Last close · 16 Oct 2026
Rs 9.60 -0.10%
Financials
Premier Insurance Limited (PINL) financials
20 years of annual results (FY2006 – FY2025).
Premier Insurance Limited (PINL) reported total income of Rs 519.3 mn for FY2025 (Jan – Dec 2025), up 6.7% from FY2024.
Profit attributable to shareholders was Rs 122.7 mn (EPS Rs 2.43), up 77.6%.
No cash dividend was declared for FY2025.
Return on equity was 9.8%.
Over the last five years total income grew at a compound 18.6% a year.
At Rs 9.60 (close on 16 Oct 2026) the shares trade at 4.0× earnings (FY2025) and 0.38× book value.
Fundamentals
PINL at a glance
Net premium earned · FY2025
Rs 274.2 mn
▲ 1.7% year on year
Profit attributable to shareholders · FY2025
Rs 122.7 mn
▲ 77.6% year on year
EPS – basic (Rs) · FY2025
Rs 2.43
▲ 77.6% year on year
Dividend per share (Rs) · FY2025
Rs 0.00
Investments · FY2025
Rs 1.5 bn
▲ 11.7% year on year
Return on equity (ROE) · FY2025
9.8%
+3.4 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 519.3 mn
- Profit attributable · FY2025
- Rs 122.7 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 3.4 bn
- Equity · FY2025
- Rs 1.3 bn
Financial highlights
PINL financial results
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net premium earned | 274.2 | 269.7 | 317.9 | 285.1 | 246.7 |
| Investment income (net) | 9.9 | 57.3 | 43.0 | (3.7) | 151.8 |
| Net claims & benefits | (167.5) | (154.8) | (145.5) | (305.2) | (231.2) |
| Profit before tax | 121.5 | 68.0 | 16.3 | (183.1) | (19.3) |
| Profit attributable to shareholders | 122.7 | 69.1 | 7.9 | (190.3) | (27.5) |
| EPS – basic (Rs) Rs | 2.43 | 1.37 | 0.16 | (3.76) | (0.54) |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1,528.0 | 1,368.3 | 1,073.2 | 958.9 | 1,138.3 |
| Total assets | 3,354.9 | 3,005.7 | 2,615.9 | 2,843.9 | 3,479.4 |
| Total equity | 1,293.0 | 1,199.1 | 947.4 | 855.4 | 1,332.4 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 15 Oct 2026.