (26.2) | (16.7) | (12.1) | (10.2) |
| Net interest income | 256.0 | 67.5 | 61.6 | 64.4 | 62.5 | 64.1 | 61.8 | 72.4 | 76.5 | 70.7 | 67.4 | 72.0 | 64.2 | 49.8 | 41.2 | 44.8 | 31.9 | 24.1 | 21.6 | 20.6 | 17.5 |
| Fee & commission income (net) | 33.6 | 8.8 | 9.1 | 7.9 | 7.8 | 6.8 | 7.2 | 7.5 | 7.0 | 5.4 | 5.9 | 5.8 | 5.2 | 4.6 | 4.0 | 4.1 | 3.8 | 3.5 | 3.4 | 3.1 | 2.9 |
| Foreign exchange income | 6.6 | 2.5 | 1.8 | (0.5) | 2.7 | 1.6 | 1.6 | 0.2 | 0.0 | 0.1 | 0.5 | 1.0 | 1.6 | 0.7 | (0.2) | (0.2) | 0.7 | 2.3 | 0.8 | 1.0 | 0.5 |
| Total non-interest income | 41.5 | 11.4 | 11.8 | 7.4 | 10.9 | 9.1 | 8.8 | 11.0 | 6.3 | 6.5 | 6.5 | 7.0 | 6.3 | 5.0 | 3.8 | 3.7 | 4.5 | 5.9 | 4.2 | 4.1 | 3.5 |
| Total income | 297.4 | 78.8 | 73.4 | 71.7 | 73.5 | 73.2 | 70.7 | 83.4 | 82.8 | 77.2 | 73.9 | 78.9 | 70.5 | 54.8 | 45.0 | 48.5 | 36.3 | 30.0 | 25.8 | 24.7 | 21.0 |
| Operating expenses | (101.2) | (25.1) | (24.1) | (24.3) | (27.6) | (18.5) | (21.7) | (25.7) | (26.0) | (21.7) | (21.8) | (24.0) | (20.1) | (17.7) | (17.0) | (16.5) | (13.4) | (11.3) | (10.6) | (10.1) | (8.9) |
| Provisions & impairment (loans) | 3.1 | 2.2 | 0.4 | 0.3 | 0.3 | 1.5 | 1.9 | 7.3 | 2.6 | (0.9) | 0.3 | 2.9 | 0.8 | 1.5 | 2.1 | 2.4 | 0.5 | 1.0 | 0.2 | 0.4 | 0.1 |
| Profit before tax | 199.2 | 55.2 | 48.1 | 47.6 | 48.4 | 55.0 | 49.3 | 59.7 | 58.3 | 54.9 | 52.5 | 56.1 | 50.7 | 37.2 | 28.0 | 32.1 | 22.9 | 18.6 | 15.2 | 14.7 | 12.0 |
| Taxation | (105.5) | (29.0) | (25.7) | (25.9) | (25.0) | (30.3) | (26.9) | (34.8) | (32.1) | (27.9) | (27.4) | (29.0) | (24.7) | (19.8) | (12.5) | (15.7) | (11.3) | (10.7) | (6.0) | (6.1) | (4.9) |
| Profit after tax | 93.7 | 26.2 | 22.4 | 21.7 | 23.4 | 24.7 | 22.4 | 24.9 | 26.2 | 27.0 | 25.1 | 27.1 | 26.0 | 17.4 | 15.5 | 16.4 | 11.6 | 7.9 | 9.2 | 8.5 | 7.1 |
| Profit attributable to shareholders | 92.2 | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 | 17.3 | 15.4 | 16.3 | 11.6 | 7.9 | 9.2 | 8.5 | 7.0 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 51.24 | 14.32 | 12.39 | 11.88 | 12.65 | 13.65 | 12.32 | 13.60 | 14.52 | 14.99 | 13.93 | 14.99 | 14.43 | 9.66 | 8.63 | 9.12 | 6.46 | 4.40 | 5.14 | 4.74 | 3.92 |
| EPS – diluted (Rs) Rs | 50.90 | 14.23 | 12.31 | 11.79 | 12.57 | 13.57 | 12.26 | 13.54 | 14.43 | 14.90 | 13.87 | 14.97 | 14.42 | 9.66 | 8.63 | 9.10 | 6.46 | 4.39 | 5.13 | 4.74 | 3.92 |
| Dividend per share (Rs) Rs | 29.50 | 8.00 | 7.50 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 8.00 | 5.00 | 4.00 | 3.00 | 3.00 | 2.00 | 1.59 | 1.59 | 1.36 | 1.36 |
| Weighted average shares mn | 1,800.6 | 1,800.6 | 1,801.0 | 1,800.3 | 1,796.2 | 1,794.7 | 1,794.4 | 1,794.8 | 1,792.1 | 1,790.7 | 1,791.5 | 1,791.4 | 1,789.9 | 1,790.5 | 1,789.8 | 1,789.6 | 1,789.6 | 1,788.0 | 1,788.3 | 1,789.6 | 1,789.6 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | +14.8% | -1.6% | +49.8% | -20.1% | -22.1% | -9.8% | -43.5% | +6.2% | +29.3% | +45.4% | +63.2% | +84.0% | +101.2% | +114.3% | +140.4% | +137.7% | +93.5% | +57.7% | +39.8% | +8.2% |
| Interest expense | +30.7% | -3.1% | — | -22.9% | -37.0% | -11.8% | — | -8.4% | +16.9% | +27.0% | +66.6% | +67.7% | +96.6% | +145.3% | +179.4% | +232.3% | +168.9% | +81.7% | +47.3% | +26.0% |
| Net interest income | +5.3% | -0.4% | -11.1% | -18.2% | -9.4% | -8.3% | +0.6% | +19.1% | +42.1% | +63.8% | +60.7% | +101.4% | +106.1% | +90.4% | +117.6% | +82.5% | +48.4% | +43.1% | +35.7% | +0.0% |
| Fee & commission income (net) | +28.5% | +26.0% | +5.2% | +11.8% | +25.8% | +21.9% | +29.2% | +34.1% | +18.7% | +46.2% | +41.5% | +37.0% | +31.9% | +20.5% | +32.4% | +31.3% | +43.1% | +37.4% | +31.1% | +53.6% |
| Foreign exchange income | +54.3% | +12.6% | -331.2% | +9,347.6% | +1,520.5% | +234.3% | -77.5% | -98.2% | -85.4% | — | — | +114.4% | -70.0% | -119.1% | -124.7% | +35.1% | +195.9% | -1.0% | +83.0% | +78.8% |
| Total non-interest income | +24.6% | +34.2% | -32.9% | +74.1% | +40.5% | +36.7% | +57.5% | +0.2% | +29.5% | +69.9% | +86.6% | +40.7% | -14.8% | -9.3% | -9.2% | +26.0% | +76.1% | +17.1% | +54.3% | +58.4% |
| Total income | +7.7% | +3.9% | -14.0% | -11.2% | -5.2% | -4.4% | +5.6% | +17.4% | +41.0% | +64.3% | +62.7% | +93.9% | +82.4% | +74.2% | +96.5% | +73.0% | +53.1% | +38.1% | +38.5% | +6.6% |
| Operating expenses | +35.6% | +11.2% | -5.3% | +6.2% | -14.6% | -0.4% | +7.1% | +29.0% | +22.6% | +28.5% | +45.4% | +50.3% | +56.4% | +59.9% | +63.9% | +49.8% | +28.6% | +28.0% | -8.2% | +1.3% |
| Provisions & impairment (loans) | +41.7% | -75.9% | -96.6% | -90.1% | — | +606.6% | +150.4% | +229.0% | -162.2% | -87.7% | +19.8% | +43.2% | +56.5% | +834.6% | +455.6% | +352.9% | +548.3% | -19.9% | -89.1% | -89.0% |
| Profit before tax | +0.3% | -2.5% | -20.2% | -17.0% | +0.2% | -6.1% | +6.3% | +14.9% | +47.8% | +87.1% | +75.1% | +121.3% | +100.1% | +84.0% | +118.7% | +91.2% | +69.3% | +47.1% | +105.3% | +5.8% |
| Taxation | -4.5% | -4.5% | -25.4% | -22.1% | +8.7% | -1.9% | +19.7% | +29.7% | +41.0% | +118.8% | +85.1% | +118.8% | +85.2% | +108.7% | +156.2% | +129.7% | +154.5% | +41.8% | +109.3% | +10.6% |
| Profit after tax | +6.1% | -0.1% | -13.1% | -10.8% | -8.6% | -10.6% | -8.1% | +0.8% | +55.5% | +61.5% | +65.5% | +123.7% | +120.3% | +68.0% | +91.9% | +64.4% | +16.5% | +50.9% | +102.6% | +2.8% |
| Profit attributable to shareholders | +5.3% | +0.9% | -12.4% | -12.7% | -8.7% | -11.4% | -9.1% | +0.7% | +55.2% | +61.6% | +64.6% | +123.3% | +119.9% | +68.2% | +92.5% | +64.8% | +17.7% | +51.8% | +106.6% | +3.9% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +4.9% | +0.6% | -12.6% | -12.9% | -8.9% | -11.6% | -9.3% | +0.6% | +55.2% | +61.4% | +64.5% | +123.2% | +119.5% | +68.0% | +92.5% | +64.8% | +19.6% | +51.8% | +106.5% | +3.8% |
| EPS – diluted (Rs) | +4.9% | +0.4% | -12.9% | -12.9% | -8.9% | -11.6% | -9.6% | +0.1% | +54.2% | +60.7% | +64.5% | +123.1% | +120.0% | +68.3% | +92.1% | +64.8% | +19.3% | +51.5% | +106.5% | +3.8% |
| Dividend per share (Rs) | +14.3% | +7.1% | 0.0% | 0.0% | 0.0% | 0.0% | -12.5% | +40.0% | +75.0% | +133.3% | +166.7% | +150.0% | +151.4% | +88.6% | +120.0% | +46.7% | +34.2% | +34.2% | -13.8% | — |
| Weighted average shares | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 148.5% | 144.4% | 151.2% | 139.7% | 139.4% | 152.4% | 86.9% | 155.3% | 169.6% | 161.6% | 162.3% | 171.7% | 184.9% | 182.5% | 161.7% | 180.9% | 167.7% | 148.4% | 132.2% | 131.7% |
| Interest expense | (62.9%) | (60.5%) | (61.5%) | (54.6%) | (51.9%) | (64.9%) | — | (62.9%) | (78.0%) | (70.3%) | (71.1%) | (80.6%) | (94.0%) | (91.0%) | (69.4%) | (93.2%) | (87.3%) | (64.6%) | (48.8%) | (48.5%) |
| Net interest income | 85.6% | 83.9% | 89.7% | 85.1% | 87.5% | 87.5% | 86.9% | 92.4% | 91.6% | 91.3% | 91.2% | 91.1% | 90.9% | 91.6% | 92.3% | 87.7% | 80.4% | 83.8% | 83.3% | 83.2% |
| Fee & commission income (net) | 11.1% | 12.4% | 11.0% | 10.6% | 9.3% | 10.2% | 9.0% | 8.4% | 7.0% | 8.0% | 7.4% | 7.4% | 8.3% | 9.0% | 8.5% | 10.5% | 11.5% | 13.0% | 12.6% | 13.8% |
| Foreign exchange income | 3.2% | 2.4% | (0.7%) | 3.7% | 2.2% | 2.3% | 0.3% | 0.0% | 0.1% | 0.6% | 1.2% | 2.2% | 1.3% | (0.3%) | (0.5%) | 2.0% | 7.7% | 3.2% | 4.1% | 2.6% |
| Total non-interest income | 14.4% | 16.1% | 10.3% | 14.9% | 12.5% | 12.5% | 13.1% | 7.6% | 8.4% | 8.7% | 8.8% | 8.9% | 9.1% | 8.4% | 7.7% | 12.3% | 19.6% | 16.2% | 16.7% | 16.8% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (31.9%) | (32.9%) | (33.9%) | (37.5%) | (25.3%) | (30.7%) | (30.8%) | (31.4%) | (28.1%) | (29.5%) | (30.4%) | (28.6%) | (32.3%) | (37.7%) | (34.0%) | (36.8%) | (37.7%) | (41.1%) | (40.8%) | (42.5%) |
| Provisions & impairment (loans) | 2.7% | 0.6% | 0.4% | 0.3% | 2.1% | 2.6% | 8.8% | 3.1% | (1.2%) | 0.4% | 3.7% | 1.1% | 2.7% | 4.7% | 5.0% | 1.5% | 3.2% | 0.9% | 1.8% | 0.6% |
| Profit before tax | 70.0% | 65.5% | 66.3% | 65.9% | 75.2% | 69.7% | 71.6% | 70.4% | 71.1% | 71.0% | 71.1% | 72.0% | 67.8% | 62.3% | 66.1% | 63.1% | 61.9% | 59.0% | 59.4% | 57.1% |
| Taxation | (36.7%) | (35.0%) | (36.1%) | (34.0%) | (41.4%) | (38.0%) | (41.7%) | (38.8%) | (36.1%) | (37.1%) | (36.8%) | (35.1%) | (36.1%) | (27.8%) | (32.3%) | (31.1%) | (35.6%) | (23.2%) | (24.8%) | (23.4%) |
| Profit after tax | 33.3% | 30.5% | 30.2% | 31.8% | 33.8% | 31.7% | 29.9% | 31.7% | 35.0% | 33.9% | 34.3% | 36.9% | 31.7% | 34.5% | 33.8% | 32.0% | 26.3% | 35.8% | 34.6% | 33.6% |
| Profit attributable to shareholders | 32.7% | 30.4% | 29.8% | 30.9% | 33.5% | 31.3% | 29.3% | 31.4% | 34.8% | 33.8% | 34.0% | 36.7% | 31.6% | 34.3% | 33.6% | 31.8% | 26.2% | 35.6% | 34.3% | 33.4% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 105
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | 67.5 | 61.6 | 64.4 | 62.5 | 64.1 | 61.8 | 72.4 | 76.5 | 70.7 | 67.4 | 72.0 | 64.2 |
| Interest & Dividend Income - Finance - Total | 117.1 | 106.0 | 108.5 | 102.6 | 102.0 | 107.7 | 72.4 | 128.5 | 130.9 | 119.4 | 128.1 | 121.0 |
| Interest & Dividend Income - Other - Finance | 117.1 | 106.0 | 108.5 | 102.6 | 102.0 | 107.7 | 72.4 | 128.5 | 130.9 | 119.4 | 128.1 | 121.0 |
| Net Commission & Fees Income/Expense - Business Revenue | 8.8 | 9.1 | 7.9 | 7.8 | 6.8 | 7.2 | 7.5 | 7.0 | 5.4 | 5.9 | 5.8 | 5.2 |
| Fees & Commissions Income | 8.8 | 9.1 | 7.9 | 7.8 | 6.8 | 7.2 | 7.5 | 7.0 | 5.4 | 5.9 | 5.8 | 5.2 |
| Investments & Loans - Business - Gain/(Loss) | 0.1 | 1.0 | (0.0) | 0.4 | 0.7 | 0.0 | 3.2 | (0.7) | 1.0 | 0.1 | 0.2 | (0.5) |
| Interest Expense - Finance - Total | 49.6 | 44.4 | 44.1 | 40.1 | 38.0 | 45.8 | — | 52.0 | 60.2 | 52.0 | 56.1 | 56.8 |
| Interest Expense - Operational Financing - Business | 49.6 | 44.4 | 44.1 | 40.1 | 38.0 | 45.8 | — | 52.0 | 60.2 | 52.0 | 56.1 | 56.8 |
| Non-Interest Business Revenue/(Expense) - Net - Total | 11.4 | 11.8 | 7.4 | 10.9 | 9.1 | 8.8 | 11.0 | 6.3 | 6.5 | 6.5 | 7.0 | 6.3 |
| Net Foreign Exchange Income/(Expense) - Business Revenue | 2.5 | 1.8 | (0.5) | 2.7 | 1.6 | 1.6 | 0.2 | 0.0 | 0.1 | 0.5 | 1.0 | 1.6 |
| Gain/(Loss) on Sale of Financial Instruments - Other | 0.1 | 1.0 | (0.0) | 0.4 | 0.7 | 0.0 | 3.2 | (0.7) | 1.0 | 0.1 | 0.2 | (0.5) |
| Revenue from Business Activities - Total | 78.8 | 73.4 | 71.7 | 73.5 | 73.2 | 70.7 | 83.4 | 82.8 | 77.2 | 73.9 | 78.9 | 70.5 |
| Selling, General & Administrative Expenses - Total | 1.2 | 1.0 | 1.0 | 1.1 | 1.2 | 1.0 | 1.3 | 1.2 | 1.1 | 1.1 | 1.1 | 1.1 |
| Other Operating Expense/(Income) - Net | 21.8 | 22.7 | 23.1 | 26.2 | 15.8 | 18.8 | 17.1 | 22.2 | 21.5 | 20.4 | 20.0 | 18.3 |
| Other Operating Income - Total | 0.4 | 0.4 | 0.4 | 0.3 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 |
| Operating Expenses - Total | 25.1 | 24.1 | 24.3 | 27.6 | 18.5 | 21.7 | 25.7 | 26.0 | 21.7 | 21.8 | 24.0 | 20.1 |
| Provision & Impairment for Loan Losses | 2.2 | 0.4 | 0.3 | 0.3 | 1.5 | 1.9 | 7.3 | 2.6 | (0.9) | 0.3 | 2.9 | 0.8 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 1.2 | 1.0 | 1.0 | 1.1 | 1.2 | 1.0 | 1.3 | 1.2 | 1.1 | 1.1 | 1.1 | 1.1 |
| Operating Profit before Non-Recurring Income/(Expense) | 53.7 | 49.3 | 47.4 | 45.9 | 54.7 | 48.9 | 57.7 | 56.8 | 55.5 | 52.1 | 55.0 | 50.3 |
| Other Operating Expense | 22.2 | 23.1 | 23.5 | 26.5 | 16.3 | 19.2 | 17.4 | 22.4 | 21.8 | 20.7 | 20.3 | 18.7 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 1.5 | (1.2) | 0.2 | 2.5 | 0.4 | 0.3 | 2.2 | 1.5 | (0.6) | 0.4 | 1.2 | 0.4 |
| Normalized Pre-tax Profit | 55.2 | 48.1 | 47.6 | 48.4 | 55.0 | 49.3 | 59.9 | 58.3 | 54.9 | 52.5 | 56.1 | 50.7 |
| Non-Recurring Income/Expense - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.2) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Fair Value Adjustments - Financial Investments | — | — | 0.0 | — | — | — | (0.2) | — | — | — | — | — |
| Non-Recurring Income/(Expense) - Other - Total | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Provision for Income Tax Expense- Unclassified | 29.0 | 25.7 | 25.9 | 25.0 | 30.3 | 26.9 | 34.8 | 32.1 | 27.9 | 27.4 | 29.0 | 24.7 |
| Income before Taxes | 55.2 | 48.1 | 47.6 | 48.4 | 55.0 | 49.3 | 59.7 | 58.3 | 54.9 | 52.5 | 56.1 | 50.7 |
| Income Taxes | 29.0 | 25.7 | 25.9 | 25.0 | 30.3 | 26.9 | 34.8 | 32.1 | 27.9 | 27.4 | 29.0 | 24.7 |
| Net Income after Tax | 26.2 | 22.4 | 21.7 | 23.4 | 24.7 | 22.4 | 24.9 | 26.2 | 27.0 | 25.1 | 27.1 | 26.0 |
| Income before Discontinued Operations & Extraordinary Items | 26.2 | 22.4 | 21.7 | 23.4 | 24.7 | 22.4 | 24.9 | 26.2 | 27.0 | 25.1 | 27.1 | 26.0 |
| Net Income before Minority Interest | 26.2 | 22.4 | 21.7 | 23.4 | 24.7 | 22.4 | 24.9 | 26.2 | 27.0 | 25.1 | 27.1 | 26.0 |
| Minority Interest | 0.5 | 0.1 | 0.3 | 0.7 | 0.2 | 0.3 | 0.5 | 0.2 | 0.2 | 0.1 | 0.3 | 0.2 |
| Net Income after Minority Interest | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Income Available to Common Shares | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Other Comprehensive Income - Starting Line | 26.2 | 22.4 | 21.7 | 23.4 | 24.7 | 22.4 | 24.9 | 26.2 | — | 25.1 | 27.1 | 26.0 |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | (3.1) | (11.2) | (2.9) | (0.3) | 4.9 | (9.3) | 0.2 | 8.8 | — | (1.4) | 13.3 | (0.8) |
| Other Comprehensive Income - Other | — | — | — | — | — | — | 4.1 | — | — | — | (0.0) | 0.0 |
| Other Comprehensive Income - Pension Related | 0.0 | — | (0.1) | — | 0.0 | — | (0.2) | 0.0 | — | — | (0.1) | 0.0 |
| Other Comprehensive Income - Net of Tax - Total | (3.1) | (11.2) | (3.0) | (0.3) | 4.9 | (9.3) | 4.0 | 8.8 | — | (1.4) | 13.2 | (0.8) |
| Comprehensive Income before Minority Interest - Total | 23.1 | 11.2 | 18.7 | 23.1 | 29.7 | 13.2 | 29.0 | 35.0 | — | 23.7 | 40.3 | 25.2 |
| Comprehensive Income - Attributable to Minority Interest - Total | 0.5 | 0.1 | 0.3 | 0.7 | 0.2 | 0.3 | 0.5 | 0.2 | — | 0.1 | 0.3 | 0.2 |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | 22.7 | 11.1 | 18.4 | 22.4 | 29.4 | 12.8 | 28.5 | 34.8 | — | 23.6 | 40.0 | 25.0 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 8.00 | 7.50 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 8.00 | 5.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Income available to Common excluding Extraordinary Items | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Shares used to calculate Basic EPS - Total mn | 1,800.6 | 1,801.0 | 1,800.3 | 1,796.2 | 1,794.7 | 1,794.4 | 1,794.8 | 1,792.1 | 1,790.7 | 1,791.5 | 1,791.4 | 1,789.9 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 14.32 | 12.39 | 11.88 | 12.65 | 13.65 | 12.32 | 13.60 | 14.52 | 14.99 | 13.93 | 14.99 | 14.43 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 14.32 | 12.39 | 11.88 | 12.65 | 13.65 | 12.32 | 13.60 | 14.52 | 14.99 | 13.93 | 14.99 | 14.43 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 14.32 | 12.39 | 11.88 | 12.65 | 13.65 | 12.32 | 13.70 | 14.52 | 14.99 | 13.93 | 14.99 | 14.43 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 1,800.6 | 1,801.0 | 1,800.3 | 1,796.2 | 1,794.7 | 1,794.4 | 1,794.8 | 1,792.1 | 1,790.7 | 1,791.5 | 1,791.4 | 1,789.9 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 14.32 | 12.39 | 11.88 | 12.65 | 13.65 | 12.32 | 13.60 | 14.52 | 14.99 | 13.93 | 14.99 | 14.43 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 14.32 | 12.39 | 11.88 | 12.65 | 13.65 | 12.32 | 13.60 | 14.52 | 14.99 | 13.93 | 14.99 | 14.43 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 14.32 | 12.39 | 11.88 | 12.65 | 13.65 | 12.32 | 13.70 | 14.52 | 14.99 | 13.93 | 14.99 | 14.43 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | 12.59 | 6.15 | 10.24 | 12.48 | 16.39 | 7.16 | 15.85 | 19.44 | — | 13.15 | 22.34 | 13.97 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Diluted Income available to Common excluding Extraordinary Items | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Shares used to calculate Diluted EPS - Total mn | 1,812.0 | 1,812.7 | 1,814.0 | 1,807.6 | 1,805.3 | 1,803.2 | 1,803.0 | 1,803.3 | 1,801.6 | 1,799.3 | 1,794.7 | 1,791.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 14.23 | 12.31 | 11.79 | 12.57 | 13.57 | 12.26 | 13.54 | 14.43 | 14.90 | 13.87 | 14.97 | 14.42 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 14.23 | 12.31 | 11.79 | 12.57 | 13.57 | 12.26 | 13.54 | 14.43 | 14.90 | 13.87 | 14.97 | 14.42 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 14.23 | 12.31 | 11.79 | 12.57 | 13.57 | 12.26 | 13.64 | 14.43 | 14.90 | 13.87 | 14.97 | 14.42 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 1,812.0 | 1,812.7 | 1,814.0 | 1,807.6 | 1,805.3 | 1,803.2 | 1,803.0 | 1,803.3 | 1,801.6 | 1,799.3 | 1,794.7 | 1,791.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 14.23 | 12.31 | 11.79 | 12.57 | 13.57 | 12.26 | 13.54 | 14.43 | 14.90 | 13.87 | 14.97 | 14.42 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 14.23 | 12.31 | 11.79 | 12.57 | 13.57 | 12.26 | 13.54 | 14.43 | 14.90 | 13.87 | 14.97 | 14.42 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 14.23 | 12.31 | 11.79 | 12.57 | 13.57 | 12.26 | 13.64 | 14.43 | 14.90 | 13.87 | 14.97 | 14.42 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | 12.51 | 6.11 | 10.17 | 12.40 | 16.30 | 7.12 | 15.78 | 19.32 | — | 13.09 | 22.30 | 13.96 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 7.50 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 8.00 | 5.00 | 4.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 6.75 | 6.30 | 6.30 | 6.30 | 6.30 | 6.30 | 6.30 | 6.30 | 6.30 | 7.20 | 4.50 | 3.60 |
| Earnings before Interest & Taxes (EBIT) | 53.7 | 49.3 | 47.4 | 45.9 | 54.7 | 48.9 | 57.7 | 56.8 | 55.5 | 52.1 | 55.0 | 50.3 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 60.1 | 51.5 | 51.5 | 49.8 | 60.2 | 50.8 | 66.1 | 60.3 | 60.3 | 53.6 | 56.4 | 51.6 |
| Depreciation, Depletion & Amortization - Total | 6.4 | 2.3 | 4.1 | 3.9 | 5.5 | 1.8 | 8.4 | 3.5 | 4.8 | 1.5 | 1.5 | 1.3 |
| Depreciation - Total | 6.2 | 2.1 | 3.9 | 3.7 | 5.3 | 1.7 | 8.2 | 3.3 | 4.6 | 1.4 | 1.3 | 1.1 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Stock-Based Compensation Expense - Net of Tax - Supplemental | 0.1 | 0.1 | 0.1 | — | 0.1 | 0.1 | 0.1 | — | — | 0.1 | 0.1 | 0.1 |
| Stock-Based Compensation Expense - Pre-tax - Supplemental | 0.1 | 0.2 | 0.2 | — | 0.2 | 0.2 | 0.2 | — | — | 0.1 | 0.1 | 0.1 |
| Stock-Based Compensation - Tax Benefit - Supplemental | 0.0 | 0.1 | 0.1 | — | 0.1 | 0.0 | 0.0 | — | — | 0.0 | 0.0 | 0.0 |
| Normalized after Tax Profit | 26.2 | 22.4 | 21.7 | 23.4 | 24.7 | 22.4 | 25.1 | 26.2 | 27.0 | 25.1 | 27.1 | 26.0 |
| Normalized Net Income from Continuing Operations | 26.2 | 22.4 | 21.7 | 23.4 | 24.7 | 22.4 | 25.1 | 26.2 | 27.0 | 25.1 | 27.1 | 26.0 |
| Normalized Net Income - Bottom Line | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.6 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 55.2 | 48.1 | 47.6 | 48.4 | 55.0 | 49.3 | 59.9 | 58.3 | 54.9 | 52.5 | 56.1 | 50.7 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 61.6 | 50.3 | 51.7 | 52.3 | 60.6 | 51.1 | 68.2 | 61.8 | 59.7 | 54.0 | 57.6 | 52.0 |
| Interest Expense | 49.6 | 44.4 | 44.1 | 40.1 | 38.0 | 45.8 | — | 52.0 | 60.2 | 52.0 | 56.1 | 56.8 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | 65.3 | 61.1 | 64.1 | 62.3 | 62.6 | 60.0 | — | 73.9 | 71.7 | 67.2 | 69.1 | 63.4 |
| Revenue after Loan Provisions - Net - Finance | 114.9 | 105.5 | 108.3 | 102.4 | 100.5 | 105.8 | 65.1 | 125.9 | 131.9 | 119.1 | 125.2 | 120.2 |
| Operating Expenses | 25.1 | 24.1 | 24.3 | 27.6 | 18.5 | 21.7 | 25.7 | 26.0 | 21.7 | 21.8 | 24.0 | 20.1 |
| Foreign Exchange Gain/(Loss) | 2.5 | 1.8 | (0.5) | 2.7 | 1.6 | 1.6 | 0.2 | 0.0 | 0.1 | 0.5 | 1.0 | 1.6 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 1.2 | 1.0 | 1.0 | 1.1 | 1.2 | 1.0 | 1.3 | 1.2 | 1.1 | 1.1 | 1.1 | 1.1 |
| Investment Gain/(Loss) | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | (0.2) | 0.5 | 0.2 | 0.2 | 0.1 |
| Non-Interest Expense - Bank | 21.5 | 24.9 | 23.9 | 24.8 | 16.6 | 19.5 | 16.4 | 21.9 | 23.2 | 21.2 | 19.9 | 19.0 |
| Income before Taxes & Provision for Loan Losses | 57.4 | 48.5 | 47.8 | 48.6 | 56.6 | 51.1 | 67.0 | 60.9 | 54.0 | 52.7 | 59.1 | 51.5 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 7.50 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 8.00 | 5.00 | 4.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 7.50 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 8.00 | 5.00 | 4.00 |
| Tax Adjusted Operating Income | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 | 26.8 | 25.0 | 26.9 | 25.8 |
| Operating Expenses excluding Non-Cash Charges - Total | 18.7 | 21.9 | 20.3 | 23.7 | 13.0 | 19.9 | 17.3 | 22.4 | 16.9 | 20.3 | 22.5 | 18.9 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 78.8 | 73.4 | 71.7 | 73.5 | 73.2 | 70.7 | 83.4 | 82.8 | 77.2 | 73.9 | 78.9 | 70.5 |
| Income from Earning Assets | 119.6 | 107.8 | 108.0 | 105.4 | 103.7 | 109.3 | 72.6 | 128.5 | 131.0 | 119.9 | 129.1 | 122.5 |
| Income Available to Common Shares before Depreciation & Amortization | 32.2 | 24.6 | 25.5 | 26.6 | 30.0 | 24.0 | 32.8 | 29.5 | 31.6 | 26.5 | 28.3 | 27.1 |
| Commissions and Fees | 8.8 | 9.1 | 7.9 | 7.8 | 6.8 | 7.2 | 7.5 | 7.0 | 5.4 | 5.9 | 5.8 | 5.2 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 7.50 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 8.00 | 5.00 | 4.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.