NBP National Bank of Pakistan
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 159.33 +0.04%
Annual · FY2006 – FY2025
National Bank of Pakistan (NBP) cash flow statement
Operating activities generated Rs 632.1 bn of cash in FY2025 (Jan – Dec 2025), up 78.0% on FY2024. Capital expenditure was Rs 11.0 bn. Dividends paid to shareholders came to Rs 17.6 bn. Overall, cash increased by Rs 54.1 bn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | 632.1 | 355.2 | 770.8 | (80.5) | 344.1 |
| Capital expenditure | (11.0) | (8.7) | (3.2) | (2.8) | (2.3) |
| Net cash from investing activities | (309.4) | (51.3) | (915.8) | (1,613.6) | (463.7) |
| Dividends paid | (17.6) | (0.3) | (0.0) | (0.0) | (0.0) |
| Net cash from financing activities | (271.6) | (222.3) | 220.7 | 1,645.1 | 128.9 |
| Net change in cash | 54.1 | 95.5 | 76.9 | (49.0) | 9.3 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | +78.0% | -53.9% | — | -123.4% | +40.8% |
| Capital expenditure | +27.2% | +172.1% | +15.4% | +19.0% | +10.2% |
| Net cash from investing activities | — | — | — | — | -1,011.3% |
| Dividends paid | +6,847.7% | +3,442.4% | +4,791.8% | -95.9% | +205.5% |
| Net cash from financing activities | — | -200.7% | -86.6% | +1,176.5% | — |
| Net change in cash | -43.4% | +24.2% | — | -626.3% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 59
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 179.8 | 57.1 | 103.3 | 63.6 | 53.8 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (236.5) | (122.2) | 22.8 | 19.0 | 17.4 |
| Discontinued Operations - Gain/(Loss) - Net of Tax - Cash Flow - to Reconcile | — | — | — | — | — |
| Equity Income/(Loss) in Net Earnings - Cash Flow - to Reconcile | (0.5) | (1.1) | (1.5) | (0.5) | (0.2) |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (241.7) | (115.7) | 4.7 | 5.6 | 0.9 |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 8.7 | 5.6 | 5.1 | 5.2 | 5.2 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 8.0 | 5.0 | 4.8 | 4.8 | 4.7 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.7 | 0.5 | 0.3 | 0.4 | 0.4 |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | — | — | 13.3 | 8.0 | 11.0 |
| Impairment - Financial Fixed Assets - Operating - Cash Flow - to Reconcile | 1.3 | — | 1.4 | 0.2 | 0.5 |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | 0.1 | (1.4) | (0.2) | (0.1) | (0.1) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | 0.1 | (1.4) | (0.2) | (0.1) | (0.1) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (4.5) | (9.6) | 0.0 | 0.6 | 0.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 107.4 | 27.6 | 55.3 | 33.8 | 22.4 |
| Interest Paid - Cash | 595.8 | 913.7 | — | — | 0.8 |
| Interest & Dividends - Received - Total - Cash Flow | 762.0 | 1,125.6 | 5.2 | 5.1 | 4.5 |
| Cash Flow from Operating Activities before Changes in Working Capital | 2.1 | 119.2 | 76.0 | 53.9 | 52.4 |
| Working Capital - Increase/(Decrease) - Cash Flow | 630.0 | 236.0 | 694.8 | (134.4) | 291.6 |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | (16.0) | 192.4 | (161.2) | 283.2 | (189.7) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | 40.8 | (11.4) | 40.2 | 34.8 | (23.5) |
| Loans - Customer - Decrease/(Increase) - Cash Flow | 51.6 | (77.0) | (275.1) | (201.4) | (138.5) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | (8.8) | (60.2) | 82.9 | 101.8 | 44.1 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 562.5 | 192.1 | 1,007.8 | (352.9) | 599.2 |
| Net Cash Flow from Operating Activities | 632.1 | 355.2 | 770.8 | (80.5) | 344.1 |
| Capital Expenditures - Net - Cash Flow | 10.7 | 8.2 | 2.7 | 2.7 | 2.2 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 10.7 | 8.2 | 2.7 | 2.7 | 2.2 |
| Property, Plant & Equipment - Purchased - Cash Flow | 11.0 | 8.7 | 3.2 | 2.8 | 2.3 |
| Property, Plant & Equipment Sold - Cash Flow | 0.3 | 0.4 | 0.5 | 0.1 | 0.1 |
| Capital Expenditures - Total | 11.0 | 8.7 | 3.2 | 2.8 | 2.3 |
| Acquisition & Disposals of Business - Assets - Sold/(Acquired) - Net - Cash Flow | — | — | 0.0 | 0.1 | — |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (297.3) | (62.1) | (926.2) | (1,621.1) | (463.5) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (297.3) | (62.1) | (926.2) | (1,621.1) | (463.5) |
| Investments - Associated Companies & Joint Ventures - Sold/(Purchased) - Cash Flow | 0.0 | 15.8 | — | — | — |
| Other Investing Cash Flow - Decrease/(Increase) | (1.4) | 3.2 | 13.1 | 10.0 | 2.0 |
| Net Cash Flow from Investing Activities | (309.4) | (51.3) | (915.8) | (1,613.6) | (463.7) |
| Dividends Paid - Cash - Total - Cash Flow | 17.6 | 0.3 | 0.0 | 0.0 | 0.0 |
| Dividends - Common - Cash Paid | 17.6 | 0.3 | 0.0 | 0.0 | 0.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (254.0) | (222.0) | 220.7 | 1,645.1 | 128.9 |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | (249.5) | (218.7) | 224.3 | 1,647.8 | 131.6 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (4.5) | (3.3) | (3.6) | (2.7) | (2.8) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (4.5) | (3.3) | (3.6) | (2.7) | (2.8) |
| Debt - Reduced - Long-Term - Cash Flow | 4.5 | 3.3 | 3.6 | 2.7 | 2.8 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 4.5 | 3.3 | 3.6 | 2.7 | 2.8 |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | — |
| Net Cash Flow from Financing Activities | (271.6) | (222.3) | 220.7 | 1,645.1 | 128.9 |
| Non-Classified Cash Flows | 0.0 | — | — | — | — |
| Foreign Exchange Effects - Cash Flow | 3.0 | 14.0 | 1.3 | — | — |
| Net Change in Cash - Total | 54.1 | 95.5 | 76.9 | (49.0) | 9.3 |
| Net Cash from Continuing Operations | 54.1 | 95.5 | 76.9 | (49.0) | 9.3 |
| Net Cash - Beginning Balance | 377.0 | 285.7 | 222.8 | 273.1 | 263.7 |
| Net Cash - Ending Balance | 431.1 | 381.2 | 299.7 | 224.0 | 273.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 107.4 | 27.6 | 55.3 | 33.8 | 22.4 |
| Interest Paid - Cash Flow - Supplemental | 595.8 | 913.7 | — | — | 0.8 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 762.0 | 1,125.6 | 5.2 | 5.1 | 4.5 |
| CF from Optg Activities before Change in WC & Int Payments | 597.8 | 1,032.8 | 76.0 | 53.9 | 53.3 |
| Depreciation, Depletion & Amortization - Cash Flow | 8.7 | 5.6 | 5.1 | 5.2 | 5.2 |
| Free Cash Flow to Equity | 367.3 | 124.9 | 988.8 | 1,561.9 | 470.8 |
| Free Cash Flow Net of Dividends | 603.5 | 346.3 | 767.6 | (83.3) | 341.8 |
| Free Cash Flow | 621.0 | 346.5 | 767.6 | (83.3) | 341.8 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.