PINL Premier Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 9.03 -6.04%
Quarterly · Q3 FY2021 – Q2 FY2026
Premier Insurance Limited (PINL) quarterly cash flow statement
Operating activities generated Rs 113.5 mn of cash in Q2 FY2026 (Apr – Jun 2026). Capital expenditure was Rs 42.5 mn. Dividends paid to shareholders came to Rs 0. Overall, cash increased by Rs 1.1 mn.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (101.6) | 113.5 | (181.8) | 119.7 | (152.9) | (90.0) | 11.6 | 21.8 | (96.7) | (11.9) | (31.5) | (31.8) | 40.9 | (25.3) | (31.8) | (15.8) | 19.7 | (78.3) | 5.9 | 17.4 | (166.3) |
| Capital expenditure | (53.5) | (42.5) | (5.8) | (0.2) | (5.0) | (3.8) | (0.3) | — | (14.3) | (0.3) | (0.1) | — | 0.0 | 0.0 | (1.2) | (5.1) | 0.0 | (0.2) | (0.4) | (38.8) | (0.2) |
| Net cash from investing activities | 91.8 | (112.4) | 177.4 | (156.5) | 183.2 | 39.3 | 2.3 | (23.5) | 143.7 | 0.3 | 10.5 | 13.5 | 6.5 | 7.2 | 8.6 | 19.2 | 9.0 | 10.2 | 11.2 | (9.3) | 197.6 |
| Dividends paid | (0.0) | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | — | (0.0) | (0.3) | — | (0.0) | — | — | 0.0 | (0.0) | 0.0 |
| Net cash from financing activities | 2.8 | 0.0 | (5.3) | 8.0 | 0.0 | 0.0 | (5.3) | 8.0 | (3.1) | (0.0) | (2.1) | 1.3 | (0.0) | (0.3) | (3.4) | (0.2) | 0.0 | 0.0 | (3.2) | (2.5) | 0.0 |
| Net change in cash | (7.1) | 1.1 | (9.7) | (28.8) | 30.3 | (50.7) | 8.7 | 6.3 | 43.9 | (11.6) | (23.2) | (17.1) | 47.4 | (18.4) | (26.6) | 3.2 | 28.8 | (68.1) | 13.9 | 5.6 | 31.4 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | — | -1,664.4% | +448.6% | — | — | — | — | -336.2% | — | — | — | +107.6% | — | -643.6% | -191.1% | — | — | -66.8% | — | — |
| Capital expenditure | +1,005.2% | +1,811.6% | — | -65.3% | +1,132.1% | +331.4% | — | — | — | -94.2% | — | — | -100.0% | +194.6% | -86.8% | -100.0% | +161.0% | +98.5% | +877.4% | -37.5% |
| Net cash from investing activities | -385.9% | +7,567.0% | — | +27.5% | +11,526.6% | -77.9% | -274.4% | +2,119.2% | -95.3% | +21.6% | -29.9% | -28.4% | -29.3% | -23.4% | — | -95.4% | -73.7% | — | -1,475.6% | +683.1% |
| Dividends paid | — | — | — | — | — | -100.0% | — | -100.0% | -100.0% | — | — | — | — | — | -82.6% | — | — | — | — | -100.0% |
| Net cash from financing activities | — | — | +0.8% | — | — | — | +509.3% | — | — | — | — | — | — | — | — | -100.0% | — | — | — | — |
| Net change in cash | — | -211.2% | -556.3% | -31.0% | — | — | — | -7.4% | — | — | -638.9% | +64.7% | — | -291.8% | -43.4% | -8.3% | — | -2.4% | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 46
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | 113.5 | (181.8) | 119.7 | (152.9) | (90.0) | 11.6 | 21.8 | (96.7) | (11.9) | (31.5) | (31.8) | 40.9 |
| Capital Expenditures - Net - Cash Flow | 42.5 | (6.5) | 0.2 | 3.2 | 0.6 | 0.3 | (13.4) | 4.7 | (2.0) | (0.2) | (0.2) | (0.2) |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 42.5 | (6.5) | 0.2 | 3.2 | 0.6 | 0.3 | (13.4) | 4.7 | (2.0) | (0.2) | (0.2) | (0.2) |
| Property, Plant & Equipment - Purchased - Cash Flow | 42.5 | 5.8 | 0.2 | 5.0 | 3.8 | 0.3 | — | 14.3 | 0.3 | 0.1 | — | 0.0 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 12.3 | 0.0 | 1.8 | 3.2 | 0.0 | 13.4 | 9.6 | 2.3 | 0.3 | — | 0.2 |
| Capital Expenditures - Total | 42.5 | 5.8 | 0.2 | 5.0 | 3.8 | 0.3 | — | 14.3 | 0.3 | 0.1 | — | 0.0 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (93.6) | 83.9 | (203.7) | 65.6 | (5.8) | (32.1) | (120.5) | 35.1 | (13.4) | — | (0.2) | 0.0 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (93.6) | 83.9 | (203.7) | 65.6 | (5.8) | (32.1) | (120.5) | 35.1 | (13.4) | — | (0.2) | 0.0 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 25.4 | 142.3 | 164.6 | 416.3 | 386.8 | 212.0 | 41.5 | 300.9 | — | — | — | 0.0 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 119.0 | 58.5 | 368.2 | 350.8 | 392.6 | 244.1 | 162.0 | 265.8 | 13.4 | — | — | 0.0 |
| Other Investing Cash Flow - Decrease/(Increase) | 23.7 | 87.0 | 47.4 | 120.8 | 45.8 | 34.7 | 83.6 | 113.3 | 11.7 | 10.2 | 13.4 | 6.3 |
| Net Cash Flow from Investing Activities | (112.4) | 177.4 | (156.5) | 183.2 | 39.3 | 2.3 | (23.5) | 143.7 | 0.3 | 10.5 | 13.5 | 6.5 |
| Dividends Paid - Cash - Total - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 |
| Dividends - Common - Cash Paid | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 0.0 | (5.3) | 8.0 | 0.0 | 0.0 | (5.3) | 8.0 | (3.1) | (0.0) | (2.1) | 1.3 | 0.0 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | 0.0 | (5.3) | 8.0 | 0.0 | 0.0 | (5.3) | 8.0 | (3.1) | (0.0) | (2.1) | 1.3 | 0.0 |
| Lease liabilities - Issued/(Reduced) - Cash Flow | 0.0 | (5.3) | 8.0 | 0.0 | 0.0 | (5.3) | 8.0 | (3.1) | (0.0) | (2.1) | 1.3 | 0.0 |
| Debt - Issued - Long-Term - Cash Flow | — | — | 8.0 | — | — | — | 8.0 | — | — | — | — | — |
| Lease liabilities - Issued - Cash flow | — | — | 8.0 | — | — | — | 8.0 | — | — | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 0.0 | 5.3 | — | 0.0 | 0.0 | 5.3 | — | 3.1 | 0.0 | 2.1 | — | 0.0 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.0 | 5.3 | — | 0.0 | 0.0 | 5.3 | — | 3.1 | 0.0 | 2.1 | — | 0.0 |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | — | — | — | — | — | — | 0.0 | — |
| Net Cash Flow from Financing Activities | 0.0 | (5.3) | 8.0 | 0.0 | 0.0 | (5.3) | 8.0 | (3.1) | (0.0) | (2.1) | 1.3 | (0.0) |
| Net Change in Cash - Total | 1.1 | (9.7) | (28.8) | 30.3 | (50.7) | 8.7 | 6.3 | 43.9 | (11.6) | (23.2) | (17.1) | 47.4 |
| Net Cash from Continuing Operations | 1.1 | (9.7) | (28.8) | 30.3 | (50.7) | 8.7 | 6.3 | 43.9 | (11.6) | (23.2) | (17.1) | 47.4 |
| Net Cash - Beginning Balance | 4.3 | 13.9 | 42.7 | 12.4 | 63.1 | 54.5 | 48.1 | 4.3 | 15.9 | 39.1 | 56.1 | 8.7 |
| Net Cash - Ending Balance | 5.4 | 4.3 | 13.9 | 42.7 | 12.4 | 63.1 | 54.5 | 48.1 | 4.3 | 15.9 | 39.1 | 56.1 |
| Interest Paid - Cash (Cash Flow - Direct) | 0.5 | 0.5 | 0.2 | 0.6 | 0.6 | 0.7 | 0.7 | 0.4 | 0.2 | 0.1 | 0.1 | 0.1 |
| Cash Receipts - Business Activities - Cash Flow | 111.7 | 156.7 | 308.7 | 156.2 | 136.1 | 189.0 | 233.2 | 25.1 | 163.5 | 121.8 | 189.5 | 226.2 |
| Premiums Received - Cash Flow | 94.7 | 104.5 | 177.9 | 145.4 | 89.0 | 136.9 | 201.5 | 55.7 | 77.0 | 106.4 | 184.0 | 196.6 |
| Reinsurance Recovered - Cash Flow | 9.6 | 24.7 | 122.8 | (16.8) | 32.8 | 39.1 | 22.9 | (63.3) | 82.2 | 12.8 | 2.9 | 10.1 |
| Fees Received - Cash Flow | 7.3 | 27.5 | 8.1 | 27.5 | 14.2 | 12.9 | 8.8 | 32.7 | 4.4 | 2.6 | 2.6 | 19.4 |
| Cash Payments - Business Activities - Cash Flow | 87.7 | 110.2 | 284.7 | 160.2 | 167.0 | 98.4 | 148.5 | 12.8 | 159.5 | 79.9 | 133.3 | 167.2 |
| Reinsurance Paid - Cash Flow | 42.6 | 44.9 | 174.4 | 84.3 | 87.7 | 55.8 | 42.9 | (59.3) | 59.3 | 16.9 | 48.2 | 55.0 |
| Claims Paid - Cash Flow | 37.3 | 59.5 | 94.5 | 57.8 | 67.1 | 33.2 | 93.0 | 67.6 | 81.1 | 54.7 | 70.3 | 71.6 |
| Cash Payments - Other - Cash Flow | 7.8 | 5.8 | 15.8 | 18.1 | 12.1 | 9.4 | 12.6 | 4.4 | 19.1 | 8.3 | 14.8 | 40.7 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 4.8 | 0.7 | 4.7 | 0.9 | 4.5 | 0.8 | (2.9) | 1.5 | 3.8 | 1.0 | 4.0 | 1.0 |
| Cash Receipts/(Payments) - Net - Cash Flow | 96.0 | (224.7) | 104.0 | (144.3) | (50.3) | (73.8) | (61.4) | (104.3) | (6.9) | (67.5) | (78.9) | (14.0) |
| Cash Receipts/(Payments) - Associates - Cash Flow | (1.2) | (2.4) | (3.4) | (3.1) | (3.7) | (3.7) | (3.6) | (2.8) | (5.0) | (4.8) | (4.9) | (2.8) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 4.8 | 0.7 | 4.7 | 0.9 | 4.5 | 0.8 | (2.9) | 1.5 | 3.8 | 1.0 | 4.0 | 1.0 |
| Interest Paid - Cash Flow - Supplemental | 0.5 | 0.5 | 0.2 | 0.6 | 0.6 | 0.7 | 0.7 | 0.4 | 0.2 | 0.1 | 0.1 | 0.1 |
| Working Capital - Cash Flow - Direct - Supplemental | 106.1 | (184.8) | 34.3 | (21.0) | (60.4) | 19.1 | (46.9) | (4.0) | 23.8 | (5.5) | (25.9) | 22.4 |
| CF from Optg Activities before Change in WC & Int Payments | 114.0 | (181.3) | 119.9 | (152.4) | (89.4) | 12.3 | 22.5 | (96.3) | (11.7) | (31.4) | (31.7) | 41.1 |
| Free Cash Flow to Equity | 71.0 | (180.5) | 127.5 | (156.1) | (90.6) | 6.1 | 43.2 | (104.6) | (9.9) | (33.4) | (30.3) | 41.1 |
| Free Cash Flow Net of Dividends | 71.0 | (187.6) | 119.4 | (157.9) | (93.8) | 11.3 | — | (111.1) | (12.2) | (31.6) | — | 40.9 |
| Free Cash Flow | 71.0 | (187.6) | 119.4 | (157.9) | (93.8) | 11.3 | — | (111.1) | (12.2) | (31.6) | — | 40.9 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.