Last close · 16 Oct 2026
Rs 80.23 +9.99%
Annual · FY2016 – FY2026
Popular Islamic Modaraba (PIM) income statement
Popular Islamic Modaraba reported revenue of Rs 28.8 mn for FY2026 (Jul 2025 – Jun 2026), down 31.1% on FY2025. Tax of Rs 2.9 mn took 16.1% of pre-tax profit. Profit attributable to shareholders was Rs 15.0 mn, down 41.5% on FY2025, or Rs 0.75 per share.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28.8 | 41.7 | 45.7 | 27.7 | 23.6 | ||||||
| Operating expenses | (11.0) | (13.7) | (17.8) | (18.3) | (15.9) | ||||||
| Profit before tax | 17.9 | 28.4 | 28.2 | 10.4 | 7.9 | ||||||
| Taxation | (2.9) | (2.7) | (3.6) | (2.4) | (1.4) | ||||||
| Profit after tax | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 | ||||||
| Profit attributable to shareholders | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 | ||||||
| Per share | |||||||||||
| EPS – basic (Rs) Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 | ||||||
| Dividend per share (Rs) Rs | 0.70 | 1.00 | 1.00 | 0.46 | 0.37 | ||||||
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | -31.1% | -8.6% | +64.8% | +17.6% | -41.0% | ||||||
| Operating expenses | -19.5% | -23.2% | -2.8% | +15.3% | -51.5% | ||||||
| Profit before tax | -36.9% | +0.6% | +172.3% | +31.0% | +4.4% | ||||||
| Taxation | +6.5% | -23.8% | +48.0% | +75.2% | — | ||||||
| Profit after tax | -41.5% | +4.1% | +209.7% | +21.7% | -13.7% | ||||||
| Profit attributable to shareholders | -41.5% | +4.1% | +209.7% | +21.7% | -13.7% | ||||||
| Per share | |||||||||||
| EPS – basic (Rs) | -45.9% | -21.2% | +209.7% | +18.8% | -36.8% | ||||||
| Dividend per share (Rs) | -30.0% | 0.0% | +119.4% | +21.7% | — | ||||||
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Revenue | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (38.2%) | (32.7%) | (38.9%) | (66.0%) | (67.2%) |
| Profit before tax | 62.3% | 68.1% | 61.8% | 37.4% | 33.6% |
| Taxation | (10.0%) | (6.5%) | (7.8%) | (8.7%) | (5.8%) |
| Profit after tax | 52.3% | 61.6% | 54.0% | 28.8% | 27.8% |
| Profit attributable to shareholders | 52.3% | 61.6% | 54.0% | 28.8% | 27.8% |
Each line as a percentage of revenue.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 84
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Investments & Loans - Business - Gain/(Loss) | — | — | — | — | — |
| Investment Securities - Business - Gain/(Loss) | — | — | — | — | — |
| Revenue from Business-Related Activities - Other - Total | 28.8 | 41.7 | 45.7 | 27.7 | 23.6 |
| Investment Securities - Business Unclassified - Gain/(Loss) | — | — | — | — | — |
| Revenue from Business Activities - Total | 28.8 | 41.7 | 45.7 | 27.7 | 23.6 |
| Selling, General & Administrative Expenses - Total | 11.4 | 15.8 | 19.3 | 19.4 | 16.5 |
| Selling, General & Administrative Expenses - Unclassified | 7.5 | 8.9 | 10.1 | 8.9 | 7.6 |
| Depreciation in Selling, General & Administrative Expenses | 2.4 | 4.6 | 6.9 | 9.7 | 8.3 |
| Other Operating Expense/(Income) - Net | (0.4) | (2.1) | (1.5) | (1.1) | (0.7) |
| Other Operating Income - Total | 0.9 | 2.1 | 1.5 | 1.1 | 0.7 |
| Operating Expenses - Total | 11.0 | 13.7 | 17.8 | 18.3 | 15.9 |
| Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total | 11.0 | 13.7 | 17.8 | 18.3 | 15.9 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 1.5 | 2.3 | 2.3 | 0.8 | 0.6 |
| Operating Profit before Non-Recurring Income/(Expense) | 17.8 | 28.1 | 27.9 | 9.4 | 7.7 |
| Other Operating Expense | 0.5 | — | — | — | — |
| Operating Provisions - Increase/(Decrease) | — | — | — | — | — |
| Other Non-Operating Income/(Expense) - Total | — | (0.0) | 0.0 | — | — |
| Normalized Pre-tax Profit | 17.8 | 28.1 | 27.9 | 9.4 | 7.7 |
| Non-Recurring Income/Expense - Total | 0.1 | 0.3 | 0.3 | 0.9 | 0.2 |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | 0.1 | 0.3 | 0.3 | 0.9 | 0.2 |
| Fair Value Adjustments - Financial Investments | — | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | — | 2.7 | — | — | — |
| Income before Taxes | 17.9 | 28.4 | 28.2 | 10.4 | 7.9 |
| Income Taxes | 2.9 | 2.7 | 3.6 | 2.4 | 1.4 |
| Income Taxes for the Year - Current | 4.1 | — | 4.8 | 4.4 | 1.4 |
| Income Taxes - Deferred | 0.3 | — | (1.3) | (2.0) | 0.0 |
| Income Taxes - Other (by Type) | (1.5) | — | (0.0) | — | — |
| Net Income after Tax | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Income before Discontinued Operations & Extraordinary Items | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Net Income before Minority Interest | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Net Income after Minority Interest | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Income Available to Common Shares | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.70 | 1.00 | 1.00 | 0.46 | 0.37 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Income available to Common excluding Extraordinary Items | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Shares used to calculate Basic EPS - Total mn | 20.0 | 18.5 | 14.0 | 14.0 | 13.7 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 0.74 | 1.37 | 1.74 | 0.50 | 0.47 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 20.0 | 18.5 | 14.0 | 14.0 | 13.7 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.74 | 1.37 | 1.74 | 0.50 | 0.47 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Diluted Income available to Common excluding Extraordinary Items | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Shares used to calculate Diluted EPS - Total mn | 20.0 | 18.5 | 14.0 | 14.0 | 13.7 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 0.74 | 1.37 | 1.74 | 0.50 | 0.47 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 20.0 | 18.5 | 14.0 | 14.0 | 13.7 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.75 | 1.39 | 1.76 | 0.57 | 0.48 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.74 | 1.37 | 1.74 | 0.50 | 0.47 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 1.00 | 1.00 | 0.46 | 0.37 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.90 | 0.90 | 0.41 | 0.34 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 17.8 | 28.1 | 27.9 | 9.4 | 7.7 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 20.1 | 32.7 | 34.8 | 19.1 | 16.0 |
| Depreciation & Amortization - Supplemental | 2.4 | 4.6 | 6.9 | 9.7 | 8.3 |
| Depreciation Expense - Total - Supplemental | 2.4 | 4.6 | 6.9 | 9.7 | 8.3 |
| Depreciation, Depletion & Amortization - Total | 2.4 | 4.6 | 6.9 | 9.7 | 8.3 |
| Depreciation - Total | 2.4 | 4.6 | 6.9 | 9.7 | 8.3 |
| Normalized after Tax Profit | 14.9 | 25.4 | 24.4 | 7.0 | 6.4 |
| Normalized Net Income from Continuing Operations | 14.9 | 25.4 | 24.4 | 7.0 | 6.4 |
| Normalized Net Income - Bottom Line | 14.9 | 25.4 | 24.4 | 7.0 | 6.4 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 17.8 | 28.1 | 27.9 | 9.4 | 7.7 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 20.1 | 32.7 | 34.8 | 19.1 | 16.0 |
| Operating Expenses | 11.0 | 13.7 | 17.8 | 18.3 | 15.9 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 11.4 | 15.8 | 19.3 | 19.4 | 16.5 |
| Income before Taxes & Provision for Loan Losses | 17.9 | 28.4 | 28.2 | 10.4 | 7.9 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 1.00 | 1.00 | 0.46 | 0.37 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 1.00 | 1.00 | 0.46 | 0.37 | 0.00 |
| Tax Adjusted Operating Income | 15.0 | 25.7 | 24.7 | 8.0 | 6.6 |
| Operating Expenses excluding Non-Cash Charges - Total | 8.6 | 9.1 | 10.9 | 8.6 | 7.6 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 28.8 | 41.7 | 45.7 | 27.7 | 23.6 |
| Income from Earning Assets | — | — | — | — | — |
| Income Available to Common Shares before Depreciation & Amortization | 17.4 | 30.3 | 31.6 | 17.7 | 14.8 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 1.00 | 1.00 | 0.46 | 0.37 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.