Last close · 16 Oct 2026
Rs 9.60 -0.10%
Annual · FY2006 – FY2025
Premier Insurance Limited (PINL) cash flow statement
Operating activities generated -Rs 111.7 mn of cash in FY2025 (Jan – Dec 2025). Capital expenditure was Rs 9.4 mn. Dividends paid to shareholders came to Rs 0. Overall, cash decreased by Rs 40.5 mn.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | (111.7) | (118.4) | (48.0) | (68.5) | (183.0) |
| Capital expenditure | (9.4) | (1.8) | (0.6) | (1.2) | (34.2) |
| Net cash from investing activities | 68.3 | 131.1 | 35.8 | 49.7 | 224.6 |
| Dividends paid | 0.0 | (0.0) | (0.3) | (0.0) | (0.0) |
| Net cash from financing activities | 2.8 | 2.7 | (2.4) | (3.4) | (3.2) |
| Net change in cash | (40.5) | 15.4 | (14.7) | (22.2) | 38.4 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | — | — | — | — | — |
| Capital expenditure | +426.8% | +191.5% | -49.2% | -96.5% | +580.7% |
| Net cash from investing activities | -47.9% | +266.4% | -28.0% | -77.9% | +213.1% |
| Dividends paid | -100.0% | -93.4% | +7,475.0% | -82.6% | -99.2% |
| Net cash from financing activities | +3.2% | — | — | — | — |
| Net change in cash | -363.3% | — | — | -157.9% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 46
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | (111.7) | (118.4) | (48.0) | (68.5) | (183.0) |
| Capital Expenditures - Net - Cash Flow | 4.3 | (10.9) | (2.4) | (3.3) | 34.2 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 4.3 | (10.9) | (2.4) | (3.3) | 34.2 |
| Property, Plant & Equipment - Purchased - Cash Flow | 9.4 | 1.8 | 0.6 | 1.2 | 34.2 |
| Property, Plant & Equipment Sold - Cash Flow | 5.0 | 12.7 | 3.0 | 4.5 | — |
| Capital Expenditures - Total | 9.4 | 1.8 | 0.6 | 1.2 | 34.2 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (176.0) | (98.7) | (7.1) | (5.1) | 93.5 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (176.0) | (98.7) | (7.1) | (5.1) | 93.5 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 1,179.7 | 342.4 | 1.7 | 0.7 | 350.0 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 1,355.7 | 441.1 | 8.7 | 5.8 | 256.6 |
| Other Investing Cash Flow - Decrease/(Increase) | 248.7 | 218.9 | 40.5 | 51.6 | 165.4 |
| Net Cash Flow from Investing Activities | 68.3 | 131.1 | 35.8 | 49.7 | 224.6 |
| Dividends Paid - Cash - Total - Cash Flow | 0.0 | 0.0 | 0.3 | 0.0 | 0.0 |
| Dividends - Common - Cash Paid | 0.0 | 0.0 | 0.3 | 0.0 | 0.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 2.8 | 2.7 | (2.1) | (3.4) | (3.2) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | 2.8 | 2.7 | (2.1) | (3.4) | (3.2) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | 2.8 | 2.7 | (2.1) | (3.4) | (3.2) |
| Debt - Issued - Long-Term - Cash Flow | 2.8 | 2.7 | — | — | — |
| Lease liabilities - Issued - Cash flow | 2.8 | 2.7 | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | — | — | 2.1 | 3.4 | 3.2 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | — | — | 2.1 | 3.4 | 3.2 |
| Net Cash Flow from Financing Activities | 2.8 | 2.7 | (2.4) | (3.4) | (3.2) |
| Net Change in Cash - Total | (40.5) | 15.4 | (14.7) | (22.2) | 38.4 |
| Net Cash from Continuing Operations | (40.5) | 15.4 | (14.7) | (22.2) | 38.4 |
| Net Cash - Beginning Balance | 54.5 | 39.1 | 53.7 | 76.0 | 37.6 |
| Net Cash - Ending Balance | 13.9 | 54.5 | 39.1 | 53.7 | 76.0 |
| Interest Paid - Cash (Cash Flow - Direct) | 2.1 | 1.4 | 0.6 | 1.2 | 0.0 |
| Cash Receipts - Business Activities - Cash Flow | 790.0 | 543.7 | 1,023.5 | 1,095.3 | 1,009.9 |
| Premiums Received - Cash Flow | 549.3 | 440.5 | 591.8 | 576.9 | 676.1 |
| Reinsurance Recovered - Cash Flow | 178.0 | 54.7 | 403.1 | 474.3 | 289.3 |
| Fees Received - Cash Flow | 62.7 | 48.5 | 28.7 | 44.1 | 44.6 |
| Cash Payments - Business Activities - Cash Flow | 710.3 | 400.7 | 857.5 | 995.5 | 990.4 |
| Reinsurance Paid - Cash Flow | 402.2 | 59.8 | 147.8 | 286.3 | 448.2 |
| Claims Paid - Cash Flow | 252.6 | 296.4 | 638.1 | 653.1 | 502.0 |
| Cash Payments - Other - Cash Flow | 55.5 | 44.5 | 71.6 | 56.1 | 40.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 10.8 | 3.4 | 8.5 | 5.8 | 9.1 |
| Cash Receipts/(Payments) - Net - Cash Flow | (164.5) | (240.2) | (189.3) | (149.5) | (177.4) |
| Cash Receipts/(Payments) - Associates - Cash Flow | (13.9) | (16.2) | (15.6) | (11.8) | (16.0) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 10.8 | 3.4 | 8.5 | 5.8 | 9.1 |
| Interest Paid - Cash Flow - Supplemental | 2.1 | 1.4 | 0.6 | 1.2 | 0.0 |
| Working Capital - Cash Flow - Direct - Supplemental | (28.0) | (32.6) | 18.2 | (3.3) | (0.2) |
| CF from Optg Activities before Change in WC & Int Payments | (109.5) | (116.9) | (47.4) | (67.4) | (183.0) |
| Depreciation, Depletion & Amortization - Cash Flow | — | — | — | — | — |
| Free Cash Flow to Equity | (113.2) | (104.7) | (47.8) | (68.7) | (220.5) |
| Free Cash Flow Net of Dividends | (121.0) | (120.2) | (48.9) | (69.7) | (217.3) |
| Free Cash Flow | (121.0) | (120.1) | (48.6) | (69.7) | (217.2) |
Every line the company reported, in the original order and wording, without regrouping or signs changed.