Last close · 16 Oct 2026
Rs 9.03 -6.04%
Annual · FY2006 – FY2025
Premier Insurance Limited (PINL) income statement
Premier Insurance Limited reported total income of Rs 519.3 mn for FY2025 (Jan – Dec 2025), up 6.7% on FY2024. Tax of -Rs 1.1 mn took -0.9% of pre-tax profit. Profit attributable to shareholders was Rs 122.7 mn, up 77.6% on FY2024, or Rs 2.43 per share.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 274.2 | 269.7 | 317.9 | 285.1 | 246.7 | 195.2 | 223.3 | 290.3 | 517.8 | 623.4 | 770.1 | 694.5 | 652.9 | 532.5 | 462.4 | 376.7 | 335.5 | 295.8 | 346.8 | 389.2 |
| Investment income (net) | 9.9 | 57.3 | 43.0 | (3.7) | 151.8 | 22.4 | (135.6) | 42.9 | 50.3 | 54.9 | 45.7 | 34.4 | 37.9 | 72.6 | 143.4 | 158.6 | 222.2 | 185.6 | 542.6 | 798.1 |
| Total income | 519.3 | 486.4 | 368.4 | 286.3 | 402.7 | 221.6 | 91.2 | 335.1 | 650.2 | 881.9 | 895.4 | 847.0 | 823.8 | 608.4 | 608.8 | 535.7 | 559.7 | 483.1 | 889.4 | 1,187.3 |
| Net claims & benefits | (167.5) | (154.8) | (145.5) | (305.2) | (231.2) | (112.3) | (88.1) | (57.8) | (350.4) | (628.3) | (363.7) | (347.1) | (573.2) | (327.4) | (218.8) | (168.2) | (149.4) | (138.8) | (194.4) | (216.3) |
| Acquisition & underwriting expenses | 11.2 | (16.1) | (22.7) | (9.6) | (13.6) | (27.9) | (51.9) | (28.8) | (76.0) | (92.3) | (104.0) | (143.8) | (102.3) | (64.1) | (51.3) | (33.0) | (28.3) | (22.3) | (26.2) | (26.3) |
| Profit before tax | 121.5 | 68.0 | 16.3 | (183.1) | (19.3) | (110.0) | (274.7) | 53.4 | (98.5) | (325.1) | 123.4 | 40.5 | (152.0) | (15.7) | 90.0 | 141.7 | 79.7 | (44.9) | 495.7 | 719.7 |
| Taxation | 1.1 | 1.1 | (8.3) | (7.2) | (8.2) | (7.1) | 34.9 | (8.6) | (14.0) | (5.6) | (12.8) | (5.9) | (14.8) | 19.7 | (19.0) | (20.8) | (26.3) | 7.5 | (16.7) | (4.3) |
| Profit after tax | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) | 110.6 | 34.6 | (166.8) | 3.9 | 71.1 | 121.0 | 53.3 | (37.4) | 478.9 | 715.4 |
| Profit attributable to shareholders | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) | 110.6 | 34.6 | (166.8) | 3.9 | 71.1 | 121.0 | 53.3 | (37.4) | 478.9 | 715.4 |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) | 2.19 | 0.69 | (3.30) | 0.08 | 2.04 | 3.47 | 1.05 | (0.74) | 9.47 | 14.15 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.83 | 0.69 | 1.20 | 1.20 | 1.20 | 1.50 | 1.04 | 0.95 | 0.95 | 0.66 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +1.7% | -15.2% | +11.5% | +15.6% | +26.4% | -12.6% | -23.1% | -43.9% | -16.9% | -19.1% | +10.9% | +6.4% | +22.6% | +15.2% | +22.7% | +12.3% | +13.4% | -14.7% | -10.9% | — |
| Investment income (net) | -82.7% | +33.2% | — | -102.4% | +578.7% | — | -415.8% | -14.6% | -8.5% | +20.0% | +33.1% | -9.4% | -47.8% | -49.4% | -9.6% | -28.6% | +19.7% | -65.8% | -32.0% | — |
| Total income | +6.7% | +32.0% | +28.7% | -28.9% | +81.7% | +142.9% | -72.8% | -48.5% | -26.3% | -1.5% | +5.7% | +2.8% | +35.4% | -0.1% | +13.6% | -4.3% | +15.9% | -45.7% | -25.1% | — |
| Net claims & benefits | +8.2% | +6.4% | -52.3% | +32.0% | +105.9% | +27.5% | +52.4% | -83.5% | -44.2% | +72.8% | +4.8% | -39.4% | +75.1% | +49.6% | +30.1% | +12.6% | +7.6% | -28.6% | -10.1% | — |
| Acquisition & underwriting expenses | -170.0% | -29.1% | +135.8% | -29.2% | -51.3% | -46.3% | +80.4% | -62.1% | -17.6% | -11.3% | -27.6% | +40.5% | +59.7% | +24.9% | +55.3% | +16.8% | +26.6% | -14.8% | -0.3% | — |
| Profit before tax | +78.7% | +317.8% | — | — | — | — | -614.4% | — | — | -363.4% | +204.7% | — | — | -117.5% | -36.5% | +78.0% | — | -109.1% | -31.1% | — |
| Taxation | — | -112.7% | +16.0% | -12.6% | +16.2% | — | -507.3% | -38.7% | +150.6% | -56.5% | +118.3% | -60.4% | — | -203.7% | -8.7% | -21.1% | — | -144.6% | +290.0% | — |
| Profit after tax | +77.6% | +770.0% | — | — | — | — | -634.9% | — | — | -399.0% | +219.3% | — | -4,339.9% | -94.5% | -41.3% | +126.8% | — | -107.8% | -33.1% | — |
| Profit attributable to shareholders | +77.6% | +770.0% | — | — | — | — | -634.9% | — | — | -399.0% | +219.3% | — | -4,339.9% | -94.5% | -41.3% | +126.8% | — | -107.8% | -33.1% | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +77.6% | +770.0% | — | — | — | — | -632.6% | — | — | -399.0% | +219.3% | — | -4,339.4% | -96.2% | -41.3% | +230.1% | — | -107.8% | -33.1% | — |
| Dividend per share (Rs) | — | — | — | — | — | — | — | — | — | -100.0% | +20.0% | -42.5% | 0.0% | 0.0% | -20.0% | +43.7% | +10.0% | 0.0% | +44.1% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 52.8% | 55.4% | 86.3% | 99.6% | 61.3% | 88.1% | 244.8% | 86.6% | 79.6% | 70.7% | 86.0% | 82.0% | 79.3% | 87.5% | 76.0% | 70.3% | 59.9% | 61.2% | 39.0% | 32.8% |
| Investment income (net) | 1.9% | 11.8% | 11.7% | (1.3%) | 37.7% | 10.1% | (148.6%) | 12.8% | 7.7% | 6.2% | 5.1% | 4.1% | 4.6% | 11.9% | 23.6% | 29.6% | 39.7% | 38.4% | 61.0% | 67.2% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (32.2%) | (31.8%) | (39.5%) | (106.6%) | (57.4%) | (50.7%) | (96.6%) | (17.3%) | (53.9%) | (71.2%) | (40.6%) | (41.0%) | (69.6%) | (53.8%) | (35.9%) | (31.4%) | (26.7%) | (28.7%) | (21.9%) | (18.2%) |
| Acquisition & underwriting expenses | 2.2% | (3.3%) | (6.1%) | (3.4%) | (3.4%) | (12.6%) | (56.9%) | (8.6%) | (11.7%) | (10.5%) | (11.6%) | (17.0%) | (12.4%) | (10.5%) | (8.4%) | (6.2%) | (5.1%) | (4.6%) | (2.9%) | (2.2%) |
| Profit before tax | 23.4% | 14.0% | 4.4% | (63.9%) | (4.8%) | (49.7%) | (301.1%) | 15.9% | (15.1%) | (36.9%) | 13.8% | 4.8% | (18.4%) | (2.6%) | 14.8% | 26.5% | 14.2% | (9.3%) | 55.7% | 60.6% |
| Taxation | 0.2% | 0.2% | (2.3%) | (2.5%) | (2.0%) | (3.2%) | 38.3% | (2.6%) | (2.1%) | (0.6%) | (1.4%) | (0.7%) | (1.8%) | 3.2% | (3.1%) | (3.9%) | (4.7%) | 1.5% | (1.9%) | (0.4%) |
| Profit after tax | 23.6% | 14.2% | 2.2% | (66.5%) | (6.8%) | (52.9%) | (262.8%) | 13.4% | (17.3%) | (37.5%) | 12.4% | 4.1% | (20.2%) | 0.6% | 11.7% | 22.6% | 9.5% | (7.7%) | 53.8% | 60.3% |
| Profit attributable to shareholders | 23.6% | 14.2% | 2.2% | (66.5%) | (6.8%) | (52.9%) | (262.8%) | 13.4% | (17.3%) | (37.5%) | 12.4% | 4.1% | (20.2%) | 0.6% | 11.7% | 22.6% | 9.5% | (7.7%) | 53.8% | 60.3% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 106
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 274.2 | 269.7 | 317.9 | 285.1 | 246.7 | 195.2 | 223.3 | 290.3 | 517.8 | 623.4 |
| Fees & Commissions Income | 11.9 | 4.4 | 4.8 | 4.8 | 4.2 | 4.0 | 3.5 | 1.9 | — | 0.0 |
| Unearned Premiums | — | — | (3.1) | 3.1 | — | — | — | — | — | — |
| Investment Income/(Expense) - Net - Insurance | 9.9 | 57.3 | 43.0 | (3.7) | 151.8 | 22.4 | (135.6) | 42.9 | 50.3 | 54.9 |
| Investments & Loans - Business - Gain/(Loss) | 223.2 | 155.0 | 2.6 | — | — | — | — | — | 82.1 | 203.6 |
| Investment Income - Gross - Insurance - Total | 56.6 | 59.6 | 43.8 | — | — | — | — | 42.9 | 54.5 | 58.1 |
| Investment Expense - Insurance - Total | 46.7 | 2.3 | 0.7 | — | — | — | — | — | 4.2 | 3.2 |
| Investment Securities - Business - Gain/(Loss) | 223.2 | 155.0 | 2.6 | — | — | — | — | — | 82.1 | 203.6 |
| Revenue from Business-Related Activities - Other - Total | 11.9 | 4.4 | 4.8 | 4.8 | 4.2 | 4.0 | 3.5 | 1.9 | — | 0.0 |
| Revenue from Business Activities - Total | 519.3 | 486.4 | 368.4 | 286.3 | 402.7 | 221.6 | 91.2 | 335.1 | 650.2 | 881.9 |
| Insurance Claims/Reserves - Total | 167.5 | 154.8 | 145.5 | 305.2 | 231.2 | 112.3 | 88.1 | 57.8 | 350.4 | 628.3 |
| Insurance Benefits Paid - Current | 167.5 | 154.8 | 145.5 | 305.2 | 231.2 | 112.3 | 88.1 | 57.8 | 350.4 | 628.3 |
| Selling, General & Administrative Expenses - Total | 193.6 | 235.0 | 206.8 | 214.8 | 213.0 | 237.9 | 307.1 | 239.5 | 344.0 | 474.3 |
| Selling, General & Administrative Expenses - Unclassified | 185.4 | 228.1 | 200.0 | 206.1 | 202.9 | 225.8 | — | — | — | — |
| Depreciation in Selling, General & Administrative Expenses | 8.1 | 6.7 | 6.6 | 8.4 | 9.6 | 11.3 | — | — | — | — |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.1 | 0.2 | 0.2 | 0.3 | 0.6 | 0.8 | — | — | — | — |
| Underwriting Expenses | (11.2) | 16.1 | 22.7 | 9.6 | 13.6 | 27.9 | 51.9 | 28.8 | 76.0 | 92.3 |
| Policy Acquisition Costs - Total | (11.2) | 16.1 | 22.7 | 9.6 | 13.6 | 27.9 | 51.9 | 28.8 | 76.0 | 92.3 |
| Other Operating Expense/(Income) - Net | 42.5 | 26.4 | 15.4 | (31.3) | 2.9 | (33.1) | (45.0) | 12.9 | (13.5) | 20.1 |
| Fee & Commission Expense - Insurance | (11.2) | 16.1 | 22.7 | 9.6 | 13.6 | 27.9 | 51.9 | 28.8 | 76.0 | 92.3 |
| Operating Expenses - Total | 392.3 | 432.2 | 390.3 | 498.3 | 460.7 | 345.0 | 402.2 | 339.0 | 756.9 | 1,215.0 |
| Operating Profit before Non-Recurring Income/(Expense) | 126.9 | 54.2 | (21.8) | (212.0) | (58.0) | (123.4) | (310.9) | (3.9) | (106.7) | (333.1) |
| Interest Expense - Net of Capitalized Interest | 2.1 | 1.4 | 0.6 | 1.2 | 1.4 | 1.5 | 1.8 | 0.3 | — | — |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 2.7 | 11.3 | 2.1 | 3.3 | 6.3 | 3.6 | 24.7 | 5.7 | 8.3 | 7.9 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 2.6 | 14.2 | 11.2 | 3.2 | 11.7 | 2.3 | 11.6 | (7.5) | — | — |
| Other Non-Operating Income/(Expense) - Total | (10.6) | (6.2) | — | — | — | — | — | — | — | — |
| Foreign Exchange Gain/(Loss) - Non-Business | — | — | — | — | 0.1 | 4.9 | — | — | — | — |
| Normalized Pre-tax Profit | 119.6 | 72.1 | (9.2) | (206.7) | (41.3) | (114.1) | (276.4) | (6.0) | (98.5) | (325.1) |
| Non-Recurring Income/Expense - Total | 2.0 | (4.1) | 25.4 | 23.6 | 22.0 | 4.1 | 1.8 | 59.4 | — | 0.0 |
| Impairment - Financial Investments | — | — | 0.0 | — | — | — | — | — | — | 0.0 |
| Fair Value Adjustments - Investment Property | 2.0 | (4.1) | 25.4 | 23.6 | 22.0 | 4.1 | 1.8 | 59.4 | — | — |
| Provision for Income Tax Expense- Unclassified | (1.1) | (1.1) | 8.3 | 7.2 | 8.2 | 7.1 | (34.9) | 8.6 | 14.0 | 5.6 |
| Income before Taxes | 121.5 | 68.0 | 16.3 | (183.1) | (19.3) | (110.0) | (274.7) | 53.4 | (98.5) | (325.1) |
| Income Taxes | (1.1) | (1.1) | 8.3 | 7.2 | 8.2 | 7.1 | (34.9) | 8.6 | 14.0 | 5.6 |
| Net Income after Tax | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Income before Discontinued Operations & Extraordinary Items | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Net Income before Minority Interest | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Net Income after Minority Interest | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Income Available to Common Shares | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Income available to Common excluding Extraordinary Items | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Shares used to calculate Basic EPS - Total mn | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.4 | 49.1 | 50.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 2.39 | 1.45 | (0.35) | (4.23) | (0.98) | (2.40) | (4.77) | (0.29) | (2.29) | (6.54) |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.4 | 49.1 | 50.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 2.39 | 1.45 | (0.35) | (4.23) | (0.98) | (2.40) | (4.77) | (0.29) | (2.29) | (6.54) |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Diluted Income available to Common excluding Extraordinary Items | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Shares used to calculate Diluted EPS - Total mn | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.4 | 49.1 | 50.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 2.39 | 1.45 | (0.35) | (4.23) | (0.98) | (2.40) | (4.77) | (0.29) | (2.29) | (6.54) |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) | (117.1) | (239.8) | 44.8 | (112.4) | (330.7) |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.6 | 50.4 | 49.1 | 50.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) | (2.32) | (4.74) | 0.89 | (2.29) | (6.54) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 2.39 | 1.45 | (0.35) | (4.23) | (0.98) | (2.40) | (4.77) | (0.29) | (2.29) | (6.54) |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.83 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.74 |
| Earnings before Interest & Taxes (EBIT) | 126.9 | 54.2 | (21.8) | (212.0) | (58.0) | (123.4) | (310.9) | (3.9) | (106.7) | (333.1) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 135.1 | 61.1 | (15.1) | (203.3) | (47.8) | (111.3) | (296.8) | 11.0 | (88.4) | (312.9) |
| Depreciation & Amortization - Supplemental | 8.2 | 6.9 | 6.8 | 8.7 | 10.2 | 12.2 | 14.1 | 14.9 | — | — |
| Depreciation Expense - Total - Supplemental | 8.1 | 6.7 | 6.6 | 8.4 | 9.6 | 11.3 | 12.9 | 13.2 | — | — |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 1.3 | 1.3 | 1.3 | 2.2 | 2.3 | 2.4 | 2.4 | 0.0 | — | — |
| Amortization - Total - Supplemental | 0.1 | 0.2 | 0.2 | 0.3 | 0.6 | 0.8 | 1.2 | 1.6 | — | — |
| Intangible Amortization - Other - Supplemental | 0.1 | 0.2 | 0.2 | 0.3 | 0.6 | 0.8 | 1.2 | 1.6 | — | — |
| Depreciation, Depletion & Amortization - Total | 8.2 | 6.9 | 6.8 | 8.7 | 10.2 | 12.2 | 14.1 | 14.9 | 18.3 | 20.2 |
| Depreciation - Total | 8.1 | 6.7 | 6.6 | 8.4 | 9.6 | 11.3 | 12.9 | 13.2 | — | — |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.1 | 0.2 | 0.2 | 0.3 | 0.6 | 0.8 | 1.2 | 1.6 | — | — |
| Normalized after Tax Profit | 120.7 | 73.2 | (17.5) | (213.8) | (49.5) | (121.2) | (241.5) | (14.6) | (112.4) | (330.7) |
| Normalized Net Income from Continuing Operations | 120.7 | 73.2 | (17.5) | (213.8) | (49.5) | (121.2) | (241.5) | (14.6) | (112.4) | (330.7) |
| Normalized Net Income - Bottom Line | 120.7 | 73.2 | (17.5) | (213.8) | (49.5) | (121.2) | (241.5) | (14.6) | (112.4) | (330.7) |
| Earnings before Interest & Taxes (EBIT) - Normalized | 121.7 | 73.6 | (8.5) | (205.5) | (39.9) | (112.6) | (274.6) | (5.7) | (98.5) | (325.1) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 129.9 | 80.5 | (1.7) | (196.8) | (29.8) | (100.4) | (260.5) | 9.2 | (80.2) | (305.0) |
| Depreciation of Financial Lease Right-of-Use Assets | 1.3 | 1.3 | 1.3 | 2.2 | 2.3 | 2.4 | 2.4 | 0.0 | — | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | 2.1 | 1.4 | 0.6 | 1.2 | 1.4 | 1.5 | 1.8 | 0.3 | — | — |
| Interest Expense | 2.1 | 1.4 | 0.6 | 1.2 | 1.4 | 1.5 | 1.8 | 0.3 | — | — |
| Investment Income - Insurance | 9.9 | 57.3 | 43.0 | (3.7) | 151.8 | 22.4 | (135.6) | 42.9 | 50.3 | 54.9 |
| Losses, Benefits & Adjustments - Insurance | 167.5 | 154.8 | 145.5 | 305.2 | 231.2 | 112.3 | 88.1 | 57.8 | 350.4 | 628.3 |
| Operating Expenses | 392.3 | 432.2 | 390.3 | 498.3 | 460.7 | 345.0 | 402.2 | 339.0 | 756.9 | 1,215.0 |
| Premiums Ceded Out & Unearned - Total | — | — | (3.1) | 3.1 | — | — | — | — | — | — |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 193.6 | 235.0 | 206.8 | 214.8 | 213.0 | 237.9 | 307.1 | 239.5 | 344.0 | 474.3 |
| Total Claim & Loss Expense | 167.5 | 154.8 | 145.5 | 305.2 | 231.2 | 112.3 | 88.1 | 57.8 | 350.4 | 628.3 |
| Underwriting & Commissions | (11.2) | 16.1 | 22.7 | 9.6 | 13.6 | 27.9 | 51.9 | 28.8 | 76.0 | 92.3 |
| Underwriting Expenses - Insurance | 236.1 | 261.4 | 222.2 | 183.5 | 215.9 | 204.9 | 262.2 | 252.4 | 330.5 | 494.3 |
| Income before Taxes & Provision for Loan Losses | 121.5 | 68.0 | 16.3 | (183.1) | (19.3) | (110.0) | (274.7) | 53.4 | (98.5) | (325.1) |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.83 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.83 |
| Tax Adjusted Operating Income | 124.8 | 70.5 | 8.2 | — | — | — | — | 45.1 | — | — |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | 68.7 | 106.6 | 76.7 | (121.6) | (15.2) | 92.6 | 174.1 | 194.6 | (19.9) | (134.0) |
| Operating Expenses excluding Non-Cash Charges - Total | 384.2 | 425.3 | 383.5 | 489.6 | 450.5 | 332.9 | 388.1 | 324.1 | 738.6 | 1,194.8 |
| Premiums Earned - Total | 286.1 | 274.1 | 322.8 | 290.0 | 250.9 | 199.2 | 226.8 | 292.2 | 517.8 | 623.4 |
| Losses, Benefits & Adjustments - Total | 156.2 | 170.8 | 168.1 | 314.8 | 244.8 | 140.2 | 140.0 | 86.6 | 426.4 | 720.6 |
| Income Available to Common Shares before Depreciation & Amortization | 130.8 | 75.9 | 14.7 | (181.5) | (17.4) | (104.9) | (225.7) | 59.7 | (94.1) | (310.6) |
| Fixed Charges | 2.1 | 1.4 | 0.6 | 1.2 | 1.4 | 1.5 | 1.8 | 0.3 | — | — |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.83 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.