NBP National Bank of Pakistan
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 158.23 -0.65%
Quarterly · Q3 FY2021 – Q2 FY2026
National Bank of Pakistan (NBP) quarterly cash flow statement
Operating activities generated -Rs 51.3 bn of cash in Q2 FY2026 (Apr – Jun 2026), down 105.7% on Q2 FY2025. Capital expenditure was Rs 1.1 bn. Dividends paid to shareholders came to Rs 74.8 bn. Overall, cash increased by Rs 34.4 bn.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 * Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (587.1) | (51.3) | (272.5) | 166.9 | (430.2) | 904.2 | (5.5) | 130.1 | (94.3) | 377.8 | (58.5) | 778.2 | (658.0) | 840.8 | (190.3) | (177.5) | (247.1) | 615.2 | (271.1) | 371.6 | (309.8) |
| Capital expenditure | (18.4) | (1.1) | (1.7) | (11.0) | (4.6) | (1.5) | (2.0) | (6.6) | (0.1) | (2.1) | — | (0.8) | (0.9) | (0.9) | (0.6) | (1.3) | (0.5) | (0.6) | (0.5) | (0.0) | (1.3) |
| Net cash from investing activities | (715.6) | (450.8) | (304.8) | (234.9) | 274.9 | (165.9) | (183.6) | 161.9 | 77.9 | (421.4) | 130.3 | (326.7) | 102.4 | (360.8) | (330.7) | (177.4) | (51.7) | (1,308.7) | (75.8) | 176.2 | (192.2) |
| Dividends paid | (78.8) | (74.8) | (0.0) | (0.5) | (3.5) | (17.0) | (0.0) | (0.3) | (0.0) | — | (0.0) | — | (0.0) | (0.0) | (0.0) | (0.0) | — | — | 0.0 | (0.0) | (0.0) |
| Net cash from financing activities | 1,232.3 | 535.4 | 525.2 | 138.2 | 33.5 | (595.2) | 148.4 | (267.8) | 34.9 | (29.3) | 39.9 | (448.5) | 500.5 | (396.3) | 565.0 | 367.7 | 262.2 | 722.9 | 292.3 | (482.2) | 326.2 |
| Net change in cash | (69.8) | 34.4 | (50.6) | 71.1 | (124.7) | 147.4 | (39.7) | 26.7 | 19.3 | (68.1) | 117.8 | 0.6 | (62.5) | 94.7 | 44.0 | 12.8 | (36.6) | 29.4 | (54.6) | 65.7 | (175.8) |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 * Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -105.7% | — | +28.3% | — | +139.3% | — | -83.3% | — | -55.1% | — | — | — | +36.7% | — | -147.8% | — | +65.6% | — | +1,051.3% | — |
| Capital expenditure | -31.1% | -10.8% | +65.7% | +8,710.9% | -28.8% | — | +751.5% | -94.1% | +136.9% | — | -37.7% | +72.0% | +53.7% | +10.4% | +4,042.1% | -60.9% | +31.2% | +5.9% | -92.7% | +40.2% |
| Net cash from investing activities | — | — | -245.1% | +252.8% | — | -240.9% | — | -23.9% | — | — | — | — | — | — | -200.7% | — | — | — | — | -166.3% |
| Dividends paid | +341.0% | +146.1% | +96.3% | +1,910,461.4% | — | +1.3% | — | -97.4% | — | +122.4% | — | — | — | — | -83.9% | — | — | — | +1,252.2% | +303.9% |
| Net cash from financing activities | — | +253.8% | — | -4.0% | — | +272.3% | — | -93.0% | — | -92.9% | -222.0% | +90.8% | -154.8% | +93.3% | — | -19.6% | — | -37.2% | — | — |
| Net change in cash | -76.7% | — | +166.8% | -746.9% | — | -133.7% | +4,417.7% | — | -171.9% | +167.3% | -95.4% | — | +222.6% | — | -80.5% | — | -64.2% | -245.7% | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 57
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 33.6 | 34.7 | 36.6 | 49.9 | 46.2 | 47.1 | 41.1 | 14.5 | (18.9) | 20.4 | 30.9 | 23.3 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (63.4) | (32.8) | (51.3) | (64.9) | (59.1) | (61.2) | (58.0) | (42.9) | (27.8) | 6.5 | 7.0 | 11.4 |
| Equity Income/(Loss) in Net Earnings - Cash Flow - to Reconcile | (0.5) | 0.4 | (0.1) | (0.3) | (0.0) | (0.0) | (0.3) | (0.0) | (0.5) | (0.2) | (0.5) | (0.4) |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (60.5) | (41.6) | (56.0) | (62.4) | (59.3) | (64.1) | (50.2) | (42.2) | (30.3) | 7.1 | 5.8 | 11.2 |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 2.2 | 2.1 | 3.4 | 2.0 | 1.6 | 1.7 | 1.5 | 1.4 | 1.3 | 1.3 | 1.3 | 1.2 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 2.0 | 1.9 | 3.2 | 1.7 | 1.5 | 1.5 | 1.4 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.0 | 0.1 |
| Impairment - Financial Fixed Assets - Operating - Cash Flow - to Reconcile | 0.6 | 0.5 | 1.3 | — | — | — | — | — | — | — | — | — |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.1) | (0.0) | 0.3 | (0.1) | (0.0) | (0.0) | (1.4) | (0.0) | (0.0) | (0.0) | 0.0 | (0.3) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.1) | (0.0) | 0.3 | (0.1) | (0.0) | (0.0) | (1.4) | (0.0) | (0.0) | (0.0) | 0.0 | (0.3) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (5.2) | 5.8 | (0.2) | (4.1) | (1.5) | 1.3 | (7.5) | (2.1) | 1.7 | (1.7) | 0.4 | (0.4) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 36.0 | 21.7 | 28.3 | 24.3 | 27.0 | 27.8 | 4.8 | (13.3) | 21.8 | 14.3 | 29.1 | (0.8) |
| Interest Paid - Cash | 171.3 | 168.8 | 85.4 | 162.0 | 116.5 | 231.9 | 913.7 | 819.4 | — | 0.3 | — | 0.2 |
| Interest & Dividends - Received - Total - Cash Flow | 139.2 | 212.8 | 143.3 | 214.6 | 180.7 | 226.8 | 1,034.9 | 846.1 | 62.5 | 1.8 | 2.7 | 1.0 |
| Cash Flow from Operating Activities before Changes in Working Capital | (97.9) | 24.2 | 14.8 | 13.3 | 24.3 | (47.0) | 99.6 | 11.6 | (6.1) | 14.1 | 11.5 | 36.5 |
| Working Capital - Increase/(Decrease) - Cash Flow | 46.6 | (296.7) | 152.1 | (443.5) | 879.9 | 41.5 | 30.5 | (105.9) | 383.9 | (72.6) | 766.7 | (694.4) |
| Other Assets - Decrease/(Increase) - Cash Flow | (8.6) | — | — | — | — | — | — | — | — | — | — | — |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | (51.7) | (2.1) | 48.2 | (52.7) | 62.1 | (73.5) | 484.6 | (115.1) | (311.5) | 134.4 | 369.2 | (431.6) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | (20.2) | (18.8) | 32.8 | 93.3 | (56.3) | (28.9) | 21.6 | (13.7) | 34.3 | (53.5) | 124.0 | (139.0) |
| Loans - Customer - Decrease/(Increase) - Cash Flow | (11.8) | 38.9 | (73.7) | 51.2 | (24.1) | 98.1 | (204.9) | 3.3 | (57.7) | 182.2 | (129.3) | (19.9) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | 31.2 | 6.2 | (24.9) | (90.1) | 85.3 | 20.9 | (35.3) | 21.4 | 39.4 | (85.6) | 74.3 | 2.2 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 107.7 | (320.9) | 169.7 | (445.2) | 813.0 | 24.9 | (235.5) | (1.8) | 679.5 | (250.0) | 328.7 | (106.2) |
| Net Cash Flow from Operating Activities | (51.3) | (272.5) | 166.9 | (430.2) | 904.2 | (5.5) | 130.1 | (94.3) | 377.8 | (58.5) | 778.2 | (658.0) |
| Capital Expenditures - Net - Cash Flow | 0.9 | 1.7 | 2.8 | 4.4 | 1.5 | 1.9 | 6.3 | 0.0 | 2.1 | (0.2) | 0.6 | 0.6 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.9 | 1.7 | 2.8 | 4.4 | 1.5 | 1.9 | 6.3 | 0.0 | 2.1 | (0.2) | 0.6 | 0.6 |
| Property, Plant & Equipment - Purchased - Cash Flow | 1.1 | 1.7 | 11.0 | 4.6 | 1.5 | 2.0 | 6.6 | 0.1 | 2.1 | — | 0.8 | 0.9 |
| Property, Plant & Equipment Sold - Cash Flow | 0.1 | 0.0 | 8.2 | 0.2 | 0.0 | 0.0 | 0.4 | 0.0 | 0.0 | 0.2 | 0.2 | 0.3 |
| Capital Expenditures - Total | 1.1 | 1.7 | 11.0 | 4.6 | 1.5 | 2.0 | 6.6 | 0.1 | 2.1 | — | 0.8 | 0.9 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (446.6) | (303.8) | (228.5) | 279.4 | (166.1) | (182.0) | 149.6 | 77.3 | (419.0) | 130.0 | (327.0) | 103.7 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (446.6) | (303.8) | (228.5) | 279.4 | (166.1) | (182.0) | 149.6 | 77.3 | (419.0) | 130.0 | (327.0) | 103.7 |
| Investments - Associated Companies & Joint Ventures - Sold/(Purchased) - Cash Flow | 0.7 | (1.0) | — | — | — | — | 15.8 | — | — | — | — | — |
| Other Investing Cash Flow - Decrease/(Increase) | (4.0) | 1.8 | (3.5) | (0.0) | 1.7 | 0.4 | 2.8 | 0.7 | (0.3) | 0.1 | 0.9 | (0.7) |
| Net Cash Flow from Investing Activities | (450.8) | (304.8) | (234.9) | 274.9 | (165.9) | (183.6) | 161.9 | 77.9 | (421.4) | 130.3 | (326.7) | 102.4 |
| Dividends Paid - Cash - Total - Cash Flow | 74.8 | 0.0 | 0.5 | 3.5 | 17.0 | 0.0 | 0.3 | 0.0 | — | 0.0 | — | 0.0 |
| Dividends - Common - Cash Paid | 74.8 | 0.0 | 0.5 | 3.5 | 17.0 | 0.0 | 0.3 | 0.0 | — | 0.0 | — | 0.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 610.2 | 525.2 | 138.7 | 37.1 | (578.2) | 148.4 | (267.6) | 34.9 | (29.3) | 39.9 | (448.5) | 500.5 |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | 611.0 | 525.9 | 140.8 | 38.1 | (577.6) | 149.2 | (266.5) | 35.9 | (28.6) | 40.5 | (447.6) | 501.8 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.9) | (0.7) | (2.1) | (1.0) | (0.6) | (0.8) | (1.0) | (1.0) | (0.6) | (0.7) | (0.9) | (1.3) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.9) | (0.7) | (2.1) | (1.0) | (0.6) | (0.8) | (1.0) | (1.0) | (0.6) | (0.7) | (0.9) | (1.3) |
| Debt - Reduced - Long-Term - Cash Flow | 0.9 | 0.7 | 2.1 | 1.0 | 0.6 | 0.8 | 1.0 | 1.0 | 0.6 | 0.7 | 0.9 | 1.3 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.9 | 0.7 | 2.1 | 1.0 | 0.6 | 0.8 | 1.0 | 1.0 | 0.6 | 0.7 | 0.9 | 1.3 |
| Other Financing Cash Flow - Increase/(Decrease) | (0.0) | — | — | — | — | — | — | — | 0.0 | — | 0.0 | — |
| Net Cash Flow from Financing Activities | 535.4 | 525.2 | 138.2 | 33.5 | (595.2) | 148.4 | (267.8) | 34.9 | (29.3) | 39.9 | (448.5) | 500.5 |
| Non-Classified Cash Flows | 0.0 | (0.0) | 0.0 | — | — | — | — | — | — | — | — | — |
| Foreign Exchange Effects - Cash Flow | 1.1 | 1.5 | 0.8 | (2.9) | 4.2 | 0.9 | 2.5 | 0.7 | 4.7 | 6.1 | (2.5) | (7.3) |
| Net Change in Cash - Total | 34.4 | (50.6) | 71.1 | (124.7) | 147.4 | (39.7) | 26.7 | 19.3 | (68.1) | 117.8 | 0.6 | (62.5) |
| Net Cash from Continuing Operations | 34.4 | (50.6) | 71.1 | (124.7) | 147.4 | (39.7) | 26.7 | 19.3 | (68.1) | 117.8 | 0.6 | (62.5) |
| Net Cash - Beginning Balance | 307.8 | 389.6 | 360.0 | 486.7 | 336.4 | 380.3 | 354.6 | 337.8 | 406.7 | 299.7 | 299.1 | 359.1 |
| Net Cash - Ending Balance | 342.2 | 338.9 | 431.1 | 362.0 | 483.8 | 340.6 | 381.2 | 357.1 | 338.5 | 417.4 | 299.7 | 296.7 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 36.0 | 21.7 | 28.3 | 24.3 | 27.0 | 27.8 | 4.8 | (13.3) | 21.8 | 14.3 | 29.1 | (0.8) |
| Interest Paid - Cash Flow - Supplemental | 171.3 | 168.8 | 85.4 | 162.0 | 116.5 | 231.9 | 913.7 | 819.4 | — | 0.3 | — | 0.2 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 139.2 | 212.8 | 143.3 | 214.6 | 180.7 | 226.8 | 1,034.9 | 846.1 | 62.5 | 1.8 | 2.7 | 1.0 |
| CF from Optg Activities before Change in WC & Int Payments | 73.4 | 193.0 | 100.2 | 175.3 | 140.8 | 184.9 | 1,013.3 | 831.0 | (6.1) | 14.4 | 11.5 | 36.6 |
| Depreciation, Depletion & Amortization - Cash Flow | 2.2 | 2.1 | 3.4 | 2.0 | 1.6 | 1.7 | 1.5 | 1.4 | 1.3 | 1.3 | 1.3 | 1.2 |
| Free Cash Flow to Equity | 558.0 | 250.9 | 302.8 | (397.6) | 324.5 | 141.0 | (143.8) | (59.4) | 346.5 | (18.4) | 329.1 | (158.1) |
| Free Cash Flow Net of Dividends | (127.1) | (274.3) | 155.4 | (438.3) | 885.7 | (7.4) | 123.2 | (94.3) | 375.7 | — | 777.4 | (658.9) |
| Free Cash Flow | (52.3) | (274.3) | 155.9 | (434.8) | 902.7 | (7.4) | 123.4 | (94.3) | 375.7 | — | 777.4 | (658.8) |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.