Last close · 16 Oct 2026
Rs 80.23 +9.99%
Annual · FY2016 – FY2026
Popular Islamic Modaraba (PIM) financial ratios
Popular Islamic Modaraba earned a net margin of 52.3% in FY2026 against a five-year average of 44.9% (Modarabas median 4.6%). Return on equity was 6.9%, compared with a sector median of 4.1%. The current ratio stood at 10.04× and debt was 0.0% of equity. Cash took about 1,116 days to cycle through receivables, inventory and payables.
FY2026 vs the Modarabas median
- Net margin
- 52.3%
- Sector median 4.6%
- Return on equity (ROE)
- 6.9%
- Sector median 4.1%
- Return on assets (ROA)
- 6.4%
- Sector median 1.9%
- Debt to equity
- 0.0%
- Sector median 38.5%
- Dividend payout ratio
- 133.0%
- Sector median 37.6%
Median of the 20 companies in the sector with the figure for their latest fiscal year.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||
| Pre-tax margin | 62.3% | 68.1% | 61.8% | 37.4% | 33.6% | ||||||
| Net margin | 52.3% | 61.6% | 54.0% | 28.8% | 27.8% | ||||||
| Effective tax rate | 16.1% | 9.5% | 12.6% | 23.1% | 17.3% | ||||||
| Returns | |||||||||||
| Return on equity (ROE) | 6.9% | 11.9% | 14.2% | 6.0% | 5.8% | ||||||
| Return on assets (ROA) | 6.4% | 10.9% | 12.3% | 5.0% | 4.7% | ||||||
| Leverage | |||||||||||
| Debt to equity | 0.0% | 0.0% | 0.0% | 10.3% | 5.3% | ||||||
| Debt to capital | 0.0% | 0.0% | 0.0% | 9.4% | 5.0% | ||||||
| Debt to assets | 0.0% | 0.0% | 0.0% | 8.3% | 4.6% | ||||||
| Assets to equity | 1.08× | 1.09× | 1.15× | 1.20× | 1.26× | ||||||
| Dividends | |||||||||||
| Dividend payout ratio | 133.0% | 77.8% | 25.8% | 65.7% | 0.0% | ||||||
| Earnings retention rate | (0.33×) | 0.22× | 0.74× | 0.34× | 1.00× | ||||||
Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.
PIM: frequently asked questions
What is PIM's EPS?
Popular Islamic Modaraba reported basic earnings per share of Rs 0.75 for FY2026 (Jul 2025 – Jun 2026).
What is PIM's P/E ratio?
At the closing price of Rs 80.23 on 16 Oct 2026, PIM trades at a P/E of 106.7× based on EPS of Rs 0.75 (FY2026).
Does PIM pay dividends?
Yes. Popular Islamic Modaraba declared a dividend of Rs 0.70 per share for FY2026. It has paid a dividend in each of the last 5 years. At Rs 80.23 that is a dividend yield of 0.9%.
What was PIM's revenue and profit in FY2026?
Popular Islamic Modaraba reported revenue of Rs 28.8 mn and profit attributable to shareholders of Rs 15.0 mn for FY2026 (Jul 2025 – Jun 2026).
What is PIM's book value per share?
Popular Islamic Modaraba's book value per share was Rs 10.72 at the end of FY2026. The shares trade at 7.48× book value.
Information only, not investment advice.